How Can I Make My Grand Forks, ND Home Insurance Cheaper
Gavop shows you how to buy homeowners insurance in Grand Forks, ND by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
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Estimate Appropriate Grand Forks, ND Home Insurance Coverage Levels | Back to Top
| Grand Forks, ND - Neighbourhoods, Census Blocks & Streets | 2 Bedroom | 3 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| King Pl, Silver Gate Dr, Burke Dr, Ruemmele Rd, 15th St, Gertrude Ave, S 4th St, N 51st St, N 12th St, 13th St | $170,000 | $140,000 | $150,000-$175,000 | $163,000 | $140,000 | $125,000-$150,000 |
| S 42nd St, Co Rd 17, 14th Ave S, Brian Blvd, Co Rd 25, Breezy Hills Cove, Amherst St, Odyssey Cir, Selkirk Cir, Technology Cir | $104,500 | $100,000 | $100,000-$125,000 | $105,500 | $90,000 | $100,000-$125,000 |
| 13th Ave N, 29th St S, 9th St NE, 7th Ave S, Cedar St NE, 18th St NE, S 16th St, Northridge Hills Ct, Riverside Dr, 55th Ave S | $130,000 | $120,000 | $100,000-$125,000 | $208,000 | $200,000 | $200,000-$250,000 |
| Sandy Hills Ln, Rusty Ln NE, Adams Dr, Russel St, S 11th St, Dyke Ave, W Maple Ave, Dawn Cir, 4th Ave, Morrison St | $217,500 | $190,000 | $200,000-$250,000 | $203,000 | $190,000 | $175,000-$200,000 |
| W Elmwood Dr, Park Ave, Princeton St, S 24th St, Stanford Rd, Circle Dr N, Railway St, Walnut St, Harrison Ave, Pendleton Dr | $121,000 | $100,000 | $125,000-$150,000 | $242,000 | $220,000 | $250,000-$300,000 |
Estimate your Savings with Home Insurance Discounts in Grand Forks, ND | Back to Top
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$188 | $916 |
| Superior Protection Discount | -$110 | $994 |
| Fire & Security Discount | -$99 | $1,005 |
| Hail Resistant Roof Discount | -$33 | $1,071 |
| Newly Constructed Home Discount | -$243 | $861 |
Choose the Right Deductible for your Grand Forks, ND Home | Back to Top
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Grand Forks County | $1,500 | $1,076 | $2,576 | $782 | $2,282 | $294 |
| Grand Forks, ND | $2,500 | $1,091 | $3,591 | $793 | $3,293 | $298 |
| Roome, MN | $100 | $1,148 | $1,248 | $834 | $934 | $314 |
| Warren, MN | $2,000 | $741 | $2,741 | $539 | $2,539 | $203 |
| Ervin, ND | $300 | $951 | $1,251 | $691 | $991 | $260 |
| McCrea, MN | $700 | $997 | $1,697 | $724 | $1,424 | $272 |
| Lind, ND | $300 | $747 | $1,047 | $543 | $843 | $204 |
| Galesburg, ND | $1,000 | $500 | $1,500 | $363 | $1,363 | $137 |
Identify Top Home Insurance Agents near Grand Forks, ND | Back to Top
| Home Insurance Company Grand Forks, ND | Homeowners Insurance Agency Grand Forks, ND | Address | Popularity Score | Distance from Grand Forks (miles) |
|---|---|---|---|---|
| State Farm | Sharon Opdahl | 2534 17th Ave S Ste F, Grand Forks, ND, 58201-5215 | 0.7 | |
| State Farm | Randy Fenley | 2750 S 26th St Ste A, Grand Forks, ND, 58201-6432 | 1.5 | |
| Liberty Mutual Independent | Insure Forward | 3350 S Columbia Rd Ste A, Grand Forks, ND, 58201 | 1.8 | |
| Allstate | Scott Corbin | 2512 S Washington St Ste B, Grand Forks, ND, 58201 | 1.8 | |
| State Farm | Randy Kottsick | 2600 Demers Ave Ste 105, Grand Forks, ND, 58201-4100 | 0.6 | |
| Liberty Mutual Independent | Insure Forward | 3311 S Washington St Grand Forks, Grand Forks, ND, 58201 | 2.2 | |
| State Farm | Kevin Kouba | 724 N Washington St, Grand Forks, ND, 58203-3135 | 1.7 | |
| Liberty Mutual Independent | Vaaler Insurance Inc | 2701 S Columbia Rd, Grand Forks, ND, 58201 | 1.4 | |
| State Farm | David Johnson | 233 3rd St Se, Mayville, ND, 58257-1415 | 30.9 | |
| Farmers | Steven Renslow Lutcf | 1005 S Washington St Ste B, Grand Forks, ND, 58201 | 1.4 |
Compare Rates for Grand Forks, ND Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| North Dakota | $174,100 | $1,147 | $780 | $1,620 | $840 |
| Grand Forks County, ND | $181,600 | $1,089 | $730 | $1,510 | $780 |
| Grand Forks, ND | $186,500 | $1,104 | $780 | $1,560 | $780 |
| Roome, MN | $190,300 | $1,162 | $830 | $1,640 | $810 |
| Warren, MN | $94,300 | $750 | $520 | $1,060 | $540 |
| Ervin, ND | $123,600 | $963 | $650 | $1,370 | $720 |
| McCrea, MN | $148,200 | $1,009 | $680 | $1,420 | $740 |
| Lind, ND | $78,000 | $756 | $540 | $1,070 | $530 |
| Galesburg, ND | $33,800 | $506 | $360 | $710 | $350 |
Research Home Insurance Companies Reviews in Grand Forks, ND Before Buying | Back to Top
Share a review on your home insurance company
Allstate Home Insurance Reviews
Date: July 22, 2019 Age: 30 to 39 Gender: Female Marital Status: Married
Customer Service
I have not had to use our home insurance yet so I haven't had to deal with the company's customer service too much. The only time was when we were changing our policy from one insurance to Allstate.
Farmer's Insurance Home Insurance Reviews
Date: October 12, 2019 Age: 20 to 29 Gender: Male Marital Status: Married
Customer Service
Customer service is okay, however, I never hear from them at all. I have been with them since 2003 and filed one claim with them and the service was good. However, I do not hear from them otherwise.