Gavop shows you how to buy homeowners insurance in West Pennsboro, PA by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $57,000 | $50,000 | $25,000-$50,000 |
| 2 Bedroom | $142,500 | $130,000 | $125,000-$150,000 |
| 3 Bedroom | $173,000 | $140,000 | $175,000-$200,000 |
| 4 Bedroom | $217,000 | $180,000 | $175,000-$200,000 |
| 5 Bedroom | $165,000 | $140,000 | $175,000-$200,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$126 | $576 |
| Superior Protection Discount | -$63 | $639 |
| Fire & Security Discount | -$77 | $625 |
| Hail Resistant Roof Discount | -$21 | $681 |
| Newly Constructed Home Discount | -$176 | $527 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Cumberland County | $2,500 | $755 | $3,255 | $549 | $3,049 | $206 |
| West Pennsboro, PA | $1,500 | $694 | $2,194 | $504 | $2,004 | $190 |
| Lemoyne, PA | $200 | $698 | $898 | $507 | $707 | $191 |
| Lake Heritage, PA | $2,500 | $872 | $3,372 | $634 | $3,134 | $238 |
| Bratton, PA | $100 | $618 | $718 | $449 | $549 | $169 |
| Linglestown, PA | $1,500 | $698 | $2,198 | $507 | $2,007 | $191 |
| Highland Park, PA | $500 | $703 | $1,203 | $511 | $1,011 | $192 |
| Pen Mar, PA | $2,500 | $784 | $3,284 | $570 | $3,070 | $214 |
| Lumber City, PA | $200 | $515 | $715 | $374 | $574 | $141 |
| Stonybrook, PA | $2,500 | $809 | $3,309 | $588 | $3,088 | $221 |
| Oneida, PA | $200 | $714 | $914 | $519 | $719 | $195 |
| Snyder County, PA | $1,000 | $685 | $1,685 | $498 | $1,498 | $187 |
| Home Insurance Company West Pennsboro, PA | Homeowners Insurance Agency West Pennsboro, PA | Address | Popularity Score | Distance from West Pennsboro (miles) |
|---|---|---|---|---|
| State Farm | Steve Horning | 910 S George St, York, PA, 17403-3708 | 36.3 | |
| Erie | Basile Insurance Agency Llc | 2210 W Market Street, York, PA, 17404 | 33.8 | |
| Erie | Deibler Insurance Associates Inc | 26 Westminster Drive, Carlisle, PA, 17013 | 9.1 | |
| Erie | Duffy Insurance | 1203 S Queen Street, York, PA, 17403 | 36.8 | |
| Travelers | Jeffers Insurance Agency | 1010 Windsor Rd, Red Lion, PA, 17356 | 41.5 | |
| State Farm | Tom Sweeney | 14 Market Sq, Manheim, PA, 17545-2430 | 49.8 | |
| State Farm | Jon Fetterman | 805 E High St, Carlisle, PA, 17013-2610 | 8.7 | |
| Erie | Fetrow Insurance Associates Llc | 5299 E Trindle Rd , Mechanicsburg, PA, 17050 | 18.4 | |
| Travelers | Gentzler & Smith Associates Inc | 2533 S Queen St Old Tollgate Village, York, PA, 17402 | 39.4 | |
| Allstate | Kristy Steiner | 3820 Market St, Camp Hill, PA, 17011 | 20.8 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Pennsylvania | $170,500 | $745 | $510 | $1,060 | $550 |
| Cumberland County, PA | $194,100 | $764 | $510 | $1,090 | $580 |
| West Pennsboro, PA | $176,100 | $702 | $480 | $1,000 | $520 |
| Lemoyne, PA | $150,400 | $706 | $490 | $970 | $480 |
| Lake Heritage, PA | $245,000 | $883 | $600 | $1,250 | $650 |
| Bratton, PA | $112,600 | $625 | $460 | $870 | $410 |
| Linglestown, PA | $178,300 | $707 | $500 | $980 | $480 |
| Highland Park, PA | $153,200 | $712 | $520 | $980 | $460 |
| Pen Mar, PA | $197,400 | $794 | $550 | $1,130 | $580 |
| Lumber City, PA | $72,900 | $521 | $370 | $750 | $380 |
| Stonybrook, PA | $211,100 | $819 | $570 | $1,120 | $550 |
| Oneida, PA | $159,100 | $723 | $510 | $990 | $480 |
| Snyder County, PA | $154,800 | $694 | $500 | $980 | $480 |