Gavop tells you how to get the best homeowners insurance in Churchill County, NV by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $53,000 | $50,000 | $50,000-$75,000 |
| 2 Bedroom | $85,000 | $80,000 | $75,000-$100,000 |
| 3 Bedroom | $108,000 | $90,000 | $100,000-$125,000 |
| 4 Bedroom | $145,000 | $130,000 | $150,000-$175,000 |
| 5 Bedroom | $319,000 | $270,000 | $350,000-$400,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$105 | $593 |
| Superior Protection Discount | -$63 | $635 |
| Fire & Security Discount | -$70 | $628 |
| Hail Resistant Roof Discount | -$21 | $677 |
| Newly Constructed Home Discount | -$188 | $509 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Churchill County | $1,000 | $689 | $1,689 | $501 | $1,501 | $188 |
| Churchill County, NV | $1,500 | $689 | $2,189 | $501 | $2,001 | $188 |
| Dixie Valley, NV | $400 | $534 | $934 | $388 | $788 | $146 |
| Fallon, NV | $1,000 | $689 | $1,689 | $501 | $1,501 | $188 |
| Walker River, NV | $400 | $297 | $697 | $216 | $616 | $81 |
| Schurz, NV | $1,500 | $292 | $1,792 | $213 | $1,713 | $80 |
| Lovelock, NV | $500 | $683 | $1,183 | $497 | $997 | $187 |
| Home Insurance Company Churchill County, NV | Homeowners Insurance Agency Churchill County, NV | Address | Popularity Score | Distance from Churchill County (miles) |
|---|---|---|---|---|
| Liberty Mutual Independent | E H Hursh Inc | 295 S Maine St, Fallon, NV, 89406 | 27.3 | |
| Travelers | Les Hiibel Insurance Services Inc | 335 W Williams, Fallon, NV, 89406 | 27.5 | |
| Travelers | Hendrix Insurance Agency | 1525 W Williams Ave Ste B, Fallon, NV, 89406 | 28.2 | |
| Liberty Mutual Independent | E H Hursh Inc | 295 S Maine St, Fallon, NV, 89406 | 27.3 | |
| Allstate | Shawna Honea | 959 W Williams Ave, Fallon, NV, 89406 | 28.0 | |
| State Farm | Brad Stokes | 2260 Reno Hwy Ste A, Fallon, NV, 89406-5603 | 28.8 | |
| Liberty Mutual Independent | E H Hursh Inc | 295 S Maine St, Fallon, NV, 89406 | 27.3 | |
| Allstate | Hendrix Ins Agency | 1525 W Williams Ave Ste B, Fallon, NV, 89406 | 28.2 | |
| Farmers | Curtis Isom | 2156 Reno Hwy, Fallon, NV, 89406 | 28.7 | |
| Farmers | Mark Hammond Lutcf | 719 W Williams Ave, Fallon, NV, 89406 | 27.8 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Nevada | $216,400 | $641 | $460 | $880 | $420 |
| Churchill County, NV | $169,100 | $697 | $480 | $960 | $480 |
| Churchill County, NV | $169,100 | $697 | $510 | $1,000 | $490 |
| Dixie Valley, NV | $140,600 | $540 | $370 | $770 | $400 |
| Fallon, NV | $169,200 | $697 | $500 | $970 | $470 |
| Walker River, NV | $45,700 | $301 | $200 | $410 | $210 |
| Schurz, NV | $44,100 | $296 | $200 | $420 | $220 |
| Lovelock, NV | $99,700 | $692 | $490 | $950 | $460 |