How Can I Make My Frisco, TX Home Insurance Cheaper

Gavop's guide to buying homeowners insurance in Frisco, TX covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.

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Estimate Appropriate Frisco, TX Home Insurance Coverage Levels | Back to Top

Frisco, TX - Neighbourhoods, Census Blocks & Streets 4 Bedroom 3 Bedroom
Average Home Value Estimated Replacement Value Recommended Home Insurance Coverage Average Home Value Estimated Replacement Value Recommended Home Insurance Coverage
Cross Bend Cir, Chevy Chase Ln, Stillwater Ln, Linda Ln, Glenturret Cir, Cedar Bluff Ln, Stockport Dr, Apache Cir, Spirit Falls Dr, Vista Trl $509,500 $470,000 $500,000-$600,000 $264,500 $240,000 $250,000-$300,000
Cody Ln, Courtney Dr, Eagle River Dr, Berkeley Hall Ln, Peace Dr, Frisco Ranch Dr, Soaring Star Ln, Marble Falls Dr, Underwood Dr, Rainwood Dr $519,500 $420,000 $500,000-$600,000 $290,500 $240,000 $250,000-$300,000
Epworth Ln, Pacific Way, Vanderbilt Ln, Fox Ridge Trl, Bonaparte Ct, Natural Bridge Dr, Cortez Ct, Jaguar Dr, Gloryview Rd, Gannet Dr $584,000 $500,000 $500,000-$600,000 $262,500 $230,000 $250,000-$300,000
Nash Dr, Sedalia Ct, Greyhawk Cir, Running Brook Dr, Manitou Dr, Knight Trl, Wheat Ridge Dr, Elk Mound Dr, Maserati Dr, Twin Harbors Dr $307,500 $250,000 $350,000-$400,000 $160,000 $140,000 $150,000-$175,000
Bedford Ln, Wetland Dr, Cove Meadow Dr, Cornell Way, Nobleman Dr, Kildare Dr, Nighthawk Dr, E Lake Highlands Dr, Lake Grove Dr, Stuttgart Dr $227,500 $210,000 $250,000-$300,000 $242,000 $220,000 $175,000-$200,000
Lakehill Blvd, Nicklaus Ct, Mohawk Ct, Shoebill Dr, Revolution Way, Beacon Hill Dr, Ragan Rd, Siena Dr, Sagewood Dr, Country Glen Trl $469,500 $440,000 $400,000-$500,000 $299,000 $270,000 $300,000-$350,000
Camden Bluff Rd, Elm Spring Ln, W Rosson Rd, Canondale Dr, Duesenberg Dr, Shoal Forest Ln, Chapel Trl, Claiborne Ln, la Costa Ct, Polo Heights Dr $414,500 $380,000 $300,000-$350,000 $317,000 $270,000 $300,000-$350,000
Coral Dr, Washington Dr, Briar Hollow Ln, Pleasant Valley Ln, Dawn Spring Dr, Stonefield, Cotton Trl, Longvue Dr, Evening Song Dr, FM 455 $397,500 $360,000 $350,000-$400,000 $221,000 $210,000 $200,000-$250,000
Reynolds Ln, Glenbrooke Dr, Lochside, Sherman Dr, Debbie Ln, Colchester Dr, Mount Evans Dr, Colt Ct, Tate Ln, Millstream Dr $287,500 $250,000 $300,000-$350,000 $199,500 $160,000 $150,000-$175,000
Cockatiel Dr, Navarro Way, Sunny St, Bay Meadows Dr, Flanders Dr, Pelican Dr, Bluebird Dr, Slay Dr, Indian Trl, Hackberry Rd $408,500 $390,000 $350,000-$400,000 $321,500 $280,000 $300,000-$350,000

Estimate your Savings with Home Insurance Discounts in Frisco, TX | Back to Top

Type Discount ($) Premium After Discount ($)
Multipolicy Discount -$283 $1,208
Superior Protection Discount -$134 $1,357
Fire & Security Discount -$104 $1,387
Hail Resistant Roof Discount -$30 $1,461
Newly Constructed Home Discount -$432 $1,059

