Gavop shows you how to buy homeowners insurance in Ridgeway, SC by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Ridgeway, SC - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Duraham Place Rd, Tillessen Blvd, S Cub Ln, Broach Ln, Cook Rd, Centerville Rd, Hightower Rd, Flint Hill Rd, Old Windmill Rd, Freedom Ln | $178,000 | $150,000 | $175,000-$200,000 | $91,500 | $80,000 | $75,000-$100,000 |
| Harrison Johnson Rd, Blazing Star Cir, Indian Hook Rd, Marlin Dr, S-20-486, S Round Top Rd, Rolling Hills Rd, State Rd S-20-433, Macedonia Church Rd, Green St | $133,500 | $120,000 | $100,000-$125,000 | $150,500 | $140,000 | $150,000-$175,000 |
| Diamond Ln, White Oke Church Rd, Sky Ln, Grover Wilson Rd, Kingfisher Dr, Running Deer Rd, Plantation Rd, Deer Valley Rd, Hoover Ln, Hood Rd | $110,500 | $100,000 | $100,000-$125,000 | $97,000 | $80,000 | $75,000-$100,000 |
| Molly Creek Cir, Wateree Estates Rd, Brantley Ave, Shangr-la Rd, Pelly Rd, Garris McCabe Ln, Cottonwood Rd, Finley Rd, Coleman St, Kenal Rd | $187,000 | $150,000 | $175,000-$200,000 | $108,000 | $100,000 | $100,000-$125,000 |
| Elbow Cir, State Hwy 34 E, Waterleaf Rd, Rice Fields Rd, S Dogwood Dr, Bishop Squirewell Rd, Old Belton Rd, Mt Hope Rd, Len Saint Rd, Wild Dogwood Ln | $138,000 | $120,000 | $125,000-$150,000 | $133,500 | $110,000 | $125,000-$150,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$107 | $659 |
| Superior Protection Discount | -$77 | $689 |
| Fire & Security Discount | -$69 | $697 |
| Hail Resistant Roof Discount | -$15 | $751 |
| Newly Constructed Home Discount | -$215 | $552 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Fairfield County | $2,000 | $641 | $2,641 | $466 | $2,466 | $175 |
| Ridgeway, SC | $1,000 | $757 | $1,757 | $550 | $1,550 | $207 |
| Camp Ground, SC | $300 | $878 | $1,178 | $638 | $938 | $240 |
| Camden Northeast, SC | $700 | $489 | $1,189 | $355 | $1,055 | $134 |
| Great Falls, SC | $100 | $478 | $578 | $348 | $448 | $131 |
| Irwin, SC | $700 | $535 | $1,235 | $388 | $1,088 | $146 |
| Richburg, SC | $400 | $803 | $1,203 | $584 | $984 | $220 |
| Little Mountain, SC | $2,500 | $1,141 | $3,641 | $829 | $3,329 | $312 |
| Lowrys, SC | $300 | $789 | $1,089 | $574 | $874 | $216 |
| Sandy Run-Staley Crossroads, SC | $700 | $693 | $1,393 | $504 | $1,204 | $189 |
| Lockhart, SC | $300 | $537 | $837 | $391 | $691 | $147 |
| North, SC | $1,500 | $487 | $1,987 | $354 | $1,854 | $133 |
| Home Insurance Company Ridgeway, SC | Homeowners Insurance Agency Ridgeway, SC | Address | Popularity Score | Distance from Ridgeway (miles) |
|---|---|---|---|---|
| Nationwide | Tonya D Parks | 9300 Two Notch Rd -N, Columbia, SC, 29223 | 16.9 | |
| State Farm | Shannon Rikard | 384 Saint Andrews Road, Columbia, SC, 29210-4427 | 24.0 | |
| Travelers | Irmo Insurance Agency Inc | 1345 Lake Murray Blvd, Irmo, SC, 29063 | 23.3 | |
| Nationwide | Chichester Insurance Agency Inc. | 305 Main St, Blythewood, SC, 29016-8324 | 9.2 | |
| State Farm | Sandy Khan | 152 Blythewood Rd, Blythewood, SC, 29016-8425 | 9.4 | |
| State Farm | Wayne Thierrien | 9016-A Farrow Road, Columbia, SC, 29203 | 16.1 | |
| State Farm | Gary Patterson | 830 Highway 1 S, Lugoff, SC, 29078-9345 | 16.2 | |
| Allstate | Trey Cantey | 2000 Clemson Rd Ste 8, Columbia, SC, 29229 | 14.0 | |
| Liberty Mutual Independent | Correll Insurance | 319 Oakland Ave, Rock Hill, SC, 29730 | 41.2 | |
| Allstate | Aaron Shealy | 921 Longtown Rd Ste H, Columbia, SC, 29229 | 12.6 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| South Carolina | $148,600 | $989 | $660 | $1,390 | $730 |
| Fairfield County, SC | $101,100 | $649 | $470 | $890 | $420 |
| Ridgeway, SC | $134,900 | $766 | $540 | $1,080 | $540 |
| Camp Ground, SC | $161,700 | $889 | $610 | $1,250 | $640 |
| Camden Northeast, SC | $73,500 | $495 | $340 | $700 | $360 |
| Great Falls, SC | $72,100 | $484 | $330 | $660 | $330 |
| Irwin, SC | $79,400 | $541 | $390 | $760 | $370 |
| Richburg, SC | $118,500 | $813 | $580 | $1,150 | $570 |
| Little Mountain, SC | $181,800 | $1,155 | $790 | $1,610 | $820 |
| Lowrys, SC | $116,300 | $799 | $580 | $1,140 | $560 |
| Sandy Run-Staley Crossroads, SC | $122,100 | $701 | $510 | $990 | $480 |
| Lockhart, SC | $79,800 | $544 | $370 | $760 | $390 |
| North, SC | $73,200 | $493 | $360 | $690 | $330 |