Gavop tells you how to get the best homeowners insurance in Highland Heights, OH by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $83,000 | $70,000 | $75,000-$100,000 |
| 2 Bedroom | $167,000 | $140,000 | $150,000-$175,000 |
| 3 Bedroom | $195,500 | $160,000 | $150,000-$175,000 |
| 4 Bedroom | $289,000 | $250,000 | $250,000-$300,000 |
| 5 Bedroom | $359,000 | $310,000 | $400,000-$500,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$112 | $690 |
| Superior Protection Discount | -$72 | $730 |
| Fire & Security Discount | -$72 | $730 |
| Hail Resistant Roof Discount | -$24 | $778 |
| Newly Constructed Home Discount | -$217 | $586 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Cuyahoga County | $2,000 | $657 | $2,657 | $478 | $2,478 | $180 |
| Highland Heights, OH | $1,500 | $793 | $2,293 | $576 | $2,076 | $217 |
| Willoughby Hills, OH | $100 | $773 | $873 | $562 | $662 | $211 |
| Willoughby, OH | $1,000 | $673 | $1,673 | $489 | $1,489 | $184 |
| Reminderville, OH | $200 | $797 | $997 | $579 | $779 | $218 |
| Cuyahoga County, OH | $1,000 | $657 | $1,657 | $478 | $1,478 | $180 |
| Middlefield, OH | $200 | $753 | $953 | $547 | $747 | $206 |
| Westlake, OH | $1,000 | $861 | $1,861 | $625 | $1,625 | $235 |
| Cuyahoga Falls, OH | $400 | $653 | $1,053 | $474 | $874 | $178 |
| Columbia, OH | $2,500 | $694 | $3,194 | $504 | $3,004 | $190 |
| Tallmadge, OH | $100 | $636 | $736 | $462 | $562 | $174 |
| Atwater, OH | $2,500 | $694 | $3,194 | $504 | $3,004 | $190 |
| Home Insurance Company Highland Heights, OH | Homeowners Insurance Agency Highland Heights, OH | Address | Popularity Score | Distance from Highland Heights (miles) |
|---|---|---|---|---|
| Travelers | Gambrel Insurance Agency | 32940 Vine St, Eastlake, OH, 44095 | 6.3 | |
| Allstate | Lynard Zingale | 673 E 185th St, Euclid, OH, 44119 | 4.9 | |
| Allstate | Sally Wilson | 29339 Euclid Ave, Wickliffe, OH, 44092 | 3.8 | |
| Travelers | Smiley Insurance Agency | 3681 Green Rd Ste 108, Beachwood, OH, 44122 | 6.8 | |
| Allstate | Deborah A Walker | 27970 Chagrin Blvd Ste W210, Woodmere, OH, 44122 | 6.2 | |
| Allstate | Bill Mason | 715 Babbitt Rd, Euclid, OH, 44123 | 4.2 | |
| Allstate | Richard A. Macer | 5311 Northfield Rd Ste 7, Bedford Heights, OH, 44146 | 9.9 | |
| Nationwide | Hoynes Ins Agency Llc | 2183 S Taylor Rd, University Heights, OH, 44118 | 5.8 | |
| Travelers | Kompas Ins Agency Llc | 36 Public Sq Ste 201, Willoughby, OH, 44094 | 6.8 | |
| Nationwide | Kevin T Ruscher Agency | 13572 Chillicothe Rd, Novelty, OH, 44072 | 7.7 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Ohio | $135,100 | $712 | $480 | $990 | $510 |
| Cuyahoga County, OH | $123,900 | $665 | $450 | $940 | $490 |
| Highland Heights, OH | $277,900 | $802 | $580 | $1,120 | $540 |
| Willoughby Hills, OH | $263,200 | $782 | $570 | $1,120 | $550 |
| Willoughby, OH | $144,600 | $681 | $480 | $960 | $480 |
| Reminderville, OH | $184,300 | $807 | $560 | $1,150 | $590 |
| Cuyahoga County, OH | $123,900 | $665 | $460 | $920 | $460 |
| Middlefield, OH | $159,200 | $762 | $550 | $1,050 | $500 |
| Westlake, OH | $241,900 | $871 | $580 | $1,190 | $610 |
| Cuyahoga Falls, OH | $121,700 | $661 | $470 | $940 | $470 |
| Columbia, OH | $202,000 | $702 | $470 | $980 | $510 |
| Tallmadge, OH | $161,300 | $643 | $440 | $910 | $470 |
| Atwater, OH | $130,900 | $702 | $510 | $1,000 | $490 |