Choose the Right Deductible for your Frisco, TX Home | Back to Top

Low Deductible ($500) High Deductible ($2500)
Place Example Claim Amount Yearly Premium Total Yearly Cost Yearly Premium Total Yearly Cost Net Savings for High Deductible Plan
Denton County $700 $1,270 $1,970 $923 $1,623 $347
Frisco, TX $2,000 $1,473 $3,473 $1,071 $3,071 $403
McKinney, TX $100 $1,075 $1,175 $781 $881 $294
Savannah, TX $2,000 $1,828 $3,828 $1,328 $3,328 $500
Lincoln Park, TX $300 $1,005 $1,305 $730 $1,030 $275
Celina, TX $1,000 $1,162 $2,162 $845 $1,845 $318
Parker, TX $100 $845 $945 $614 $714 $231
Double Oak, TX $2,000 $2,610 $4,610 $1,897 $3,897 $713
University Park, TX $100 $982 $1,082 $714 $814 $268
Grapevine, TX $2,000 $1,336 $3,336 $971 $2,971 $365
Northwest Grayson, TX $100 $1,636 $1,736 $1,189 $1,289 $447
Decatur, TX $2,500 $941 $3,441 $684 $3,184 $257

Identify Top Home Insurance Agents near Frisco, TX | Back to Top

Home Insurance Company Frisco, TX Homeowners Insurance Agency Frisco, TX Address Popularity Score Distance from Frisco (miles)
State Farm William Kuo 280 Legacy Dr Ste 250, Plano, TX, 75023-2378
9.1
Liberty Mutual Independent Swingle Collins & Associates 13760 Noel Rd Ste 600, Dallas, TX, 75240
14.9
Farmers Mccrea Miller 2591 Dallas Pkwy Ste 202, Frisco, TX, 75034
3.6
Farmers Mike Ridley 8380 Warren Pkwy Ste 301, Frisco, TX, 75034
3.0
Farmers Kyle Sims 4200 S Cooper St Ste 202, Arlington, TX, 76015
37.4
Travelers Sills Insurance Agency 2817 Regal Rd Ste 101, Plano, TX, 75075
9.8
Travelers The Best Insurance Agent 3115 W Parker Rd 555, Plano, TX, 75023
8.4
State Farm Jeff Cain 4181 Main Street, The Colony, TX, 75056
6.9
Allstate Michael D Durand 600 E Main St Ste F, Allen, TX, 75002
9.9
State Farm Gene Wolfgram 8902 Preston Manor Drive, Frisco, TX, 75033
1.0

Compare Rates for Frisco, TX Home Insurance Providers | Back to Top

Compare Quotes from Top Providers and Save now!

Place Typical Home Value Typical Home Insurance Costs 25th Percentile 75th Percentile Potential Savings & Difference between 25th & 75th Percentile
Texas $151,500 $1,709 $1,130 $2,630 $1,500
Denton County, TX $232,000 $1,286 $850 $1,980 $1,130
Frisco, TX $335,900 $1,491 $980 $2,300 $1,320
McKinney, TX $271,100 $1,088 $720 $1,680 $960
Savannah, TX $207,300 $1,850 $1,220 $2,850 $1,630
Lincoln Park, TX $21,100 $1,017 $670 $1,570 $900
Celina, TX $354,300 $1,176 $780 $1,810 $1,030
Parker, TX $492,900 $855 $560 $1,320 $760
Double Oak, TX $410,500 $2,642 $1,740 $4,070 $2,330
University Park, TX $1,193,800 $994 $660 $1,530 $870
Grapevine, TX $273,600 $1,352 $890 $2,080 $1,190
Northwest Grayson, TX $134,800 $1,656 $1,090 $2,550 $1,460
Decatur, TX $165,000 $953 $630 $1,470 $840

Research Home Insurance Companies Reviews in Frisco, TX Before Buying | Back to Top

Share a review on your home insurance company


Liberty Mutual Home Insurance Reviews

Date: December 23, 2019    Age: 20 to 29    Gender: Male    Marital Status: Unmarried

Policy Offerings
Liberty Mutual's offerings are similar to other insurance providers. It happened to be cheaper for us going with Liberty Mutual.


