Gavop shows you how to buy homeowners insurance in Paola, KS by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $44,000 | $40,000 | $25,000-$50,000 |
| 2 Bedroom | $94,000 | $80,000 | $100,000-$125,000 |
| 3 Bedroom | $117,000 | $100,000 | $125,000-$150,000 |
| 4 Bedroom | $206,000 | $180,000 | $200,000-$250,000 |
| 5 Bedroom | $147,000 | $120,000 | $100,000-$125,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$81 | $820 |
| Home and Two Car | -$153 | $748 |
| Home and Three Car | -$216 | $685 |
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $6,276 |
| Physical Damage | $2,537 |
| Hail Damage | $4,900 |
| Wind Damage | $6,305 |
| Expensive Claims | |
| Fire | $45,570 |
| Smoke | $17,222 |
| Home Insurance Company Paola, KS | Homeowners Insurance Agency Paola, KS | Address | Popularity Score | Distance from Paola (miles) |
|---|---|---|---|---|
| Farmers | Harry Ramirez | 4841 Merriam Dr, Overland Park, KS, 66203 | 33.2 | |
| State Farm | Debbie Swinney | 2099 E 151st St Ste 100, Olathe, KS, 66062-2900 | 19.6 | |
| State Farm | Julie Stoll | 8600 Shawnee Mission Parkway, Merriam, KS, 66202-2957 | 31.6 | |
| Farmers | Leah Smith | 16069 S Bradley Dr, Olathe, KS, 66062 | 18.4 | |
| State Farm | Erin Barrett | 9367 W 87th St, Overland Park, KS, 66212-3753 | 28.6 | |
| State Farm | Steve Fisher | 7545 W 151st St, Overland Park, KS, 66223-2223 | 21.6 | |
| Travelers | Ahi Group | 2143 E 151st St, Olathe, KS, 66062 | 19.6 | |
| Travelers | Dougan Insurance Group | 400 Park St, Stilwell, KS, 66085 | 17.2 | |
| Liberty Mutual Independent | Elliott Insurance Group | 278 Fairlane Dr., Louisburg, KS, 66053 | 10.2 | |
| Farmers | Robert Newton | 601 N Mur Len Rd Ste 21a, Olathe, KS, 66062 | 22.0 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Kansas | $139,200 | $1,364 | $1,060 | $1,840 | $780 |
| Miami County, KS | $181,100 | $1,375 | $1,070 | $1,860 | $790 |
| Paola, KS | $119,400 | $901 | $700 | $1,220 | $520 |
| Lake Annette, MO | $58,500 | $780 | $520 | $1,080 | $560 |
| Olathe, KS | $211,600 | $1,459 | $1,140 | $1,970 | $830 |
| Lexington, KS | $292,400 | $1,813 | $1,410 | $2,450 | $1,040 |
| Homewood, KS | $102,500 | $1,174 | $920 | $1,580 | $660 |
| Deer Creek, MO | $103,300 | $957 | $660 | $1,360 | $700 |
| Walnut, MO | $110,900 | $983 | $670 | $1,360 | $690 |
| New Home, MO | $142,900 | $1,077 | $780 | $1,490 | $710 |
| Welda, KS | $66,000 | $930 | $730 | $1,260 | $530 |
| Bronson, KS | $44,700 | $759 | $590 | $1,020 | $430 |