Gavop's guide to buying homeowners insurance in Banner, NC covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Banner, NC - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| State Rd 1008, Hiking Trl, State Rd 1201, McLamb Tart Rd, Rhodes Farm Ln, Circle Dr, Disney Ln, Shepherd Dr, Doras Rd, Mill Creek Church Rd | $133,000 | $110,000 | $100,000-$125,000 | $66,500 | $60,000 | $50,000-$75,000 |
| Unity Dr, W Paige Wynd St, E Dixon Dr, Teresa Ct, Hickory Grove Ch Rd, S Market St, State Rd 1136, Beasley Rd, Peach Orchard Rd, Unity Church Rd | $120,000 | $110,000 | $100,000-$125,000 | $68,000 | $60,000 | $50,000-$75,000 |
| State Rd 1222, Larkspur Ct, State Rd 1357, State Rd 1308, State Rd 1176, Levinson Ln, Zacks Mill Rd, Wade Rd, State Rd 1310, Rean Ct | $111,500 | $100,000 | $75,000-$100,000 | $79,500 | $70,000 | $50,000-$75,000 |
| Britt Rd, Forest Hills Dr, Pony Run Trl, Jason Dr, Three Sisters Dr, State Rd 1100, Didem Dr, Saddle Creek Trl, Benson Hardee Rd, Gum Swamp Rd | $109,500 | $100,000 | $75,000-$100,000 | $75,500 | $70,000 | $50,000-$75,000 |
| State Rd 1120, Allendale Rd, J J Dr, Lassiter Pond Rd, Lake Tree Ct, Surles Rd, Smith Rd, State Rd 1152, Brookstone Way, State Rd 1517 | $159,000 | $150,000 | $175,000-$200,000 | $147,500 | $130,000 | $125,000-$150,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$125 | $570 |
| Superior Protection Discount | -$63 | $632 |
| Fire & Security Discount | -$63 | $632 |
| Hail Resistant Roof Discount | -$21 | $674 |
| Newly Constructed Home Discount | -$201 | $493 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Johnston County | $1,000 | $818 | $1,818 | $595 | $1,595 | $224 |
| Banner, NC | $1,500 | $686 | $2,186 | $499 | $1,999 | $188 |
| Calypso, NC | $500 | $463 | $963 | $337 | $837 | $127 |
| Cedar Fork, NC | $700 | $1,006 | $1,706 | $731 | $1,431 | $275 |
| Sims, NC | $500 | $776 | $1,276 | $564 | $1,064 | $212 |
| Stantonsburg, NC | $2,000 | $506 | $2,506 | $368 | $2,368 | $138 |
| Taylors Bridge, NC | $500 | $384 | $884 | $279 | $779 | $105 |
| Wilson, NC | $1,500 | $756 | $2,256 | $550 | $2,050 | $207 |
| Fearrington Village, NC | $400 | $1,318 | $1,718 | $958 | $1,358 | $360 |
| South River, NC | $2,500 | $484 | $2,984 | $352 | $2,852 | $132 |
| Gardners, NC | $400 | $535 | $935 | $389 | $789 | $146 |
| Carrs, NC | $2,500 | $567 | $3,067 | $412 | $2,912 | $155 |
| Home Insurance Company Banner, NC | Homeowners Insurance Agency Banner, NC | Address | Popularity Score | Distance from Banner (miles) |
|---|---|---|---|---|
| State Farm | Rodney Sherrill | 920 Brighton Rd, Fayetteville, NC, 28314-2512 | 33.5 | |
| State Farm | Teri Larocca | 6406 Mccrimmon Pkwy Ste 200, Morrisville, NC, 27560-8145 | 36.7 | |
| State Farm | Bonnie Burns | 11446 Us Highway 70 W Ste C, Clayton, NC, 27520 | 19.2 | |
| State Farm | Antonio Vela | 121 Sherron Rd Ste 106, Durham, NC, 27703-9515 | 44.0 | |
| State Farm | Courtney Gunnels | 807 E Main St Ste 180, Durham, NC, 27701-4074 | 47.1 | |
| State Farm | Cecil Burt | 6837 Falls Of Neuse Road, Raleigh, NC, 27615-5308 | 35.1 | |
| Travelers | Surevest Insurance Group | 1033 Oberlin Road Suite 210, Raleigh, NC, 27605 | 30.1 | |
| Allstate | Barnes Agency | 11760 Nc Highway 210 Ste 240, Benson, NC, 27504 | 9.7 | |
| State Farm | Greg Lopeman | 104 Nc Highway 54 W Bypass, Carrboro, NC, 27510-1597 | 49.2 | |
| Erie | The Sorgi Insurance Agency | 16 Consultant Pl Ste 102, Durham, NC, 27707 | 47.0 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| North Carolina | $161,000 | $894 | $640 | $1,220 | $580 |
| Johnston County, NC | $150,700 | $828 | $590 | $1,140 | $550 |
| Banner, NC | $125,300 | $695 | $490 | $970 | $480 |
| Calypso, NC | $72,700 | $469 | $340 | $640 | $300 |
| Cedar Fork, NC | $336,200 | $1,018 | $680 | $1,450 | $770 |
| Sims, NC | $133,900 | $785 | $530 | $1,120 | $590 |
| Stantonsburg, NC | $79,900 | $512 | $370 | $730 | $360 |
| Taylors Bridge, NC | $60,100 | $389 | $280 | $550 | $270 |
| Wilson, NC | $134,800 | $765 | $510 | $1,080 | $570 |
| Fearrington Village, NC | $305,200 | $1,334 | $890 | $1,850 | $960 |
| South River, NC | $76,100 | $490 | $340 | $680 | $340 |
| Gardners, NC | $85,000 | $542 | $400 | $770 | $370 |
| Carrs, NC | $90,700 | $574 | $410 | $790 | $380 |