Date: August 08, 2019    Age: 30 to 39    Gender: Male    Marital Status: Married

Customer Service
My customer experience has had like all situations high and low but you always have to be patient and keep calm in this type of work

Date: September 15, 2018    Age: 30 to 39    Gender: Male    Marital Status: Married

Premium
The premium for Liberty Mutual is about comparable to other insurance companies for the same coverage. We went with Liberty Mutual because it is a large, trusted company.

Date: July 31, 2018    Age: 30 to 39    Gender: Female    Marital Status: Married

Website/App
I have not used the mobile app extensively, but when I have used it, it was very easy to use and navigate.

Date: June 07, 2018    Age: 30 to 39    Gender: Male    Marital Status: Married

Customer Service
I have only had to contact my agent for an accident once, and his information was easy to find and his communication was prompt and answered all my questions.

Date: May 14, 2018    Age: 30 to 39    Gender: Male    Marital Status: Married

Policy Offerings
We have a bundle from Liberty Mutual that covers both home and auto. The home insurance covers fire and storm damage, and also theft.


Date: November 19, 2017    Age: 20 to 29    Gender: Male    Marital Status: Married

Communication
My insurance agent from Liberty Mutual was prompt in getting back to me about a question I had, and he was very friendly and explained everything to me in a way I could understand.

GEICO Home Insurance Reviews

Date: January 05, 2020    Age: 20 to 29    Gender: Female    Marital Status: Married

Customer Service
Very easy to get, good policy. Bundled with my auto. Haven’t had to make a claim, so I am not sure how hard that would be.

Date: March 04, 2019    Age: 20 to 29    Gender: Male    Marital Status: Unmarried

Premium
The premium and deductible compared to other companies are great because i don't pay an increase every year. Its been the same price for 6 years.

Date: October 01, 2018    Age: 30 to 39    Gender: Male    Marital Status: Married

Website/App
The company that I go through is Geico, however, they are partnered with another company that does not allow for coverage to be modified online. Therefore, my rating is a 3 for that reason.

Date: September 29, 2018    Age: 30 to 39    Gender: Female    Marital Status: Married

Policy Offerings
Since this is for a townhouse, everything from the studs in is covered. This means the walls, fixtures, and personal property.


Date: September 18, 2018    Age: Above 60    Gender: Male    Marital Status: Married

Communication
The agent that I spoke with over the phone explained everything to me in easy to understand terms. I was able to determine just which kind of coverage was best suited for me.

Date: July 31, 2018    Age: 30 to 39    Gender: Male    Marital Status: Married

Customer Service
I have filed one claim in the past and the service was impeccable. They sent somebody out and they took care of me. I ended up getting more than I needed for the fixes that needed to be done.

Date: June 09, 2018    Age: 30 to 39    Gender: Male    Marital Status: Married

Premium
I used to have commerce and my premium was at least 50% greater. With Geico, I saved a lot because I also had my cars insured through them.

State Farm Home Insurance Reviews

Date: October 26, 2019    Age: 20 to 29    Gender: Male    Marital Status: Married

Customer Service
The customer service is great with State Farm. They tell me what I need to know about my insurance. If something happens, they will be there to document anything I need.

Date: July 24, 2019    Age: 30 to 39    Gender: Female    Marital Status: Married

Premium
I love my policy because it is online and I can add to it or modify my policy at any time. If I get a new car, I can insure it through Progressive very easily and for little additional cost.

Date: May 30, 2019    Age: 20 to 29    Gender: Married    Marital Status: Female

Premium
We only pay $420 per year for our home insurance, which is extremely low compared to other insurance companies. The deductible is $1000, which could be better, but we also do have a low premium.

