Gavop shows you how to buy homeowners insurance in Wurtland, KY by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Wurtland, KY - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Plum St, Sandsuck Creek Rd, Berea Blvd, Palm Ln, Virginia St, Josephine Ln, State Hwy 3306, Cr-1618, Berea Blvd S, Adams Ave | $140,500 | $120,000 | $150,000-$175,000 | $104,000 | $90,000 | $100,000-$125,000 |
| W Happy Ridge Rd, State Hwy 1, Commanche Way, Gainesway Dr, Cr-1127, Caroline School Rd, Ramsey Dr, Chinns Branch Rd, Buffalo Way, Cr-1183H | $98,000 | $90,000 | $75,000-$100,000 | $67,500 | $60,000 | $50,000-$75,000 |
| Jacqueline Rd, Wig Wam Way, Racetrack Hill, Rosalee Dr, Helton St, Wilson Ln, Eagle Way, Lambert Rd, Jason Rd, Walker Rd | $95,500 | $80,000 | $100,000-$125,000 | $115,500 | $110,000 | $125,000-$150,000 |
| Cr-1182, Zabrieszack Ln, Songbird Ln, Sharon Dr, Scotch St, Collins Rd, Andrea St, Hidden Valley Lake Dr, Harvest Ln, Clark Ln | $111,000 | $100,000 | $75,000-$100,000 | $111,500 | $100,000 | $100,000-$125,000 |
| Elm St, Hensley Hollow, Adena St, Cordle Cove, Bent Ridge, Tomahawk Way, Crow Way, Rockgate Rd, Barge St, Eastfork Rd | $174,500 | $150,000 | $200,000-$250,000 | $98,000 | $80,000 | $100,000-$125,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$109 | $617 |
| Superior Protection Discount | -$73 | $653 |
| Fire & Security Discount | -$58 | $668 |
| Hail Resistant Roof Discount | -$15 | $711 |
| Newly Constructed Home Discount | -$145 | $581 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Greenup County | $700 | $766 | $1,466 | $556 | $1,256 | $209 |
| Wurtland, KY | $700 | $717 | $1,417 | $521 | $1,221 | $196 |
| Cannonsburg, KY | $300 | $721 | $1,021 | $524 | $824 | $197 |
| Willard, KY | $2,000 | $653 | $2,653 | $475 | $2,475 | $178 |
| New Boston, OH | $400 | $481 | $881 | $350 | $750 | $131 |
| Union, WV | $700 | $600 | $1,300 | $436 | $1,136 | $164 |
| West Portsmouth, OH | $100 | $538 | $638 | $391 | $491 | $147 |
| Wayne, WV | $2,000 | $589 | $2,589 | $428 | $2,428 | $161 |
| Milton, WV | $300 | $750 | $1,050 | $545 | $845 | $205 |
| Robinson, WV | $200 | $684 | $884 | $497 | $697 | $187 |
| Winfield, WV | $1,000 | $858 | $1,858 | $623 | $1,623 | $234 |
| Home Insurance Company Wurtland, KY | Homeowners Insurance Agency Wurtland, KY | Address | Popularity Score | Distance from Wurtland (miles) |
|---|---|---|---|---|
| State Farm | Paul Pelphrey | 219 Broadway St, Paintsville, KY, 41240-1255 | 44.8 | |
| State Farm | Steve Barker | 519 W Main St, Morehead, KY, 40351-1539 | 39.7 | |
| State Farm | Bob Wages | 1019 State Route 716, Ashland, KY, 41102-8257 | 6.1 | |
| Travelers | Trademark Insurance | 264 Old Flemingsburg Rd, Morehead, KY, 40351 | 39.8 | |
| Allstate | Wells & Middleton | 2019 Ashland Rd, Greenup, KY, 41144 | 7.1 | |
| Travelers | Wells & Middleton Insurance Inc | 2019 Ashland Rd, Greenup, KY, 41144 | 6.9 | |
| State Farm | Don Hillman | 209 E Perry St, Louisa, KY, 41230 | 26.1 | |
| Travelers | Wells & Middleton Insurance Inc | 2019 Ashland Road, Greenup, KY, 41144 | 7.1 | |
| State Farm | Scott Hester | 800 13th St, Ashland, KY, 41101-2638 | 8.6 | |
| State Farm | Ramona Salyer | 308 Horton St, Grayson, KY, 41143-1319 | 11.8 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Kentucky | $130,000 | $896 | $650 | $1,230 | $580 |
| Greenup County, KY | $103,300 | $775 | $570 | $1,110 | $540 |
| Wurtland, KY | $120,500 | $726 | $520 | $1,040 | $520 |
| Cannonsburg, KY | $122,100 | $730 | $500 | $1,040 | $540 |
| Willard, KY | $72,300 | $661 | $450 | $920 | $470 |
| New Boston, OH | $57,700 | $487 | $330 | $690 | $360 |
| Union, WV | $91,100 | $607 | $420 | $830 | $410 |
| West Portsmouth, OH | $74,100 | $545 | $390 | $780 | $390 |
| Wayne, WV | $76,100 | $596 | $410 | $850 | $440 |
| Milton, WV | $124,100 | $759 | $520 | $1,050 | $530 |
| Robinson, WV | $102,400 | $692 | $480 | $980 | $500 |
| Winfield, WV | $165,900 | $868 | $630 | $1,230 | $600 |