Gavop shows you how to buy homeowners insurance in Madison, KS by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $52,000 | $40,000 | $50,000-$75,000 |
| 2 Bedroom | $146,000 | $120,000 | $125,000-$150,000 |
| 3 Bedroom | $198,000 | $160,000 | $200,000-$250,000 |
| 4 Bedroom | $270,000 | $240,000 | $200,000-$250,000 |
| 5 Bedroom | $322,000 | $270,000 | $350,000-$400,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$86 | $873 |
| Home and Two Car | -$153 | $806 |
| Home and Three Car | -$240 | $719 |
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $5,733 |
| Physical Damage | $2,344 |
| Hail Damage | $4,853 |
| Wind Damage | $6,305 |
| Expensive Claims | |
| Fire | $43,782 |
| Smoke | $17,556 |
| Home Insurance Company Madison, KS | Homeowners Insurance Agency Madison, KS | Address | Popularity Score | Distance from Madison (miles) |
|---|---|---|---|---|
| State Farm | Josh Salmans | 511 Leavenworth St, Manhattan, KS, 66502-5924 | 13.0 | |
| Travelers | Tyner Insurance Group | 424 Lincoln St, Wamego, KS, 66547 | 26.8 | |
| Travelers | Tyner Insurance Group | 424 Lincoln, Wamego, KS, 66547 | 26.8 | |
| Travelers | Tri-County Insurance Llc | 815 5th St, Wamego, KS, 66547 | 26.7 | |
| State Farm | Karen Jameson | 206 E Ash St, Junction City, KS, 66441-1439 | 13.6 | |
| Travelers | Al Langton Insurance Inc | 1014 Poyntz Ave Suite A, Manhattan, KS, 66502 | 12.6 | |
| Travelers | Dillon-Sullivan Insurance | 527 Ft Riley Rd, Manhattan, KS, 66502 | 13.1 | |
| Travelers | Gross Insurance Agency | 105 S 4th, Manhattan, KS, 66502 | 13.2 | |
| State Farm | Karl Kunz | 210 N 4th St Ste B, Manhattan, KS, 66502-6056 | 13.2 | |
| Allstate | Copeland Ins Agy | 111 S Broadway St, Riley, KS, 66531 | 6.1 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Kansas | $139,200 | $1,364 | $1,060 | $1,840 | $780 |
| Riley County, KS | $189,200 | $1,399 | $1,090 | $1,890 | $800 |
| Madison, KS | $136,100 | $959 | $750 | $1,290 | $540 |
| Riley, KS | $131,700 | $1,329 | $1,040 | $1,790 | $750 |
| Clay County, KS | $100,200 | $825 | $640 | $1,110 | $470 |
| Wabaunsee, KS | $248,900 | $1,716 | $1,340 | $2,320 | $980 |
| Longford, KS | $62,800 | $906 | $710 | $1,220 | $510 |
| Wheaton, KS | $60,000 | $884 | $690 | $1,190 | $500 |
| Clear Fork, KS | $196,900 | $1,578 | $1,230 | $2,130 | $900 |
| Maple Hill, KS | $156,700 | $1,438 | $1,120 | $1,940 | $820 |
| New Cambria, KS | $76,000 | $1,003 | $780 | $1,350 | $570 |
| Rossville, KS | $155,500 | $1,433 | $1,120 | $1,930 | $810 |