Date: March 06, 2019    Age: 30 to 39    Gender: Male    Marital Status: Married

Customer Service
I have been very satisfied with my home insurance with State Farm. My family has been with the same agent for many years. Our rates have always been competitive and our service has been very good.

Date: January 21, 2019    Age: 30 to 39    Gender: Male    Marital Status: Unmarried

Policy Offerings
I am satisfied with their policy. I haven't had to use it for anything so I can't really say how it would be compared to other companies in the area.


Date: December 12, 2018    Age: 30 to 39    Gender: Female    Marital Status: Married

Customer Service
I am very satisfied with my agent and his team. They provide great service, answer my questions, and review my policy for any changes in a timely manner. They offer extended hours for convenience.

Date: November 30, 2018    Age: 50 to 59    Gender: Male    Marital Status: Unmarried

Policy Offerings
There is nothing wrong with SF. I have had Allstate Renters Insurance, in the past, and I never have filed a claim.


Allstate Home Insurance Reviews

Date: August 19, 2019    Age: 20 to 29    Gender: Male    Marital Status: Unmarried

Customer Service
All state has helped me save money on my insurance and always been available for help or questions whenever I've needed it

Date: August 16, 2019    Age: 20 to 29    Gender: Male    Marital Status: Married

Premium
The premium are less when compared to other home insurence policies. The deductions are meaningful. In some ways they are profitable.

Date: July 11, 2019    Age: 30 to 39    Gender: Male    Marital Status: Unmarried

Customer Service
Had a small fire resulting in a claim and the agent walked me through every process necessary. Called me everyday through the first week to make sure I was being taken care of.

Date: April 01, 2019    Age: 30 to 39    Gender: Female    Marital Status: Unmarried

Premium
The premium for my home insurance policy is pretty good. It's not the cheapest but this company is one of the best.

Date: November 11, 2018    Age: Above 60    Gender: Female    Marital Status: Unmarried

Website/App
The website is very easy to use. I can go on there and make claims and it's seamless. They also have a 24/7 chat that I can talk with live. It's very convenient.

RVOS Insurance Home Insurance Reviews

Date: September 21, 2018    Age: 30 to 39    Gender: Female    Marital Status: Married

Website/App
the website was very easy to use and fast, when we needed to plan and file a claim it was very easy

Date: September 21, 2018    Age: 50 to 59    Gender: Male    Marital Status: Unmarried

Premium
our premium was very high, in my opinion, besides this was our the only option that we had

Date: September 18, 2018    Age: 40 to 49    Gender: Male    Marital Status: Married

Customer Service
it was very easy and very fast process, it was all just a phone call

Date: September 14, 2018    Age: 30 to 39    Gender: Female    Marital Status: Married

Communication
they communication was very easy and very fast, they called and email to ensure that we got all the information

Date: January 25, 2018    Age: 20 to 29    Gender: Male    Marital Status: Unmarried

Policy Offerings
it covers the basis this was the amount and the basis that came with the initial house


Progressive Home Insurance Reviews

Date: January 09, 2020    Age: 50 to 59    Gender: Female    Marital Status: Unmarried

Customer Service
My home Insurance customer service has been very good so far, they are very polite, and very helpful when I have questions for them, my rate for them is a 5, I am very satisfied

Date: July 08, 2019    Age: 30 to 39    Gender: Married    Marital Status: Female

Premium
I am satisfied with the premium and I was able to choose my deductible rate so I can't complain about that

Safeco Insurance Home Insurance Reviews

Date: December 22, 2019    Age: 20 to 29    Gender: Female    Marital Status: Married

Policy Offerings
Compared to other home insurance providers, I am satisfied with Safeco's company policy offerings. I feel like we are well taken care of in case of emergency situation.


Farmer's Insurance Home Insurance Reviews

Date: June 18, 2019    Age: 30 to 39    Gender: Married    Marital Status: Female

Premium
My insurance has a 100 dollar deductible on it .I pay for the premium m in installments on a plan.

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