Gavop's guide to buying homeowners insurance in Bedford charter, MI covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedford charter, MI - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Springview Dr, W Northside Dr, Hutchinson Rd, River Rd W, Sassafras Dr, Custer Dr, Campus Dr, Hanover St, Stringham Rd, Ardmoor Dr | $119,500 | $100,000 | $125,000-$150,000 | $88,500 | $70,000 | $75,000-$100,000 |
| Hubbard St, Stephanie Ave, S Bedford Rd, Ensign Ave, Holly Dr, N Wood St, S Birdsall Dr, Royal Rd, Ritchie Ln, Stuart Blvd | $154,000 | $130,000 | $125,000-$150,000 | $160,000 | $130,000 | $125,000-$150,000 |
| Mosher Ave, Harts Lake Rd, Lakeway Dr, Broadway Blvd, Richard H Ln, 22nd St N, Ed Lebouef Dr, Morgan Ave, Limit St, Westwood Dr | $110,500 | $90,000 | $75,000-$100,000 | $81,000 | $70,000 | $50,000-$75,000 |
| 2 Mile Rd, Ottawa Trl, Saint Mary Lake Rd, N Mason Ave, Stratford Dr, Suwanee St, Ave B, Marywood Trl, Yawger Rd, Crane St | $136,500 | $120,000 | $100,000-$125,000 | $96,500 | $80,000 | $100,000-$125,000 |
| N Birdsall Dr, Walker Dr, Altavisa Ct, Tony Tiger Trl, Jefferson St, Lynn Dr, Allene Ave, Deboer Dr, Ave A, Laura Ln | $83,500 | $70,000 | $100,000-$125,000 | $81,500 | $70,000 | $75,000-$100,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$62 | $622 |
| Home and Two Car | -$116 | $567 |
| Home and Three Car | -$157 | $526 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Calhoun County | $700 | $695 | $1,395 | $505 | $1,205 | $190 |
| Bedford charter, MI | $700 | $675 | $1,375 | $491 | $1,191 | $185 |
| Johnstown, MI | $500 | $782 | $1,282 | $569 | $1,069 | $214 |
| Prairieville, MI | $1,500 | $851 | $2,351 | $618 | $2,118 | $232 |
| Mendon, MI | $500 | $735 | $1,235 | $534 | $1,034 | $201 |
| Matteson, MI | $2,500 | $702 | $3,202 | $510 | $3,010 | $192 |
| Campbell, MI | $100 | $773 | $873 | $561 | $661 | $211 |
| Gaines charter, MI | $2,000 | $683 | $2,683 | $496 | $2,496 | $187 |
| Scipio, MI | $300 | $716 | $1,016 | $521 | $821 | $196 |
| Fabius, MI | $1,500 | $798 | $2,298 | $580 | $2,080 | $218 |
| Lawrence, MI | $300 | $745 | $1,045 | $541 | $841 | $204 |
| Reading, MI | $700 | $750 | $1,450 | $545 | $1,245 | $205 |
| Home Insurance Company Bedford charter, MI | Homeowners Insurance Agency Bedford charter, MI | Address | Popularity Score | Distance from Bedford charter (miles) |
|---|---|---|---|---|
| Liberty Mutual Independent | Whitaker-Lachance | 2176 E Centre Ave, Portage, MI, 49002 | 20.9 | |
| Liberty Mutual Independent | Capital Insurance Services Corporation | 4299 Five Oaks Dr, Lansing, MI, 48911 | 42.2 | |
| State Farm | Kelly Schmidtke | 4211 Clyde Park Ave Sw, Wyoming, MI, 49509-5474 | 41.8 | |
| Allstate | Justin Savage | 1660 Haslett Rd Ste 3, Haslett, MI, 48840 | 49.1 | |
| Farmers | Susan Baker | 168 N 20th St, Battle Creek, MI, 49015 | 4.9 | |
| State Farm | Jennifer Blumer | 6540 Millennium Drive Suite 160, Lansing, MI, 48917 | 38.5 | |
| State Farm | Susan O'Connell | 2317 E Centre Ave, Portage, MI, 49002-4422 | 20.8 | |
| Farmers | Greg White | 120 Detroit St, Lansing, MI, 48912 | 44.2 | |
| State Farm | Marsha Veenstra | 4807 Cascade Rd Se Ste 2, Grand Rapids, MI, 49546-8414 | 42.1 | |
| State Farm | Tad Hankins | 3283 East Paris Ave Se, Grand Rapids, MI, 49512-2962 | 39.8 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Michigan | $136,400 | $775 | $520 | $1,070 | $550 |
| Calhoun County, MI | $102,600 | $703 | $500 | $1,010 | $510 |
| Bedford charter, MI | $109,100 | $684 | $490 | $980 | $490 |
| Johnstown, MI | $148,900 | $792 | $560 | $1,100 | $540 |
| Prairieville, MI | $201,500 | $861 | $590 | $1,220 | $630 |
| Mendon, MI | $114,800 | $744 | $500 | $1,060 | $560 |
| Matteson, MI | $93,900 | $711 | $500 | $1,010 | $510 |
| Campbell, MI | $141,100 | $782 | $560 | $1,110 | $550 |
| Gaines charter, MI | $172,000 | $691 | $480 | $960 | $480 |
| Scipio, MI | $102,600 | $725 | $490 | $1,040 | $550 |
| Fabius, MI | $161,000 | $808 | $550 | $1,140 | $590 |
| Lawrence, MI | $121,300 | $754 | $550 | $1,050 | $500 |
| Reading, MI | $124,800 | $759 | $520 | $1,090 | $570 |