Gavop's guide to buying homeowners insurance in Henderson, TN covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Henderson, TN - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Hickory Ln, Hearn St, Wayne Harris Rd, Macy Ln, US Hwy 45 N, Youth Camp Loop, Kennedy Cove, Old Jacks Creek Rd, W 3rd St, Harmon St | $125,500 | $110,000 | $100,000-$125,000 | $83,500 | $70,000 | $75,000-$100,000 |
| Front St, White Ave, Lake Levee Rd, Woodville Creek Ln, Galbraith Ave, K Deberry Ln, Deerfield Cv, State Rte 5, Parker Loop, Rosebud Ave | $129,500 | $110,000 | $125,000-$150,000 | $71,500 | $60,000 | $50,000-$75,000 |
| Eaton Ln, North Carolina Ave, Hickory Corner Rd, Hatch Ln, Cecil Thomas Rd, Sunrise Ln, Iris St, Millers Ln, Hughes Rd, Flowers Rd | $116,000 | $110,000 | $125,000-$150,000 | $111,500 | $90,000 | $75,000-$100,000 |
| Shannon Dr, Crook Ave, US Hwy 45 S, Deanburg Rd, State Rte 200, E University St, E Cason St, N Henson Rd, Hunt Rd, Henderson Rd | $122,000 | $100,000 | $100,000-$125,000 | $69,000 | $60,000 | $50,000-$75,000 |
| Pleasant Ridge Rd, Dusty Rd, State Rte 5, Alpine Dr, Lake Levee Ln, Samantha Cove, Old Sobby Rd, Plunk St, Kitchen Dr, Maple Wood Ln | $151,500 | $130,000 | $150,000-$175,000 | $100,000 | $90,000 | $75,000-$100,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$143 | $650 |
| Superior Protection Discount | -$71 | $722 |
| Fire & Security Discount | -$71 | $722 |
| Hail Resistant Roof Discount | -$16 | $777 |
| Newly Constructed Home Discount | -$198 | $595 |
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $5,975 |
| Physical Damage | $2,440 |
| Hail Damage | $4,900 |
| Wind Damage | $6,178 |
| Expensive Claims | |
| Fire | $43,336 |
| Smoke | $17,054 |
| Home Insurance Company Henderson, TN | Homeowners Insurance Agency Henderson, TN | Address | Popularity Score | Distance from Henderson (miles) |
|---|---|---|---|---|
| Liberty Mutual Independent | Siler Thornton Agency | 334 S Main St, Dyer, TN, 38330 | 46.8 | |
| State Farm | Wes Harris | 319 Vann Dr., Jackson, TN, 38305-6032 | 18.7 | |
| Liberty Mutual Independent | Fsb Insurance | 23 Federal Dr, Jackson, TN, 38305 | 18.5 | |
| Travelers | Maddox Insurance Llc | 21290 E Main, Huntingdon, TN, 38344 | 41.6 | |
| Travelers | Joe Cooper Insurance Agency | 38 Old Hickory Cv Ste A100, Jackson, TN, 38305 | 18.3 | |
| Erie | Dava White Insurance Agency | 503 W Church Avenue Suite C, Medina, TN, 38355 | 25.8 | |
| Erie | Casey Insurance Agency | 459 E Main Street, Henderson, TN, 38340 | 1.4 | |
| State Farm | Darrell Kimbel | 1856 S Highland Ave, Jackson, TN, 38301-1701 | 11.9 | |
| Farmers | Robert Wage | 125 Stonebridge Blvd Ste A, Jackson, TN, 38305 | 19.5 | |
| Erie | John Cooper Insurance | 984 Wayne Road Suite D, Savannah, TN, 38372 | 28.4 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Tennessee | $151,700 | $1,044 | $750 | $1,490 | $740 |
| Chester County, TN | $113,800 | $775 | $520 | $1,070 | $550 |
| Henderson, TN | $119,700 | $793 | $540 | $1,090 | $550 |
| Madison County, TN | $126,100 | $927 | $630 | $1,270 | $640 |
| Hornsby, TN | $63,300 | $701 | $480 | $960 | $480 |
| Selmer, TN | $94,600 | $849 | $620 | $1,170 | $550 |
| Bolivar, TN | $97,000 | $722 | $510 | $1,030 | $520 |
| Hardeman County, TN | $85,400 | $680 | $470 | $960 | $490 |
| Chesterfield, TN | $58,200 | $673 | $450 | $950 | $500 |
| Atwood, TN | $71,100 | $741 | $540 | $1,050 | $510 |
| Crockett County, TN | $96,700 | $720 | $490 | $990 | $500 |
| Kossuth, MS | $106,300 | $1,139 | $820 | $1,630 | $810 |
| Tippah County, MS | $86,000 | $843 | $610 | $1,160 | $550 |