How Can I Make My St. John, IN Home Insurance Cheaper
Gavop tells you how to get the best homeowners insurance in St. John, IN by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
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Estimate Appropriate St. John, IN Home Insurance Coverage Levels | Back to Top
| St. John, IN - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Kolling Rd, Naples Dr, Camoustie Ct, Larry St, 61st Ave, Kil Dr, Deertrail Ln, Matterhorn Ct, Schmal Ave, Acorn Ct | $196,500 | $180,000 | $175,000-$200,000 | $122,000 | $110,000 | $75,000-$100,000 |
| Mount Ct, Wabqash St, H Parker Ct, Bluegrass Dr, Robin Ct, Hampton Ct, Austin Rd, Spruce Ct, Stone Ridge Dr, Audrey Ct | $247,000 | $230,000 | $250,000-$300,000 | $169,500 | $160,000 | $150,000-$175,000 |
| Durham Ln, Tapper St, Windsor Ln, Flint Ct, Sir Richard Rd, Union Cir, Rockview Rd, Clarmonte Dr, Pheasant Ct, Stillwater Ave | $155,500 | $130,000 | $175,000-$200,000 | $120,000 | $110,000 | $75,000-$100,000 |
| 210th St, Wolf Dr, Acorn Dr, 65th Ave, Roman Rd, Short St, Howard Ct, Schaller Ln, Carriage Oaks Ct, 94th Ct | $188,000 | $160,000 | $175,000-$200,000 | $113,000 | $100,000 | $100,000-$125,000 |
| Prestwick Pl, Pershing Rd, Monix Dr, Webster Ct, Scotty Ln, Town Center, St Andrews Dr, W 93rd Pl, Kelly Ct, Rose Bush Ln | $154,000 | $130,000 | $125,000-$150,000 | $139,000 | $130,000 | $100,000-$125,000 |
| Green Ct, Ferndale Dr, Hickory Dr, Finch Dr, Springtime Ct, Bemis Heights Ave, Genevieve Dr, Bell Ct, Sandi Ln, Schmidt Dr | $191,000 | $180,000 | $150,000-$175,000 | $112,000 | $90,000 | $100,000-$125,000 |
| Chelsea St, 97th Ct, Jacobson St, Vernon Ave, Wimbledon Dr, W 86th Ct, Sunnyside Ave, Peach Tree Ln, W 82nd St, 81st Ave | $256,500 | $230,000 | $250,000-$300,000 | $152,000 | $140,000 | $125,000-$150,000 |
| Emerson Ct, Lancaster Ln, 123rd Ave, Lancelot Ln, 90th Ave, Knoxbury Dr, Snowberry Ln, Torrence St, Harrison Pl, Gettler St | $282,000 | $230,000 | $250,000-$300,000 | $220,000 | $190,000 | $175,000-$200,000 |
| W 86th Ter, Balkan Dr, Harvest Ct, Springlake Rd, Prestwick Dr, Hawk Dr, Triana Ln, E Lincoln Dr, 76th Ave, Calumet St | $218,500 | $200,000 | $200,000-$250,000 | $145,000 | $130,000 | $125,000-$150,000 |
| W 82nd Ct, W Ave H, Backwater Cv, Queens Ln, Hack St, Bennington Ave, Blue Jay Way, W 120th Ave, Barberry Dr, Maryann Ct | $132,000 | $110,000 | $150,000-$175,000 | $108,000 | $90,000 | $100,000-$125,000 |
Estimate your Savings with Home Insurance Discounts in St. John, IN | Back to Top
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$160 | $841 |
| Superior Protection Discount | -$100 | $901 |
| Fire & Security Discount | -$110 | $891 |
| Hail Resistant Roof Discount | -$30 | $971 |
| Newly Constructed Home Discount | -$280 | $721 |
Choose the Right Deductible for your St. John, IN Home | Back to Top
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Lake County | $1,000 | $839 | $1,839 | $609 | $1,609 | $229 |
| St. John, IN | $2,500 | $989 | $3,489 | $719 | $3,219 | $270 |
| Calumet City, IL | $100 | $626 | $726 | $455 | $555 | $171 |
| Park Forest, IL | $2,500 | $818 | $3,318 | $595 | $3,095 | $224 |
| Shorewood Forest, IN | $500 | $1,289 | $1,789 | $937 | $1,437 | $352 |
| Midlothian, IL | $1,000 | $653 | $1,653 | $475 | $1,475 | $178 |
| Downers Grove, IL | $300 | $1,070 | $1,370 | $777 | $1,077 | $292 |
| LaPorte County, IN | $1,500 | $802 | $2,302 | $583 | $2,083 | $219 |
| Gillam, IN | $100 | $899 | $999 | $653 | $753 | $246 |
| North Judson, IN | $1,000 | $691 | $1,691 | $502 | $1,502 | $189 |
| Niles, IL | $300 | $985 | $1,285 | $716 | $1,016 | $269 |
| Plattville, IL | $2,500 | $887 | $3,387 | $645 | $3,145 | $242 |
