Gavop shows you how to buy homeowners insurance in Fishing River, MO by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $42,000 | $40,000 | $25,000-$50,000 |
| 2 Bedroom | $77,000 | $70,000 | $50,000-$75,000 |
| 3 Bedroom | $137,500 | $130,000 | $125,000-$150,000 |
| 4 Bedroom | $111,000 | $100,000 | $100,000-$125,000 |
| 5 Bedroom | $94,000 | $80,000 | $75,000-$100,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$134 | $701 |
| Superior Protection Discount | -$83 | $751 |
| Fire & Security Discount | -$75 | $760 |
| Hail Resistant Roof Discount | -$17 | $818 |
| Newly Constructed Home Discount | -$200 | $635 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Clay County | $1,000 | $1,033 | $2,033 | $751 | $1,751 | $282 |
| Fishing River, MO | $1,000 | $825 | $1,825 | $600 | $1,600 | $225 |
| Pettis, MO | $300 | $1,051 | $1,351 | $764 | $1,064 | $287 |
| Westwood Hills, KS | $2,000 | $2,022 | $4,022 | $1,470 | $3,470 | $553 |
| Mission Hills, KS | $200 | $804 | $1,004 | $584 | $784 | $220 |
| Loch Lloyd, MO | $1,000 | $519 | $1,519 | $377 | $1,377 | $142 |
| De Kalb, MO | $400 | $871 | $1,271 | $633 | $1,033 | $238 |
| West Peculiar, MO | $2,000 | $1,112 | $3,112 | $808 | $2,808 | $304 |
| Washington, MO | $300 | $925 | $1,225 | $672 | $972 | $253 |
| Index, MO | $1,500 | $983 | $2,483 | $714 | $2,214 | $269 |
| Stokes Mound, MO | $500 | $857 | $1,357 | $623 | $1,123 | $234 |
| Country Club, MO | $1,000 | $1,094 | $2,094 | $795 | $1,795 | $299 |
| Home Insurance Company Fishing River, MO | Homeowners Insurance Agency Fishing River, MO | Address | Popularity Score | Distance from Fishing River (miles) |
|---|---|---|---|---|
| State Farm | Debbie Minnick | 306 N Mason St, Carrollton, MO, 64633-2248 | 43.1 | |
| State Farm | Philip Stueve | 4734 Frederick Ave, Saint Joseph, MO, 64506-3173 | 43.6 | |
| State Farm | Matt Kelly | 888 Haines Drive, Liberty, MO, 64068-1008 | 9.1 | |
| State Farm | Bret Ohlhausen | 8549 Church Rd Ste A, Kansas City, MO, 64157-1208 | 9.6 | |
| Farmers | David Krupka | 1201 W College St Ste 500, Liberty, MO, 64068 | 8.7 | |
| State Farm | Larry Hawk | 4401 S Noland Rd, Independence, MO, 64055-4793 | 17.9 | |
| Travelers | Associated Services In Insurance | 1438 Minter Way Grain Valley, Grain Valley, MO, 64029 | 18.9 | |
| State Farm | Liam Porter | 1207 W 47th St, Kansas City, MO, 64112-1203 | 23.5 | |
| Travelers | Jenkins & James Insurance Agency Inc | 5814 N Oak Trafficway, Gladstone, MO, 64118 | 16.6 | |
| Farmers | Brad Newcomer | 2 Victory Dr Ste 220, Liberty, MO, 64068 | 9.1 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Missouri | $145,400 | $1,084 | $750 | $1,500 | $750 |
| Clay County, MO | $160,900 | $1,045 | $740 | $1,430 | $690 |
| Fishing River, MO | $114,300 | $835 | $580 | $1,140 | $560 |
| Pettis, MO | $138,000 | $1,064 | $730 | $1,520 | $790 |
| Westwood Hills, KS | $381,900 | $2,047 | $1,600 | $2,760 | $1,160 |
| Mission Hills, KS | $978,500 | $813 | $630 | $1,100 | $470 |
| Loch Lloyd, MO | $703,100 | $526 | $380 | $750 | $370 |
| De Kalb, MO | $82,500 | $882 | $630 | $1,240 | $610 |
| West Peculiar, MO | $161,200 | $1,125 | $810 | $1,560 | $750 |
| Washington, MO | $108,600 | $936 | $660 | $1,290 | $630 |
| Index, MO | $114,800 | $995 | $720 | $1,370 | $650 |
| Stokes Mound, MO | $78,700 | $867 | $580 | $1,190 | $610 |
| Country Club, MO | $154,100 | $1,107 | $760 | $1,540 | $780 |