Gavop tells you how to get the best homeowners insurance in Oglethorpe, GA by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $35,500 | $30,000 | $25,000-$50,000 |
| 2 Bedroom | $96,000 | $80,000 | $75,000-$100,000 |
| 3 Bedroom | $82,000 | $70,000 | $75,000-$100,000 |
| 4 Bedroom | $168,000 | $140,000 | $125,000-$150,000 |
| 5 Bedroom | $172,000 | $150,000 | $125,000-$150,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$43 | $500 |
| Home and Two Car | -$87 | $456 |
| Home and Three Car | -$125 | $418 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Macon County | $1,500 | $818 | $2,318 | $594 | $2,094 | $223 |
| Oglethorpe, GA | $1,500 | $537 | $2,037 | $390 | $1,890 | $147 |
| Dooly County, GA | $400 | $592 | $992 | $430 | $830 | $162 |
| Butler, GA | $700 | $483 | $1,183 | $351 | $1,051 | $132 |
| Unadilla, GA | $400 | $825 | $1,225 | $599 | $999 | $225 |
| Geneva, GA | $700 | $668 | $1,368 | $485 | $1,185 | $183 |
| Junction City, GA | $400 | $639 | $1,039 | $465 | $865 | $175 |
| Centerville, GA | $700 | $801 | $1,501 | $582 | $1,282 | $219 |
| Warwick, GA | $100 | $637 | $737 | $463 | $563 | $174 |
| Stewart County, GA | $1,000 | $825 | $1,825 | $599 | $1,599 | $225 |
| Muscogee County, GA | $500 | $893 | $1,393 | $649 | $1,149 | $244 |
| Home Insurance Company Oglethorpe, GA | Homeowners Insurance Agency Oglethorpe, GA | Address | Popularity Score | Distance from Oglethorpe (miles) |
|---|---|---|---|---|
| State Farm | Connie Wilkes | 3587 Macon Rd, Columbus, GA, 31907-2567 | 49.5 | |
| State Farm | Alan Parker | 4909 Forsyth Rd, Macon, GA, 31210-4401 | 48.7 | |
| Liberty Mutual Independent | Fleming & Riles Insurance | 1115 W. Third Avenue, Albany, GA, 31707 | 46.3 | |
| Allstate | The Mobley Agency | 5435 Woodruff Farm Rd Ste B300, Columbus, GA, 31907 | 48.0 | |
| State Farm | Travis Greene | 4905 Warm Springs Rd, Columbus, GA, 31909-4051 | 49.3 | |
| State Farm | Chuck Thompson | 4009 Vineville Ave Ste A, Macon, GA, 31210-5040 | 48.8 | |
| State Farm | Corey Lindsey | 6701 Flat Rock Rd, Midland, GA, 31820-3646 | 47.6 | |
| State Farm | Jason Collins | 4993 Russell Pkwy Ste 140, Warner Robins, GA, 31088-8652 | 32.5 | |
| State Farm | Jimmy Spinks | 1410 Russell Pkwy, Warner Robins, GA, 31088-5563 | 36.1 | |
| Allstate | Mike Benson | 3617 Edgewood Rd, Columbus, GA, 31907 | 49.7 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Georgia | $158,400 | $1,012 | $700 | $1,410 | $710 |
| Macon County, GA | $61,300 | $827 | $550 | $1,170 | $620 |
| Oglethorpe, GA | $46,200 | $543 | $390 | $740 | $350 |
| Dooly County, GA | $83,200 | $599 | $430 | $830 | $400 |
| Butler, GA | $61,100 | $489 | $340 | $670 | $330 |
| Unadilla, GA | $70,300 | $835 | $600 | $1,190 | $590 |
| Geneva, GA | $88,300 | $676 | $450 | $930 | $480 |
| Junction City, GA | $83,600 | $647 | $470 | $920 | $450 |
| Centerville, GA | $146,000 | $811 | $590 | $1,120 | $530 |
| Warwick, GA | $83,300 | $645 | $470 | $880 | $410 |
| Stewart County, GA | $51,800 | $835 | $570 | $1,160 | $590 |
| Muscogee County, GA | $140,200 | $904 | $610 | $1,280 | $670 |