Gavop's guide to buying homeowners insurance in Vigo County, IN covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $39,000 | $40,000 | $25,000-$50,000 |
| 2 Bedroom | $96,500 | $80,000 | $75,000-$100,000 |
| 3 Bedroom | $83,000 | $70,000 | $75,000-$100,000 |
| 4 Bedroom | $105,500 | $90,000 | $100,000-$125,000 |
| 5 Bedroom | $88,500 | $80,000 | $75,000-$100,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$118 | $576 |
| Superior Protection Discount | -$69 | $624 |
| Fire & Security Discount | -$49 | $645 |
| Hail Resistant Roof Discount | -$14 | $680 |
| Newly Constructed Home Discount | -$180 | $513 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Vigo County | $1,500 | $685 | $2,185 | $498 | $1,998 | $187 |
| Vigo County, IN | $1,500 | $685 | $2,185 | $498 | $1,998 | $187 |
| West Union, IL | $500 | $404 | $904 | $294 | $794 | $110 |
| Licking, IL | $2,500 | $644 | $3,144 | $468 | $2,968 | $176 |
| Russell, IN | $400 | $665 | $1,065 | $483 | $883 | $182 |
| Hutton, IL | $2,500 | $777 | $3,277 | $564 | $3,064 | $212 |
| Yale, IL | $400 | $373 | $773 | $271 | $671 | $102 |
| Newberry, IN | $1,000 | $596 | $1,596 | $433 | $1,433 | $163 |
| Ashland, IN | $100 | $1,002 | $1,102 | $728 | $828 | $274 |
| Emison, IN | $1,000 | $597 | $1,597 | $434 | $1,434 | $163 |
| Westville, IL | $200 | $542 | $742 | $394 | $594 | $148 |
| Home Insurance Company Vigo County, IN | Homeowners Insurance Agency Vigo County, IN | Address | Popularity Score | Distance from Vigo County (miles) |
|---|---|---|---|---|
| State Farm | Kelsey Lawson | 3179 S 3rd Pl, Terre Haute, IN, 47802-3785 | 1.7 | |
| Erie | Crapo Insurance Agency Inc. | 1801 S 3rd Street, Terre Haute, IN, 47802 | 1.8 | |
| State Farm | Heather Taylor | 1285 S Jackson St Ste C, Greencastle, IN, 46135-9031 | 30.9 | |
| Travelers | Robert Wilson Insurance | 2952 S 7th St, Terre Haute, IN, 47801 | 1.0 | |
| Allstate | John Harvester | 4535 S 7th St, Terre Haute, IN, 47802 | 1.5 | |
| State Farm | Cathie Preston | 1206 N Lincoln Rd, Rockville, IN, 47872 | 25.3 | |
| Allstate | Martin L. Ruhl | 111 E Wabash Ave, Crawfordsville, IN, 47933 | 49.5 | |
| State Farm | Darrell Peigh | 627 E Springhill Dr, Terre Haute, IN, 47802-4448 | 1.5 | |
| Travelers | Sam Boaz Real Estate & Insurance | 517 South 7th Street, Terre Haute, IN, 47807 | 2.4 | |
| State Farm | Phil Gauer | 1433 Lafayette Ave, Terre Haute, IN, 47804-2632 | 4.7 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Indiana | $130,200 | $847 | $580 | $1,200 | $620 |
| Vigo County, IN | $90,700 | $694 | $490 | $980 | $490 |
| Vigo County, IN | $90,700 | $694 | $460 | $980 | $520 |
| West Union, IL | $42,500 | $409 | $290 | $560 | $270 |
| Licking, IL | $100,600 | $652 | $450 | $900 | $450 |
| Russell, IN | $80,000 | $673 | $450 | $940 | $490 |
| Hutton, IL | $148,800 | $786 | $570 | $1,110 | $540 |
| Yale, IL | $36,700 | $378 | $260 | $530 | $270 |
| Newberry, IN | $64,000 | $603 | $440 | $830 | $390 |
| Ashland, IN | $202,800 | $1,014 | $700 | $1,390 | $690 |
| Emison, IN | $64,300 | $604 | $420 | $830 | $410 |
| Westville, IL | $72,900 | $549 | $400 | $750 | $350 |