Gavop shows you how to buy homeowners insurance in Federal Point, NC by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $70,000 | $60,000 | $50,000-$75,000 |
| 2 Bedroom | $151,500 | $140,000 | $125,000-$150,000 |
| 3 Bedroom | $183,000 | $170,000 | $200,000-$250,000 |
| 4 Bedroom | $188,500 | $170,000 | $200,000-$250,000 |
| 5 Bedroom | $351,500 | $300,000 | $250,000-$300,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$152 | $690 |
| Superior Protection Discount | -$84 | $758 |
| Fire & Security Discount | -$76 | $766 |
| Hail Resistant Roof Discount | -$25 | $817 |
| Newly Constructed Home Discount | -$194 | $648 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| New Hanover County | $1,000 | $1,015 | $2,015 | $738 | $1,738 | $277 |
| Federal Point, NC | $700 | $832 | $1,532 | $604 | $1,304 | $227 |
| Kure Beach, NC | $100 | $1,619 | $1,719 | $1,177 | $1,277 | $443 |
| Sea Breeze, NC | $1,000 | $1,181 | $2,181 | $858 | $1,858 | $323 |
| Navassa, NC | $200 | $688 | $888 | $500 | $700 | $188 |
| Cape Fear, NC | $1,500 | $753 | $2,253 | $547 | $2,047 | $206 |
| Topsail Beach, NC | $500 | $2,206 | $2,706 | $1,603 | $2,103 | $603 |
| Grady, NC | $2,000 | $568 | $2,568 | $413 | $2,413 | $155 |
| East Arcadia, NC | $200 | $542 | $742 | $394 | $594 | $148 |
| Stump Sound, NC | $1,500 | $803 | $2,303 | $584 | $2,084 | $220 |
| Bug Hill, NC | $400 | $521 | $921 | $378 | $778 | $142 |
| Watha, NC | $1,500 | $720 | $2,220 | $523 | $2,023 | $197 |
| Home Insurance Company Federal Point, NC | Homeowners Insurance Agency Federal Point, NC | Address | Popularity Score | Distance from Federal Point (miles) |
|---|---|---|---|---|
| Allstate | David Ager | 4837 Carolina Beach Rd Ste 101, Wilmington, NC, 28412 | 9.7 | |
| Travelers | Coastal Insurance | 4625 Main St, Shallotte, NC, 28470 | 27.7 | |
| State Farm | Tim Moore | 7016 Market Street, Wilmington, NC, 28411-9728 | 18.1 | |
| State Farm | Henry Brown | 2816a S College Rd, Wilmington, NC, 28412-6827 | 12.6 | |
| State Farm | Amina Shade | 3001 Wrightsville Ave Ste B, Wilmington, NC, 28403-4106 | 14.7 | |
| State Farm | Lisa Jones Johnson | 504 S Norwood St, Wallace, NC, 28466-1620 | 49.8 | |
| State Farm | David Ward | 4818 New Centre Dr, Wilmington, NC, 28403-1618 | 16.0 | |
| State Farm | Thomas Murphy | 5525 Crlna Bch Rd, Wilmington, NC, 28412-2607 | 8.0 | |
| Travelers | Homeinsurance Com | 4829 Carolina Beach Rd Ste. 110, Wilmington, NC, 28412 | 9.8 | |
| Liberty Mutual Independent | George Chadwick Insurance | 3301 Wrightsville Ave, Wilmington, NC, 28403 | 14.6 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| North Carolina | $161,000 | $894 | $640 | $1,280 | $640 |
| New Hanover County, NC | $225,600 | $1,028 | $700 | $1,410 | $710 |
| Federal Point, NC | $253,100 | $842 | $560 | $1,190 | $630 |
| Kure Beach, NC | $390,100 | $1,639 | $1,180 | $2,330 | $1,150 |
| Sea Breeze, NC | $257,000 | $1,195 | $860 | $1,640 | $780 |
| Navassa, NC | $114,400 | $696 | $480 | $950 | $470 |
| Cape Fear, NC | $164,700 | $762 | $530 | $1,060 | $530 |
| Topsail Beach, NC | $490,000 | $2,233 | $1,540 | $3,080 | $1,540 |
| Grady, NC | $91,000 | $575 | $400 | $800 | $400 |
| East Arcadia, NC | $86,300 | $549 | $370 | $760 | $390 |
| Stump Sound, NC | $181,800 | $813 | $550 | $1,110 | $560 |
| Bug Hill, NC | $82,400 | $527 | $360 | $750 | $390 |
| Watha, NC | $121,400 | $729 | $530 | $1,010 | $480 |