Gavop shows you how to buy homeowners insurance in Tenmile, OR by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $56,000 | $50,000 | $25,000-$50,000 |
| 2 Bedroom | $104,000 | $90,000 | $100,000-$125,000 |
| 3 Bedroom | $150,000 | $130,000 | $150,000-$175,000 |
| 4 Bedroom | $257,000 | $230,000 | $300,000-$350,000 |
| 5 Bedroom | $514,000 | $410,000 | $400,000-$500,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$89 | $549 |
| Superior Protection Discount | -$57 | $581 |
| Fire & Security Discount | -$70 | $568 |
| Hail Resistant Roof Discount | -$19 | $619 |
| Newly Constructed Home Discount | -$185 | $453 |
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $6,156 |
| Physical Damage | $2,440 |
| Hail Damage | $4,571 |
| Wind Damage | $6,687 |
| Expensive Claims | |
| Fire | $42,442 |
| Smoke | $16,553 |
| Home Insurance Company Tenmile, OR | Homeowners Insurance Agency Tenmile, OR | Address | Popularity Score | Distance from Tenmile (miles) |
|---|---|---|---|---|
| Farmers | Terry Spitz | 1690 Williams Hwy, Grants Pass, OR, 97527 | 43.3 | |
| Farmers | John Murphy | 652 W Umpqua St, Roseburg, OR, 97471 | 17.8 | |
| State Farm | Alison Eggers | 1790 Nw Hughwood Ave, Roseburg, OR, 97471-8817 | 18.4 | |
| Farmers | Jason Jakubos | 161 Ne Garden Valley Blvd Ste 111, Roseburg, OR, 97470 | 18.7 | |
| Allstate | Susan Gregg Snyder | 780 Nw Garden Valley Blvd Ste 38a, Roseburg, OR, 97471 | 18.5 | |
| State Farm | John Gibson | 1892 Sherman Ave, North Bend, OR, 97459-3418 | 41.9 | |
| Farmers | John Eliot | 134 Nw E St, Grants Pass, OR, 97526 | 42.0 | |
| Liberty Mutual Independent | Hometown Insurance Center | 333 S Main St, Canyonville, OR, 97417 | 17.0 | |
| State Farm | Stacie Wools | 250 Ne Garden Vly Blvd Ste 22, Roseburg, OR, 97470-2057 | 18.8 | |
| State Farm | Natalie Kelley | 5010 Grange Rd Ste 102, Roseburg, OR, 97471-5846 | 13.4 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Oregon | $265,700 | $661 | $440 | $910 | $470 |
| Douglas County, OR | $174,200 | $737 | $520 | $1,020 | $500 |
| Tenmile, OR | $177,900 | $639 | $430 | $890 | $460 |
| Tri-City, OR | $133,300 | $494 | $340 | $700 | $360 |
| Roseburg, OR | $166,100 | $750 | $520 | $1,070 | $550 |
| Myrtle Creek-Riddle, OR | $155,200 | $528 | $380 | $740 | $360 |
| Wimer, OR | $235,300 | $626 | $450 | $860 | $410 |
| Redwood, OR | $223,400 | $613 | $410 | $840 | $430 |
| Elkton, OR | $189,600 | $573 | $380 | $800 | $420 |
| Coos Bay, OR | $165,600 | $750 | $530 | $1,040 | $510 |
| Lakeside, OR | $175,100 | $555 | $400 | $780 | $380 |