How Can I Make My Galesburg, IL Home Insurance Cheaper
Gavop shows you how to buy homeowners insurance in Galesburg, IL by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
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Estimate Appropriate Galesburg, IL Home Insurance Coverage Levels | Back to Top
| Galesburg, IL - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Isle Royale Rd, Marmac Dr, Lakeview Dr, Indiana Ave, Rock Island Ave, Knox Road 1860 N, Pickard Rd, Division St, N Whitesboro St, Park Lane Ave | $82,000 | $70,000 | $50,000-$75,000 | $72,500 | $60,000 | $50,000-$75,000 |
| Goodsill Cir, Pine St, S Henderson St, S Broad St, Frank St, Walnut St, Justin Dr, Knox Road 800 N, Oren Ln, Log City Trl | $150,000 | $140,000 | $125,000-$150,000 | $95,000 | $90,000 | $75,000-$100,000 |
| Northwood Dr, Hackberry Rd, Dieterich Ave, 750 E, Fleisher Rd, E Tompkins St, Co Rd 37, Huber Ave, Becky Rd, E Ann St | $195,000 | $170,000 | $150,000-$175,000 | $147,000 | $130,000 | $150,000-$175,000 |
| N Hebard St, 950 N, Cardinal Dr, Co Rd 900 E, Country Ct, Garden Ln, George Ave, Sunnyview Dr, 975 N, Prairie Ct | $143,500 | $120,000 | $125,000-$150,000 | $80,500 | $80,000 | $75,000-$100,000 |
| Potawatomi Rd, Prestwick Dr, Circle Dr, Knox Road 1290 N, Benner Ave, Cecelia Dr, Iowa Ave, Herring Ave, 1850 N, S Linwood Rd | $196,500 | $160,000 | $200,000-$250,000 | $116,500 | $100,000 | $100,000-$125,000 |
Estimate your Savings with Home Insurance Discounts in Galesburg, IL | Back to Top
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$170 | $776 |
| Superior Protection Discount | -$85 | $861 |
| Fire & Security Discount | -$76 | $871 |
| Hail Resistant Roof Discount | -$19 | $928 |
| Newly Constructed Home Discount | -$218 | $729 |
Choose your Galesburg, IL Home Insurance Coverage for your Specific Claim Requirement | Back to Top
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $5,975 |
| Physical Damage | $2,513 |
| Hail Damage | $4,571 |
| Wind Damage | $6,178 |
| Expensive Claims | |
| Fire | $42,889 |
| Smoke | $17,054 |
Identify Top Home Insurance Agents near Galesburg, IL | Back to Top
| Home Insurance Company Galesburg, IL | Homeowners Insurance Agency Galesburg, IL | Address | Popularity Score | Distance from Galesburg (miles) |
|---|---|---|---|---|
| State Farm | Ben Forney | 507 N Monroe St Ste 1, Abingdon, IL, 61410-1285 | 10.0 | |
| State Farm | Trevor Volz | 2412 41st St, Moline, IL, 61265-5015 | 37.5 | |
| State Farm | Rob Williams | 261 N Broad St Ste 59, Galesburg, IL, 61401-4556 | 0.3 | |
| Farmers | Gina Martin | 250 E Main St Ste 309, Galesburg, IL, 61401 | 0.6 | |
| State Farm | Adam Osborn | 914 W Glen, Peoria, IL, 61614-5918 | 42.7 | |
| State Farm | Patty Friedrich | 808 Derby St, Pekin, IL, 61554-5847 | 47.2 | |
| State Farm | Scott Peet | 1978 N Henderson St, Galesburg, IL, 61401-1325 | 1.5 | |
| Liberty Mutual Independent | Traders Insurance Agency Corp | 721 W Lake Ave, Peoria, IL, 61614 | 43.0 | |
| Allstate | Chuck Hubert | 3701 N Sheridan Rd, Peoria, IL, 61614 | 43.2 | |
| State Farm | Roger Clawson | 800 36th Ave, Moline, IL, 61265-7168 | 36.9 |
Compare Rates for Galesburg, IL Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Illinois | $179,700 | $850 | $570 | $1,180 | $610 |
| Knox County, IL | $81,700 | $947 | $680 | $1,340 | $660 |
| Galesburg, IL | $73,500 | $947 | $640 | $1,310 | $670 |
| Lenox, IL | $66,600 | $522 | $350 | $740 | $390 |
| Oquawka, IL | $83,100 | $589 | $400 | $840 | $440 |
| Jubilee, IL | $315,600 | $1,074 | $760 | $1,490 | $730 |
| Henderson County, IL | $88,100 | $828 | $600 | $1,170 | $570 |
| Bowling, IL | $155,300 | $800 | $550 | $1,110 | $560 |
| Peoria County, IL | $128,000 | $712 | $480 | $1,020 | $540 |
| Macomb, IL | $101,000 | $607 | $430 | $870 | $440 |
| Ipava, IL | $67,400 | $526 | $360 | $750 | $390 |
| Alba, IL | $117,000 | $703 | $510 | $1,010 | $500 |
Research Home Insurance Companies Reviews in Galesburg, IL Before Buying | Back to Top
Share a review on your home insurance company
Allstate Home Insurance Reviews
Date: August 22, 2019 Age: 30 to 39 Gender: Female Marital Status: Married
Premium
my premiums and deductibles are more affordable with this company than they are with others offering the same coverage.
Date: July 19, 2019 Age: 20 to 29 Gender: Male Marital Status: Married
Premium
We pay probably 800 a year for ours. It is part of our escrow every month. Not sure about our deductibles, we have never had a claim before.
Date: July 12, 2019 Age: 30 to 39 Gender: Male Marital Status: Married
Premium
We are paying nearly half as much monthly with a lower deductible, and higher coverage, than we did with our previous insurance company.
Date: January 02, 2019 Age: 20 to 29 Gender: Female Marital Status: Unmarried
Policy Offerings
After some research between different policy offers I decided that Allstate was going to give me the best deal. They are competitive and very fair.
Date: November 08, 2018 Age: 30 to 39 Gender: Male Marital Status: Married
Premium
Allstate compared the other insurance company's had the best rates for the same coverage that I need. That is the biggest reason I went with them.
Progressive Home Insurance Reviews
Date: September 05, 2019 Age: 50 to 59 Gender: Male Marital Status: Married
Customer Service
It is a new carrier. So far, things have been good. All conversations with them have been cordial
Date: February 08, 2019 Age: 30 to 39 Gender: Male Marital Status: Married
Policy Offerings
I believe that Progressive is another 4 here. The policy is completely tailored to my needs and is comparable to other insurance companies offering the same converage.
Liberty Mutual Home Insurance Reviews
Date: October 20, 2018 Age: 30 to 39 Gender: Female Marital Status: Married
Communication
My home insurance company keeps sending me the bill when it should be getting sent to the mortgage company. This forces me to take extra steps to make sure the bill is paid on time.
GEICO Home Insurance Reviews
Date: October 07, 2019 Age: 30 to 39 Gender: Female Marital Status: Married
Premium
Recently I bought this house.no other company could come into spitting distance with other companies. I was able to bundle both and save more.
The Hartford Home Insurance Reviews
Date: November 19, 2018 Age: 30 to 39 Gender: Female Marital Status: Unmarried
Policy Offerings
They are a full service insurance company and they are nationally known. They offer probably everything all the other providers do. The only difference probably would be the pricing and service quality.