Identify Top Home Insurance Agents near St. John, IN | Back to Top
| Home Insurance Company St. John, IN | Homeowners Insurance Agency St. John, IN | Address | Popularity Score | Distance from St. John (miles) |
|---|---|---|---|---|
| State Farm | Sharon Chambers | 5275 Broadway, Gary, IN, 46410-1552 | 7.2 | |
| Allstate | Lane Wagner | 10033 Wicker Ave Ste 10, Saint John, IN, 46373 | 2.9 | |
| Farmers | Melissa Torres | 8416 Kennedy Ave, Highland, IN, 46322 | 5.7 | |
| Erie | The Mitchell Corporation | 1160 Joliet Street Suite 101, Dyer, IN, 46311 | 2.2 | |
| Erie | Gallina Insurance Agency | 102 S Van Rensselaer Street, Rensselaer, IN, 47978 | 40.8 | |
| Allstate | Leonica Keilman Parker | 8620 Wicker Ave, Saint John, IN, 46373 | 1.2 | |
| State Farm | Rick Greenberg | 112 E Ridge Rd Ste F, Griffith, IN, 46319-1167 | 5.3 | |
| State Farm | Scott Angel | 6935 Calumet Ave, Hammond, IN, 46324-2045 | 7.9 | |
| Travelers | Brown Insurance Group | 9105 A Indianapolis Blvd Suite 300, Highland, IN, 46322 | 4.9 | |
| State Farm | Kenya Hamilton | 1256 Morthland Dr, Valparaiso, IN, 46385-6250 | 20.1 |
Compare Rates for St. John, IN Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Indiana | $130,200 | $847 | $570 | $1,190 | $620 |
| Lake County, IN | $140,100 | $849 | $610 | $1,170 | $560 |
| St. John, IN | $219,100 | $1,001 | $680 | $1,370 | $690 |
| Calumet City, IL | $101,100 | $633 | $440 | $870 | $430 |
| Park Forest, IL | $69,400 | $828 | $600 | $1,180 | $580 |
| Shorewood Forest, IN | $350,300 | $1,305 | $870 | $1,850 | $980 |
| Midlothian, IL | $149,100 | $661 | $470 | $910 | $440 |
| Downers Grove, IL | $354,600 | $1,083 | $790 | $1,540 | $750 |
| LaPorte County, IN | $126,700 | $812 | $590 | $1,140 | $550 |
| Gillam, IN | $153,800 | $910 | $610 | $1,280 | $670 |
| North Judson, IN | $86,600 | $699 | $500 | $1,000 | $500 |
| Niles, IL | $297,000 | $997 | $710 | $1,410 | $700 |
| Plattville, IL | $207,700 | $898 | $610 | $1,280 | $670 |
Research Home Insurance Companies Reviews in St. John, IN Before Buying | Back to Top
Share a review on your home insurance company
Allstate Home Insurance Reviews
Date: April 25, 2019 Age: 20 to 29 Gender: Female Marital Status: Unmarried
Policy Offerings
I went with Allstate for the price and "fantastic" coverage. I have home and auto bundled since they offered me a discount for adding both which Geico didnt offer when I got a quote from them.
Date: April 06, 2019 Age: 30 to 39 Gender: Female Marital Status: Unmarried
Policy Offerings
I am happy with my home insurance offerings compared to other companies. I have an affordable plan that is basic for my needs.
Date: March 16, 2019 Age: 40 to 49 Gender: Female Marital Status: Unmarried
Policy Offerings
I have one agent, not a broker, so I know he is working for me. I have a direct line to contact him with any questions.
State Farm Home Insurance Reviews
Date: October 23, 2019 Age: 30 to 39 Gender: Female Marital Status: Married
Customer Service
I didn't have to use current insurance yet so I can't comment much on the experience, but based on previous interaction with home insurance was not good -- redirected calls, hesitant to give reimbursements
Date: October 09, 2019 Age: 20 to 29 Gender: Female Marital Status: Married
Customer Service
The customer service aspect of State Farm is evolutionary as far as their competence. I have been very pleased with every encounter.
Date: November 10, 2018 Age: 40 to 49 Gender: Male Marital Status: Unmarried
Premium
I think the premium is a little more that some companies, but I know State Farm is a good company and covers what they say they cover. My parents had a house fire and State Farm did a great job getting them back and established.
