Gavop tells you how to get the best homeowners insurance in Augusta, ME by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $50,500 | $40,000 | $50,000-$75,000 |
| 2 Bedroom | $97,000 | $80,000 | $75,000-$100,000 |
| 3 Bedroom | $155,500 | $150,000 | $100,000-$125,000 |
| 4 Bedroom | $253,000 | $240,000 | $200,000-$250,000 |
| 5 Bedroom | $169,000 | $140,000 | $150,000-$175,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$56 | $562 |
| Home and Two Car | -$99 | $519 |
| Home and Three Car | -$142 | $475 |
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $7,312 |
| Hail Damage | $5,211 |
| Wind Damage | $9,515 |
| Expensive Claims | |
| Fire | $36,411 |
| Accidental Discharge/Leakage | $9,056 |
| Optional Coverage Losses | $7,826 |
| Home Insurance Company Augusta, ME | Homeowners Insurance Agency Augusta, ME | Address | Popularity Score | Distance from Augusta (miles) |
|---|---|---|---|---|
| Liberty Mutual Independent | Norton Insurance | 275 Us Route 1, Cumberland Foreside, ME, 4110 | 44.5 | |
| State Farm | Tricia Zwirner | 13 Storm Dr, Windham, ME, 04062-5698 | 48.6 | |
| State Farm | Mike Alden | 2540 Us Route 202, Winthrop, ME, 04364-3072 | 7.6 | |
| State Farm | Michael Lee | 328 Main St, Waterville, ME, 04901-4921 | 16.6 | |
| Liberty Mutual Independent | Smithwick & Mariners Insurance Inc | 366 Us Route 1, Falmouth, ME, 4105 | 47.7 | |
| Liberty Mutual Independent | Smithwick & Mariners Insurance Inc | 366 Us Route 1, Ste 2 , Falmouth, ME, 4105 | 47.9 | |
| Allstate | Jon Knowlton | 395 Sabattus St, Lewiston, ME, 4240 | 28.1 | |
| State Farm | Paul Caparratto | 21 Mason St, Brunswick, ME, 04011-1513 | 31.0 | |
| State Farm | Janet Slade | 327 Water St, Gardiner, ME, 04345-2160 | 7.5 | |
| State Farm | Kevin Heikkinen | 251 Us Route 1 Ste 16, Falmouth, ME, 04105-1322 | 49.1 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Maine | $179,900 | $739 | $530 | $1,030 | $500 |
| Kennebec County, ME | $154,500 | $669 | $480 | $920 | $440 |
| Augusta, ME | $142,600 | $618 | $440 | $850 | $410 |
| Edgecomb, ME | $242,700 | $842 | $570 | $1,190 | $620 |
| Jay, ME | $132,500 | $641 | $430 | $920 | $490 |
| Durham, ME | $225,700 | $816 | $590 | $1,160 | $570 |
| Madison, ME | $103,000 | $562 | $380 | $800 | $420 |
| Pownal, ME | $257,100 | $865 | $600 | $1,230 | $630 |
| Monroe, ME | $122,200 | $615 | $410 | $870 | $460 |
| Freeport, ME | $307,700 | $803 | $580 | $1,130 | $550 |
| Phippsburg, ME | $232,900 | $827 | $590 | $1,170 | $580 |
| Littlejohn Island, ME | $361,100 | $1,085 | $740 | $1,540 | $800 |
| Matinicus Isle, ME | $227,300 | $818 | $550 | $1,130 | $580 |