Gavop shows you how to buy homeowners insurance in Borger, TX by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Borger, TX - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Cypress St, House St, Sarasota St, Stewart Rd, W Adams St, W 5th St, FM 280, Lee St, Monroe, Tech St | $75,500 | $60,000 | $50,000-$75,000 | $104,500 | $90,000 | $75,000-$100,000 |
| Deahl Rd, Crockett St, Co Rd Y, Weatherly St, Indiana St, E Jefferson St, Hector St, Chisolm Trl, Peiffer St, Brain St | $108,000 | $90,000 | $100,000-$125,000 | $87,000 | $80,000 | $75,000-$100,000 |
| Country Club Rd, S Railroad Ave, Garland Ave, Mockingbird St, E Wilson St, State Loop 246, Ranch Rd 280, Ozmer St, W Palm St, Pecan St | $63,000 | $50,000 | $50,000-$75,000 | $68,500 | $60,000 | $50,000-$75,000 |
| Garrett St, St Johns Rd, Pine St, Leonard Ln, Jason Dr, Fairway Dr, Tansy St, Golden Dr, S Florida St, Arapahoe Rd | $107,500 | $90,000 | $125,000-$150,000 | $76,000 | $70,000 | $50,000-$75,000 |
| Linden St, Dowdy St, W 3rd St, Beverly Dr, Elm St, Somerset St, N Antelope Creek Rd, Hill St, Wright St, Yucca Ln | $116,500 | $90,000 | $100,000-$125,000 | $75,500 | $60,000 | $75,000-$100,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$179 | $814 |
| Superior Protection Discount | -$89 | $904 |
| Fire & Security Discount | -$99 | $894 |
| Hail Resistant Roof Discount | -$30 | $963 |
| Newly Constructed Home Discount | -$258 | $735 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Hutchinson County | $2,500 | $981 | $3,481 | $713 | $3,213 | $268 |
| Borger, TX | $2,000 | $981 | $2,981 | $713 | $2,713 | $268 |
| Hutchinson County, TX | $400 | $981 | $1,381 | $713 | $1,113 | $268 |
| Skellytown, TX | $1,500 | $1,124 | $2,624 | $817 | $2,317 | $307 |
| Sanford, TX | $300 | $1,092 | $1,392 | $793 | $1,093 | $298 |
| Carson County, TX | $100 | $960 | $1,060 | $698 | $798 | $262 |
| Lefors, TX | $1,500 | $1,343 | $2,843 | $976 | $2,476 | $367 |
| Groom, TX | $400 | $1,503 | $1,903 | $1,092 | $1,492 | $411 |
| Claude, TX | $1,500 | $1,534 | $3,034 | $1,115 | $2,615 | $419 |
| Ochiltree County, TX | $100 | $1,051 | $1,151 | $764 | $864 | $287 |
| McLean, TX | $1,000 | $1,191 | $2,191 | $865 | $1,865 | $325 |
| Home Insurance Company Borger, TX | Homeowners Insurance Agency Borger, TX | Address | Popularity Score | Distance from Borger (miles) |
|---|---|---|---|---|
| Farmers | Lupe Laird | 1201 S Polk St Spc 100, Amarillo, TX, 79101 | 46.9 | |
| Liberty Mutual Independent | Upshaw Insurance Agency Inc | 801 S Fillmore St, Ste 300, Amarillo, TX, 79101 | 46.5 | |
| Farmers | Jessica Hunnicutt | 4600 W I 40 Ste 303, Amarillo, TX, 79106 | 49.2 | |
| Liberty Mutual | Joel A. White | 112 Sw 8th Ave. Suite 301c, Amarillo, TX, 79101 | 46.6 | |
| State Farm | Don Tipps | 2700 S Western St Ste 1500, Amarillo, TX, 79109-1547 | 49.4 | |
| State Farm | Rhonda Kimbrough | 3314 Olsen Blvd, Amarillo, TX, 79109-3015 | 49.1 | |
| State Farm | Jason Chafe | 1722 S Western St, Amarillo, TX, 79106-5927 | 48.9 | |
| State Farm | Shannon Brooks | 2001 S Washington St, Amarillo, TX, 79109-2414 | 47.7 | |
| State Farm | Brian Gibbs | 3318 S Georgia St Ste 2714, Amarillo, TX, 79109-3438 | 49.1 | |
| State Farm | Jeff Gilbert | 2620 S Kentucky St, Amarillo, TX, 79109-1721 | 48.8 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Texas | $151,500 | $1,709 | $1,130 | $2,630 | $1,500 |
| Hutchinson County, TX | $75,500 | $993 | $660 | $1,530 | $870 |
| Borger, TX | $75,800 | $993 | $660 | $1,530 | $870 |
| Hutchinson County, TX | $75,500 | $993 | $660 | $1,530 | $870 |
| Skellytown, TX | $36,200 | $1,138 | $750 | $1,750 | $1,000 |
| Sanford, TX | $31,900 | $1,105 | $730 | $1,700 | $970 |
| Carson County, TX | $107,800 | $972 | $640 | $1,500 | $860 |
| Lefors, TX | $69,100 | $1,359 | $900 | $2,090 | $1,190 |
| Groom, TX | $100,500 | $1,521 | $1,000 | $2,340 | $1,340 |
| Claude, TX | $107,700 | $1,553 | $1,020 | $2,390 | $1,370 |
| Ochiltree County, TX | $102,400 | $1,064 | $700 | $1,640 | $940 |
| McLean, TX | $45,300 | $1,205 | $800 | $1,860 | $1,060 |