How Can I Make My Federal Point, NC Home Insurance Cheaper

Gavop shows you how to buy homeowners insurance in Federal Point, NC by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.

Compare Quotes from Top Providers and Save now!

Select the Suitable Coverage Value for your Federal Point, NC Home | Back to Top

Bedrooms Average Home Value Estimated Replacement Value Recommended Home Insurance Coverage
1 Bedroom $70,000 $60,000 $50,000-$75,000
2 Bedroom $151,500 $140,000 $125,000-$150,000
3 Bedroom $183,000 $170,000 $200,000-$250,000
4 Bedroom $188,500 $170,000 $200,000-$250,000
5 Bedroom $351,500 $300,000 $250,000-$300,000

Choose the Best Federal Point, NC Home Insurance Premium for your Background | Back to Top

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Retired 650-699 Credit Score <$25,000 1 Pet, Non-Smoker $220
Unemployed 600-649 Credit Score No Income No Pets, Non-Smoker $830
Part Time Job 500-549 Credit Score $25 to 50,000 More than 3 Pets at home, Non-Smoker $430

Choose the Right Deductible for your Federal Point, NC Home | Back to Top

Low Deductible ($500) High Deductible ($2500)
Place Example Claim Amount Yearly Premium Total Yearly Cost Yearly Premium Total Yearly Cost Net Savings for High Deductible Plan
North Carolina $200 $650 $850 $550 $750 $100
New Hanover County, NC $1,000 $1,140 $1,640 $980 $1,980 $-340
Federal Point, NC $700 $1,320 $1,820 $1,140 $1,840 $-20
Kure Beach, NC $100 $1,450 $1,550 $1,220 $1,320 $230
Sea Breeze, NC $1,000 $950 $1,450 $790 $1,790 $-340
Navassa, NC $200 $610 $810 $530 $730 $80
Cape Fear, NC $1,500 $800 $1,300 $640 $2,140 $-840
Topsail Beach, NC $500 $2,170 $2,670 $1,790 $2,290 $380
Grady, NC $2,000 $340 $840 $280 $2,280 $-1,440
East Arcadia, NC $200 $330 $530 $270 $470 $60
Stump Sound, NC $1,500 $690 $1,190 $570 $2,070 $-880
Bug Hill, NC $400 $280 $680 $240 $640 $40
Watha, NC $1,500 $250 $750 $210 $1,710 $-960

Identify Top Home Insurance Agents near Federal Point, NC | Back to Top

Home Insurance Company Federal Point, NC Homeowners Insurance Agency Federal Point, NC Address Popularity Score Distance from Federal Point (miles)
Allstate David Ager 4837 Carolina Beach Rd Ste 101, Wilmington, NC, 28412
9.7
Travelers Coastal Insurance 4625 Main St, Shallotte, NC, 28470
27.7
State Farm Tim Moore 7016 Market Street, Wilmington, NC, 28411-9728
18.1
State Farm Henry Brown 2816a S College Rd, Wilmington, NC, 28412-6827
12.6
State Farm Amina Shade 3001 Wrightsville Ave Ste B, Wilmington, NC, 28403-4106
14.7
State Farm Lisa Jones Johnson 504 S Norwood St, Wallace, NC, 28466-1620
49.8
State Farm David Ward 4818 New Centre Dr, Wilmington, NC, 28403-1618
16.0
State Farm Thomas Murphy 5525 Crlna Bch Rd, Wilmington, NC, 28412-2607
8.0
Travelers Homeinsurance Com 4829 Carolina Beach Rd Ste. 110, Wilmington, NC, 28412
9.8
Liberty Mutual Independent George Chadwick Insurance 3301 Wrightsville Ave, Wilmington, NC, 28403
14.6

Compare Rates for Federal Point, NC Home Insurance Providers | Back to Top

Compare Quotes from Top Providers and Save now!

Place Typical Home Value Typical Home Insurance Costs 25th Percentile 75th Percentile Potential Savings & Difference between 25th & 75th Percentile
North Carolina $153,600 $880 $640 $1,220 $580
New Hanover County, NC $222,000 $950 $670 $1,350 $680
Federal Point, NC $242,700 $1,240 $830 $1,760 $930
Kure Beach, NC $388,200 $1,510 $1,010 $2,080 $1,070
Sea Breeze, NC $240,000 $1,080 $720 $1,520 $800
Navassa, NC $131,300 $530 $370 $760 $390
Cape Fear, NC $168,400 $930 $680 $1,280 $600
Topsail Beach, NC $529,800 $2,170 $1,560 $3,060 $1,500
Grady, NC $87,700 $450 $320 $630 $310
East Arcadia, NC $61,400 $330 $240 $470 $230
Stump Sound, NC $162,900 $900 $600 $1,230 $630
Bug Hill, NC $72,600 $300 $210 $430 $220
Watha, NC $58,000 $320 $220 $440 $220