How Can I Make My De Kalb, TX Home Insurance Cheaper

Gavop's guide to buying homeowners insurance in De Kalb, TX covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.

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Select the Suitable Coverage Value for your De Kalb, TX Home | Back to Top

Bedrooms Average Home Value Estimated Replacement Value Recommended Home Insurance Coverage
1 Bedroom $50,500 $40,000 $25,000-$50,000
2 Bedroom $115,500 $110,000 $100,000-$125,000
3 Bedroom $174,500 $140,000 $175,000-$200,000
4 Bedroom $245,500 $230,000 $250,000-$300,000
5 Bedroom $235,000 $210,000 $200,000-$250,000

Choose the Best De Kalb, TX Home Insurance Premium for your Background | Back to Top

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Unemployed 800-850 Credit Score No Income More than 3 Pets at home, Non-Smoker $250
Retired 600-649 Credit Score <$25,000 2 Pets, Smoker $970
Full Time Job 550-599 Credit Score <$25,000 3 Pets, Non-Smoker $1,130

Choose the Right Deductible for your De Kalb, TX Home | Back to Top

Low Deductible ($500) High Deductible ($2500)
Place Example Claim Amount Yearly Premium Total Yearly Cost Yearly Premium Total Yearly Cost Net Savings for High Deductible Plan
Texas $500 $660 $1,160 $570 $1,070 $90
Bowie County, TX $2,500 $370 $870 $310 $2,810 $-1,940
De Kalb, TX $2,000 $300 $800 $250 $2,250 $-1,450
Jackson, AR $300 $340 $640 $280 $580 $60
Dalby Springs-Simms, TX $1,000 $320 $820 $270 $1,270 $-450
Maud, TX $200 $250 $450 $220 $420 $30
Paraclifta, AR $1,000 $360 $860 $310 $1,310 $-450
Morris County, TX $300 $260 $560 $220 $520 $40
De Queen, AR $1,500 $320 $820 $260 $1,760 $-940
Lockesburg, AR $200 $290 $490 $230 $430 $60
Lone Star, TX $2,500 $280 $780 $240 $2,740 $-1,960
Rocky Mound, TX $100 $290 $390 $240 $340 $50
Avinger, TX $700 $230 $730 $180 $880 $-150

Identify Top Home Insurance Agents near De Kalb, TX | Back to Top

Home Insurance Company De Kalb, TX Homeowners Insurance Agency De Kalb, TX Address Popularity Score Distance from De Kalb (miles)
Allstate Jeffrey Kesler 3415 New Boston Rd, Texarkana, TX, 75501
33.0
Farmers April Starnes 4526 Summerhill Rd, Texarkana, TX, 75503
33.9
State Farm Kelli Ashbrook 3410 Moores Ln, Texarkana, TX, 75503-2211
32.7
State Farm Chris Harvey 401 E Main St, Clarksville, TX, 75426-4001
23.9
Liberty Mutual Independent Bockmon-Andrews Insurance Agency 133 Us Highway 259 N, Ore City, TX, 75683
47.8
Farmers Kellie Cox 703 W Main St Ste B, Atlanta, TX, 75551
41.9
Liberty Mutual Independent Bockmon Insurance Agency 108 E 1st, Hughes Springs, TX, 75656
40.4
State Farm Wayne Poe 4617 Summerhill Rd Ste 1, Texarkana, TX, 75503-2783
33.9
State Farm Paul Tye 4076 Summerhill Sq, Texarkana, TX, 75503-2730
34.0
Farmers Lisa White 101 E North Front St, New Boston, TX, 75570
15.1

Compare Rates for De Kalb, TX Home Insurance Providers | Back to Top

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Place Typical Home Value Typical Home Insurance Costs 25th Percentile 75th Percentile Potential Savings & Difference between 25th & 75th Percentile
Texas $128,000 $540 $360 $830 $470
Bowie County, TX $92,800 $430 $280 $660 $380
De Kalb, TX $78,900 $400 $260 $620 $360
Jackson, AR $65,400 $330 $230 $470 $240
Dalby Springs-Simms, TX $61,300 $300 $200 $460 $260
Maud, TX $63,100 $260 $170 $400 $230
Paraclifta, AR $68,800 $340 $250 $470 $220
Morris County, TX $70,600 $330 $220 $510 $290
De Queen, AR $68,200 $310 $220 $420 $200
Lockesburg, AR $63,400 $300 $200 $420 $220
Lone Star, TX $60,900 $290 $190 $450 $260
Rocky Mound, TX $69,200 $410 $270 $630 $360
Avinger, TX $50,900 $240 $160 $370 $210