Auto Owners Insurance Home Insurance Reviews
Date: January 11, 2020 Age: 40 to 49 Gender: Female Marital Status: Married
Policy Offerings
The offerings are comparable to our previous insurer, however we did add an umbrella policy for extra coverage at a rate that was still lower than our previous without it.
Date: March 09, 2019 Age: 20 to 29 Gender: Female Marital Status: Married
Policy Offerings
MOST OF THE INSURANCE COMPANY WILL BE EXPLAIN THE POLICY WITH CLEAR DETAIL.SO MOST OF THE CUSTOMER WILL BE UNDERSTAND THE POLICY DETAILS.
Date: February 09, 2019 Age: 40 to 49 Gender: Male Marital Status: Married
Premium
We have been with several different companies over a 25 year period. So far Auto Owners has had the best pricing for us. We use escrow in our mortgage, which make it very convenient.
Liberty Mutual Home Insurance Reviews
Date: May 26, 2019 Age: 20 to 29 Gender: Unmarried Marital Status: Female
Premium
We have a cheaper premium than we had with our two prior companies. However, our deductible is the same as what we had prior.
Date: November 26, 2018 Age: 50 to 59 Gender: Female Marital Status: Married
Premium
i think that my premium is very reasonable when compared to what my neighbors are paying. I also get a lot of credits on my premium for the my safe florida program that took place years ago.
American Family Home Insurance Reviews
Date: April 21, 2019 Age: 30 to 39 Gender: Female Marital Status: Unmarried
Premium
My premium is very low and the deductible I feel is pretty low compared to other insurance companies.
MetLife Home Insurance Reviews
Date: March 29, 2019 Age: 30 to 39 Gender: Male Marital Status: Married
Customer Service
When purchasing our new home, my wife and I decided to use MetLife. MetLife was able to bundle our auto and homeowner's insurance which saved us about $300 a year over our last policy.
Country Financial Home Insurance Reviews
Date: March 20, 2019 Age: 40 to 49 Gender: Male Marital Status: Married
Premium
I have not recently compared my deductible to other home insurance policies for the same coverage. I am currently satisfied with my policy.
Erie Insurance Home Insurance Reviews
Date: July 23, 2019 Age: 30 to 39 Gender: Male Marital Status: Married
Policy Offerings
It does not cover mold damage. Property coverage, living expenses if you have to relocate. 100% replacement damage in case my home is destroyed or damaged.
Progressive Home Insurance Reviews
Date: December 27, 2018 Age: 40 to 49 Gender: Male Marital Status: Married
Premium
Deductibles and premium all very similar but progressive edged it on price for our situation. Deductibles can vary to your needs. Easy to change coverage mid term
AAA Home Insurance Reviews
Date: September 12, 2019 Age: 50 to 59 Gender: Female Marital Status: Unmarried
Customer Service
I give AAA 5 there customer is good, I never had a problem with them. when it comes to my home insurance with the company they are great
Travelers Home Insurance Reviews
Date: December 22, 2019 Age: 40 to 49 Gender: Female Marital Status: Married
Customer Service
I have no negative comments regarding the company. The insurance company emails with time the new policy given an opportunity to review and adjust. Local office is the best.
Nationwide Home Insurance Reviews
Date: March 10, 2019 Age: 30 to 39 Gender: Female Marital Status: Married
Premium
Our premium seems reasonable, but I have not compared insurance company premiums and coverage in a long time.
GEICO Home Insurance Reviews
Date: April 13, 2019 Age: 20 to 29 Gender: Male Marital Status: Unmarried
Policy Offerings
My home insurance company offers a good amount of coverage. They are very comparable to other home insurance company offerings.
The Hartford Home Insurance Reviews
Date: April 03, 2019 Age: 30 to 39 Gender: Female Marital Status: Married
Premium
The premium and deductible of your policy compared to the other home insurance policies for the same coverage.BECAUSE IN THIS PROVIDE MANY OFFERS.
American Family Insurance Home Insurance Reviews
Date: October 24, 2018 Age: 50 to 59 Gender: Female Marital Status: Married
Communication
THE EMAILS AND WEBSITE DO NOT WORK FOR ME THEY ARE VERY CONFUSING AND NOT USER FRIENDLY THEY NEED TO BE SIMPLIFIED AND NOT HAVE SO MANY PASSWORDS. WHO HAS TIME FOR ALL THAT!
Farmer's Insurance Home Insurance Reviews
Date: April 09, 2019 Age: 50 to 59 Gender: Female Marital Status: Married
Premium
we are completely satisfied with the rates and deductible we currently have. Other companies cannot compare to what we currently have in our policies.