Gavop shows you how to buy homeowners insurance in Horse Cave, KY by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Horse Cave, KY - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Wathall Ave, Old Dixie Rd, Jackson Rd, Richardson Rd, L and N Turnpike Rd, Rowletts Cave Springs Rd, Rowletts Rd, Shewey Ave, Higbee St, Wright St | $61,500 | $60,000 | $50,000-$75,000 | $56,500 | $50,000 | $50,000-$75,000 |
| Northtown School Rd, Lynn's Dr, Mark, Uno-Horse Cave Rd, Red Buck Estes Rd, Old Kentucky 335, Waterloo Rd, S Butler Rd, W Walters Rd, C Lindsey Rd | $96,000 | $80,000 | $100,000-$125,000 | $77,500 | $70,000 | $50,000-$75,000 |
| Hiseville Bear Wallow Rd, Countryside Dr, E W Hatcher Rd, Matthew Rd, US Hwy 31E, Windy Hill Rd, Edwards Ave, Bunnell Crossing Rd, Eastside Dr, Fairview Ave | $128,000 | $120,000 | $100,000-$125,000 | $94,000 | $80,000 | $75,000-$100,000 |
| Howard Dr, Conyers Ave, Charlie Dowling Rd, Johns Ln, Lonoke Rd, Charlie Moran Hwy, Pace Rd, College St, Harper Dr, J Harper Rd | $155,000 | $140,000 | $150,000-$175,000 | $81,000 | $70,000 | $75,000-$100,000 |
| Robin Rd, Willis St, Martin Rd, Cemetery St, Timberleaf Dr, W Hardy Valley Rd, G Wilson Ln, Wootens Knob Rd, Hicks Spring Rd, Hamilton Valley Rd | $141,500 | $120,000 | $125,000-$150,000 | $78,000 | $70,000 | $75,000-$100,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$117 | $571 |
| Superior Protection Discount | -$62 | $626 |
| Fire & Security Discount | -$69 | $619 |
| Hail Resistant Roof Discount | -$21 | $668 |
| Newly Constructed Home Discount | -$186 | $502 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Hart County | $1,000 | $684 | $1,684 | $497 | $1,497 | $187 |
| Horse Cave, KY | $2,500 | $680 | $3,180 | $494 | $2,994 | $186 |
| Upton, KY | $500 | $694 | $1,194 | $504 | $1,004 | $190 |
| Sunfish, KY | $700 | $759 | $1,459 | $551 | $1,251 | $207 |
| Edmonton, KY | $300 | $674 | $974 | $490 | $790 | $184 |
| Grayson County, KY | $1,500 | $660 | $2,160 | $479 | $1,979 | $180 |
| Cane Valley, KY | $200 | $798 | $998 | $580 | $780 | $218 |
| Adair County, KY | $1,000 | $666 | $1,666 | $484 | $1,484 | $182 |
| Vine Grove, KY | $100 | $871 | $971 | $633 | $733 | $238 |
| Butler County, KY | $2,000 | $685 | $2,685 | $497 | $2,497 | $187 |
| Muldraugh, KY | $1,000 | $628 | $1,628 | $457 | $1,457 | $172 |
| Home Insurance Company Horse Cave, KY | Homeowners Insurance Agency Horse Cave, KY | Address | Popularity Score | Distance from Horse Cave (miles) |
|---|---|---|---|---|
| State Farm | Charlie Haydon | 130 W Depot St, Springfield, KY, 40069-1159 | 49.6 | |
| Travelers | Davis Insurance Inc | 602 Mill St, Leitchfield, KY, 42754 | 26.6 | |
| Travelers | Calvert & Nunn Insurance Inc | 121 E Main St, Glasgow, KY, 42141 | 16.2 | |
| State Farm | Kelley Miller | 417 N Mulberry St, Elizabethtown, KY, 42701-1847 | 32.5 | |
| State Farm | Tj Rhoades | 308 W Dixie Ave, Elizabethtown, KY, 42701-1700 | 32.3 | |
| Travelers | Glass & Thompson | 1006 W Stockton St, Edmonton, KY, 42129 | 23.3 | |
| Travelers | Larue Insurance Inc | 1297 Springfield Road, Bardstown, KY, 40004 | 47.3 | |
| State Farm | Jim Hagan | 225 W John Rowan Blvd, Bardstown, KY, 40004-2642 | 48.1 | |
| State Farm | Dave Voglund | 1460 N Dixie, Radcliff, KY, 40160-1476 | 43.2 | |
| State Farm | Mike Wyman | 2801 Ring Rd, Elizabethtown, KY, 42701-9114 | 34.3 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Kentucky | $130,000 | $896 | $600 | $1,280 | $680 |
| Hart County, KY | $90,200 | $692 | $480 | $950 | $470 |
| Horse Cave, KY | $89,200 | $688 | $460 | $960 | $500 |
| Upton, KY | $80,800 | $702 | $510 | $1,000 | $490 |
| Sunfish, KY | $95,700 | $768 | $510 | $1,090 | $580 |
| Edmonton, KY | $76,500 | $682 | $460 | $940 | $480 |
| Grayson County, KY | $102,200 | $668 | $480 | $920 | $440 |
| Cane Valley, KY | $105,500 | $808 | $570 | $1,140 | $570 |
| Adair County, KY | $85,900 | $674 | $470 | $940 | $470 |
| Vine Grove, KY | $125,700 | $882 | $610 | $1,250 | $640 |
| Butler County, KY | $90,400 | $693 | $500 | $960 | $460 |
| Muldraugh, KY | $67,400 | $636 | $450 | $900 | $450 |