Gavop shows you how to buy homeowners insurance in River Ridge, LA by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| River Ridge, LA - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Hibiscus Pl, Camille Dr, Henfer Ave, Hester Ave, Carriage Rd, St Joseph St, Belle Cherie Pl, Kinder Ln, Park St, Tudor Ave | $318,500 | $280,000 | $300,000-$350,000 | $267,000 | $250,000 | $200,000-$250,000 |
| Stewart Pl, Caladium St, S Cumberland St, Hawthorne Ave, Idlewood Pl, Market St, Phelps St, Steamboat Ln, Sedalia St, Rural St | $170,500 | $140,000 | $175,000-$200,000 | $171,500 | $150,000 | $150,000-$175,000 |
| Silver Oak Ln, Providence Ln, Thoreau St, S Starrett Rd, Joel Ave, Garden Pl, Melrose Ln, Valerie St, Martha Ln, Joy Ave | $269,500 | $230,000 | $250,000-$300,000 | $142,500 | $120,000 | $125,000-$150,000 |
| Dart St, Citrus Rd, Tanglewild Pl, Marsha Dr, Bellview St, Stewart Pl, Rex Dr, Valerie Ave, Florence Ct, Fort Knox Ct | $270,500 | $230,000 | $200,000-$250,000 | $140,000 | $120,000 | $100,000-$125,000 |
| Mary Ridge Ct, Creston St, Joel Ave, Francine Dr, Bellegrove Pl, Park Ridge Dr, Stephen Dr, Nelson Dr, Greg Ct, S Park St | $274,000 | $240,000 | $300,000-$350,000 | $187,500 | $170,000 | $200,000-$250,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$204 | $928 |
| Superior Protection Discount | -$102 | $1,030 |
| Fire & Security Discount | -$113 | $1,019 |
| Hail Resistant Roof Discount | -$23 | $1,109 |
| Newly Constructed Home Discount | -$226 | $906 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Jefferson Parish | $700 | $1,201 | $1,901 | $873 | $1,573 | $328 |
| River Ridge, LA | $700 | $1,118 | $1,818 | $813 | $1,513 | $306 |
| Jean Lafitte, LA | $2,500 | $1,586 | $4,086 | $1,152 | $3,652 | $433 |
| Orleans, LA | $500 | $1,289 | $1,789 | $937 | $1,437 | $352 |
| Edgard, LA | $2,500 | $1,207 | $3,707 | $877 | $3,377 | $330 |
| Violet, LA | $300 | $1,046 | $1,346 | $760 | $1,060 | $286 |
| Eden Isle, LA | $1,000 | $1,094 | $2,094 | $795 | $1,795 | $299 |
| Covington, LA | $400 | $1,052 | $1,452 | $764 | $1,164 | $287 |
| Romeville, LA | $700 | $1,326 | $2,026 | $964 | $1,664 | $362 |
| Thibodaux, LA | $200 | $922 | $1,122 | $670 | $870 | $252 |
| Tangipahoa, LA | $2,000 | $1,459 | $3,459 | $1,060 | $3,060 | $399 |
| Home Insurance Company River Ridge, LA | Homeowners Insurance Agency River Ridge, LA | Address | Popularity Score | Distance from River Ridge (miles) |
|---|---|---|---|---|
| Allstate | Jessica Campbell | 2201 Barataria Blvd Ste C, Marrero, LA, 70072 | 9.9 | |
| State Farm | Nick Pontiff | 229 N Genois St, New Orleans, LA, 70119-5225 | 7.7 | |
| Allstate | Stacy Lodrigues | 1501 Edwards Ave Ste 10, Harahan, LA, 70123 | 1.6 | |
| State Farm | Chad Vidrine | 111 Veterans Blvd Ste 740, Metairie, LA, 70005-3035 | 6.5 | |
| Allstate | Paul Roberts | 6226 Jefferson Hwy Ste E, Harahan, LA, 70123 | 2.3 | |
| State Farm | Lou Lanza | 1616 Barataria Blvd, Marrero, LA, 70072-4353 | 9.0 | |
| Allstate | Andrew Powell | 117 Clearview Pkwy Ste A, Metairie, LA, 70001 | 2.9 | |
| Liberty Mutual Independent | Arthur J Gallagher & Co | 111 Veterans Blvd Ste 1130, Metairie, LA, 70005 | 6.5 | |
| State Farm | Josh Lorando | 4200 Canal St Ste C, New Orleans, LA, 70119-5986 | 7.3 | |
| State Farm | Tommy Fay | 113 Lapalco Blvd Ste 205, Gretna, LA, 70056-7100 | 13.1 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Louisiana | $152,900 | $1,666 | $1,170 | $2,400 | $1,230 |
| Jefferson Parish, LA | $176,000 | $1,216 | $850 | $1,750 | $900 |
| River Ridge, LA | $253,100 | $1,132 | $790 | $1,630 | $840 |
| Jean Lafitte, LA | $144,100 | $1,605 | $1,120 | $2,310 | $1,190 |
| Orleans, LA | $205,000 | $1,305 | $910 | $1,880 | $970 |
| Edgard, LA | $99,900 | $1,222 | $860 | $1,760 | $900 |
| Violet, LA | $128,800 | $1,059 | $740 | $1,520 | $780 |
| Eden Isle, LA | $296,700 | $1,108 | $780 | $1,600 | $820 |
| Covington, LA | $210,300 | $1,064 | $750 | $1,530 | $780 |
| Romeville, LA | $112,000 | $1,342 | $940 | $1,930 | $990 |
| Thibodaux, LA | $148,500 | $933 | $650 | $1,340 | $690 |
| Tangipahoa, LA | $149,300 | $1,477 | $1,030 | $2,130 | $1,100 |