Gavop's guide to buying homeowners insurance in Schlusser, PA covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $52,000 | $50,000 | $50,000-$75,000 |
| 2 Bedroom | $92,000 | $80,000 | $75,000-$100,000 |
| 3 Bedroom | $160,500 | $130,000 | $150,000-$175,000 |
| 4 Bedroom | $202,000 | $180,000 | $175,000-$200,000 |
| 5 Bedroom | $345,500 | $320,000 | $350,000-$400,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$109 | $573 |
| Superior Protection Discount | -$68 | $614 |
| Fire & Security Discount | -$48 | $635 |
| Hail Resistant Roof Discount | -$14 | $669 |
| Newly Constructed Home Discount | -$157 | $526 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Cumberland County | $1,500 | $755 | $2,255 | $549 | $2,049 | $206 |
| Schlusser, PA | $1,500 | $674 | $2,174 | $490 | $1,990 | $184 |
| Monaghan, PA | $500 | $907 | $1,407 | $659 | $1,159 | $248 |
| Gardners, PA | $1,500 | $762 | $2,262 | $554 | $2,054 | $208 |
| Toboyne, PA | $500 | $561 | $1,061 | $408 | $908 | $153 |
| Hershey, PA | $1,000 | $739 | $1,739 | $537 | $1,537 | $202 |
| Spring Grove, PA | $200 | $722 | $922 | $525 | $725 | $197 |
| Rheems, PA | $2,000 | $781 | $2,781 | $567 | $2,567 | $213 |
| Mifflin County, PA | $400 | $814 | $1,214 | $592 | $992 | $222 |
| Snyder County, PA | $1,000 | $685 | $1,685 | $498 | $1,498 | $187 |
| Mount Gretna, PA | $500 | $1,040 | $1,540 | $756 | $1,256 | $284 |
| Muir, PA | $1,000 | $548 | $1,548 | $398 | $1,398 | $150 |
| Home Insurance Company Schlusser, PA | Homeowners Insurance Agency Schlusser, PA | Address | Popularity Score | Distance from Schlusser (miles) |
|---|---|---|---|---|
| Erie | Hinkle Insurance Agency Inc. | 600 Olde Hickory Rd, Ste 200, Lancaster, PA, 17601 | 48.7 | |
| State Farm | Craig Rothstein | 1634 S Market St, Elizabethtown, PA, 17022-2851 | 32.2 | |
| Allstate | Bell Insurance | 1116 Kennebec Dr, Chambersburg, PA, 17201 | 32.9 | |
| Erie | Lake Insurance Inc. | 220 S 7th St , Mcconnellsburg, PA, 17233 | 48.3 | |
| State Farm | Jon Fetterman | 805 E High St, Carlisle, PA, 17013-2610 | 3.0 | |
| Nationwide | Mark Raubenstine | 1000 Millersville Rd. Ste A, Lancaster, PA, 17603 | 45.8 | |
| Allstate | Friedrich Fin Svcs | 1 South Park St, Richland, PA, 17087 | 49.3 | |
| State Farm | Greg Lunde | 11 State Avenue, Carlisle, PA, 17013-4432 | 4.3 | |
| Erie | Capital Region Insurance Agency Inc. | 510 N Front Street, Wormleysburg, PA, 17043 | 14.4 | |
| Travelers | Runkles Insurance Agency Inc | 22 E Ave, Red Lion, PA, 17356 | 38.5 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Pennsylvania | $170,500 | $745 | $510 | $1,070 | $560 |
| Cumberland County, PA | $194,100 | $764 | $510 | $1,050 | $540 |
| Schlusser, PA | $164,500 | $683 | $490 | $940 | $450 |
| Monaghan, PA | $262,900 | $918 | $660 | $1,290 | $630 |
| Gardners, PA | $184,400 | $771 | $560 | $1,100 | $540 |
| Toboyne, PA | $89,700 | $568 | $380 | $810 | $430 |
| Hershey, PA | $249,000 | $748 | $500 | $1,030 | $530 |
| Spring Grove, PA | $163,300 | $731 | $500 | $1,010 | $510 |
| Rheems, PA | $195,100 | $790 | $540 | $1,120 | $580 |
| Mifflin County, PA | $103,700 | $824 | $560 | $1,140 | $580 |
| Snyder County, PA | $154,800 | $694 | $460 | $980 | $520 |
| Mount Gretna, PA | $319,700 | $1,053 | $760 | $1,500 | $740 |
| Muir, PA | $84,800 | $555 | $400 | $790 | $390 |