Gavop's guide to buying homeowners insurance in Gila County, AZ covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $42,500 | $40,000 | $25,000-$50,000 |
| 2 Bedroom | $104,000 | $90,000 | $100,000-$125,000 |
| 3 Bedroom | $118,500 | $110,000 | $125,000-$150,000 |
| 4 Bedroom | $215,000 | $200,000 | $200,000-$250,000 |
| 5 Bedroom | $278,000 | $230,000 | $300,000-$350,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$119 | $544 |
| Superior Protection Discount | -$60 | $604 |
| Fire & Security Discount | -$60 | $604 |
| Hail Resistant Roof Discount | -$20 | $644 |
| Newly Constructed Home Discount | -$153 | $511 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Gila County | $1,500 | $656 | $2,156 | $476 | $1,976 | $179 |
| Gila County, AZ | $1,500 | $656 | $2,156 | $476 | $1,976 | $179 |
| Globe-Miami, AZ | $200 | $540 | $740 | $393 | $593 | $148 |
| Central Heights-Midland City, AZ | $700 | $508 | $1,208 | $369 | $1,069 | $139 |
| Miami, AZ | $100 | $421 | $521 | $306 | $406 | $115 |
| Globe, AZ | $700 | $703 | $1,403 | $511 | $1,211 | $192 |
| Six Shooter Canyon, AZ | $100 | $605 | $705 | $439 | $539 | $165 |
| Turkey Creek, AZ | $700 | $434 | $1,134 | $315 | $1,015 | $119 |
| Home Insurance Company Gila County, AZ | Homeowners Insurance Agency Gila County, AZ | Address | Popularity Score | Distance from Gila County (miles) |
|---|---|---|---|---|
| State Farm | Matt Crespin | 714 N Beeline Hwy Unit A, Payson, AZ, 85541-3765 | 43.2 | |
| State Farm | Fernando Shipley | 1400 N Broad St, Globe, AZ, 85501-2733 | 26.1 | |
| State Farm | Cami Lucero | 905 E Ash St, Globe, AZ, 85501-1878 | 27.3 | |
| State Farm | Eric Santana | 904 S Beeline Hwy Ste A, Payson, AZ, 85541-6124 | 42.3 | |
| Allstate | Randy Mathews | 134 E Highway 260, Payson, AZ, 85541 | 42.7 | |
| State Farm | Tim Byke | 5331 S Suprstn Mtn Dr, Gold Canyon, AZ, 85118-1921 | 46.6 | |
| Farmers | Debra Tegen Fogle | 1700 N Broad St, Globe, AZ, 85501 | 25.9 | |
| Travelers | Sjw Insurance Services Llc | 632 N Beeline Hwy, Payson, AZ, 85541 | 43.1 | |
| Travelers | The Adams Agency Llc | 189 W Apache Trail #A-107, Apache Junction, AZ, 85120 | 49.7 | |
| Travelers | Service First Insurance Llc | 408 S Beeline, Payson, AZ, 85541 | 42.5 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Arizona | $193,200 | $743 | $510 | $1,020 | $510 |
| Gila County, AZ | $153,600 | $663 | $470 | $950 | $480 |
| Gila County, AZ | $153,600 | $663 | $460 | $910 | $450 |
| Globe-Miami, AZ | $95,200 | $547 | $390 | $780 | $390 |
| Central Heights-Midland City, AZ | $84,900 | $514 | $360 | $730 | $370 |
| Miami, AZ | $61,000 | $426 | $290 | $610 | $320 |
| Globe, AZ | $116,600 | $711 | $480 | $1,000 | $520 |
| Six Shooter Canyon, AZ | $119,200 | $612 | $410 | $840 | $430 |
| Turkey Creek, AZ | $64,200 | $439 | $290 | $620 | $330 |