How Can I Make My Putnam County, WV Home Insurance Cheaper

Gavop's guide to buying homeowners insurance in Putnam County, WV covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.

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Estimate Appropriate Putnam County, WV Home Insurance Coverage Levels | Back to Top

Putnam County, WV - Neighbourhoods, Census Blocks & Streets 3 Bedroom 4 Bedroom
Average Home Value Estimated Replacement Value Recommended Home Insurance Coverage Average Home Value Estimated Replacement Value Recommended Home Insurance Coverage
Saturn Way, Wellington Dr, Walker Dr, Dairy Rd, Etta St, Putnam Ave, Manila Cr Stumpy Cherry Fork Rd, Sulug Rd, Countryside Ests, Parkview Dr $225,500 $190,000 $200,000-$250,000 $239,000 $200,000 $200,000-$250,000
Trail Dr, Kapps Ln, Stone Ridge Dr, Henderson Ave, Johnson Rd, Spruce Ln, Cline St, Allison Ln, Hemlock St, Ivywood St $129,500 $110,000 $100,000-$125,000 $253,000 $240,000 $250,000-$300,000
Taylor Dr, Honeycutt Rd, Northwoods Dr, Co Rte 10/2, Co Rte 21, Co Rte 34/5, Wilkie Rd, Co Rte 24, Sleepy Hollow Dr, Eaton Pl $94,000 $80,000 $75,000-$100,000 $151,000 $140,000 $175,000-$200,000
Bailes Dr, Tacketts Branch Rd, Smiley Dr, Shinn Ln, Co Rte 60/23, Putnam Ave, W Chestnut St, Northwest Way, Co Rte 34/31, Co Rte 60/3 $96,500 $80,000 $75,000-$100,000 $183,000 $160,000 $175,000-$200,000
State Rte 62, Glen Oaks Ct, Quail Ct, Charles Ln, Co Rte 26/2, Circle Dr, Anchors Way, Co Rte 48, Ridgeview Ln, Church Camp Rd $170,500 $140,000 $175,000-$200,000 $171,000 $160,000 $175,000-$200,000
Paul Rd, Sabre Dr, Red Rock Dr, Hampton Xing, Fox Run Rd, Smith Ln, Timberlake Cir, Decker Dr, Teays Valley Rd, Harmon Branch Rd $221,000 $210,000 $200,000-$250,000 $312,000 $270,000 $300,000-$350,000
Rolling Meadows, Cabern Dr, 34th St, Woodclyffe Rd, Eagle Rd, Mount Vernon Ln, Arbaugh Dr, Birch, Percivale Ct, Cherry St $333,000 $290,000 $250,000-$300,000 $449,500 $380,000 $350,000-$400,000
Walnut Dr, Marshall Rd, Poplar Estates Dr, Red Deer Dr, Clayton Ave, Co Rte 60/14, Charleys Creek Rd, Mount Union-Evergreen Rd, Oak Dr, Laurel Ridge Ln $124,000 $120,000 $125,000-$150,000 $205,500 $170,000 $175,000-$200,000
Beech Hill Dr, Luikart Ridge, 2nd St, Eighteen Mile Creek, Conner Ave, Co Rte 27, Tucker Ridge Rd, Kilgore, River St, Circle Dr $87,500 $80,000 $75,000-$100,000 $182,000 $150,000 $150,000-$175,000
Co Rte 13/1, Quarterhorse Dr, US Hwy 60, Sweetbriar, Mount Vernon Valley Rd, Co Rte 13/6, Country Ln, Hickory Knob Rd, High St, Cedar Dr $154,000 $130,000 $150,000-$175,000 $276,000 $250,000 $200,000-$250,000

Estimate your Savings with Home Insurance Discounts in Putnam County, WV | Back to Top

Type Discount ($) Premium After Discount ($)
Multipolicy Discount -$140 $683
Superior Protection Discount -$74 $749
Fire & Security Discount -$58 $765
Hail Resistant Roof Discount -$16 $806
Newly Constructed Home Discount -$239 $584

Choose the Right Deductible for your Putnam County, WV Home | Back to Top

Low Deductible ($500) High Deductible ($2500)
Place Example Claim Amount Yearly Premium Total Yearly Cost Yearly Premium Total Yearly Cost Net Savings for High Deductible Plan
Putnam County $1,000 $813 $1,813 $591 $1,591 $222
Putnam County, WV $1,000 $813 $1,813 $591 $1,591 $222
Buffalo, WV $100 $597 $697 $434 $534 $163
Point Pleasant, WV $2,500 $608 $3,108 $442 $2,942 $166
Letart, OH $500 $549 $1,049 $399 $899 $150
Lavalette, WV $1,500 $582 $2,082 $423 $1,923 $159
Sutton, OH $400 $578 $978 $420 $820 $158
Rio Grande, OH $2,000 $727 $2,727 $528 $2,528 $199
Sylvester, WV $500 $554 $1,054 $403 $903 $151
Flatwoods-Russell, KY $700 $687 $1,387 $499 $1,199 $188
Louisa, KY $700 $666 $1,366 $484 $1,184 $182

Identify Top Home Insurance Agents near Putnam County, WV | Back to Top

Home Insurance Company Putnam County, WV Homeowners Insurance Agency Putnam County, WV Address Popularity Score Distance from Putnam County (miles)
Liberty Mutual Independent Payne & Garlow Insurance 3744 Teays Valley Rd Ste 101, Hurricane, WV, 25526
5.6
Liberty Mutual Independent Payne & Garlow Insurance 3744 Teays Valley Road Suite 101, Hurricane, WV, 25526
5.6
State Farm Lori Mccown 3550 Teays Valley Rd Ste 1, Hurricane, WV, 25526-9054
6.3
Allstate Travis Foster 127 Goff Mountain Rd, Cross Lanes, WV, 25313
8.8
Allstate Beth Benson 3845b Teays Valley Rd Ste 5, Hurricane, WV, 25526
5.6
Liberty Mutual Jon Duggan 112 Brent Way, Hurricane, WV, 25526
4.5
Liberty Mutual Luke Sanson 112 Brent Way, Hurricane, WV, 25526
4.5
State Farm Rob Bowers 801 6th Ave, Saint Albans, WV, 25177-2918
9.6
Liberty Mutual Flo Jones 112 Brent Way, Hurricane, WV, 25526
4.5
State Farm Brandon Huffman 5506 Big Tyler Road, Cross Lanes, WV, 25313
8.8

Compare Rates for Putnam County, WV Home Insurance Providers | Back to Top

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Place Typical Home Value Typical Home Insurance Costs 25th Percentile 75th Percentile Potential Savings & Difference between 25th & 75th Percentile
West Virginia $111,600 $721 $490 $1,020 $530
Putnam County, WV $157,500 $823 $580 $1,170 $590
Putnam County, WV $157,500 $823 $580 $1,140 $560
Buffalo, WV $78,100 $604 $400 $840 $440
Point Pleasant, WV $80,800 $615 $440 $880 $440
Letart, OH $77,500 $556 $380 $800 $420
Lavalette, WV $74,200 $589 $390 $820 $430
Sutton, OH $86,500 $585 $420 $820 $400
Rio Grande, OH $146,200 $736 $490 $1,050 $560
Sylvester, WV $67,300 $561 $400 $790 $390
Flatwoods-Russell, KY $110,800 $696 $490 $980 $490
Louisa, KY $104,300 $675 $450 $960 $510

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