How Can I Make My Hoffman Estates, IL Home Insurance Cheaper
Gavop shows you how to buy homeowners insurance in Hoffman Estates, IL by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
Compare Quotes from Top Providers and Save now!
Select the Suitable Coverage Value for your Hoffman Estates, IL Home | Back to Top
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $107,500 | $90,000 | $75,000-$100,000 |
| 2 Bedroom | $180,000 | $150,000 | $150,000-$175,000 |
| 3 Bedroom | $214,500 | $180,000 | $200,000-$250,000 |
| 4 Bedroom | $284,000 | $240,000 | $250,000-$300,000 |
| 5 Bedroom | $310,000 | $280,000 | $300,000-$350,000 |
Estimate your Savings with Home Insurance Discounts in Hoffman Estates, IL | Back to Top
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$141 | $800 |
| Superior Protection Discount | -$94 | $848 |
| Fire & Security Discount | -$94 | $848 |
| Hail Resistant Roof Discount | -$19 | $923 |
| Newly Constructed Home Discount | -$264 | $678 |
Choose the Right Deductible for your Hoffman Estates, IL Home | Back to Top
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Cook County | $1,000 | $881 | $1,881 | $640 | $1,640 | $241 |
| Hoffman Estates, IL | $2,000 | $930 | $2,930 | $676 | $2,676 | $254 |
| Sleepy Hollow, IL | $100 | $1,014 | $1,114 | $737 | $837 | $277 |
| Cuba, IL | $700 | $985 | $1,685 | $716 | $1,416 | $269 |
| Algonquin, IL | $300 | $854 | $1,154 | $620 | $920 | $233 |
| Vernon Hills, IL | $1,500 | $783 | $2,283 | $569 | $2,069 | $214 |
| Wilmette, IL | $100 | $1,095 | $1,195 | $796 | $896 | $299 |
| Johnsburg, IL | $1,000 | $803 | $1,803 | $584 | $1,584 | $220 |
| Palos Hills, IL | $400 | $718 | $1,118 | $522 | $922 | $196 |
| Spring, IL | $2,000 | $885 | $2,885 | $643 | $2,643 | $242 |
| Homer Glen, IL | $500 | $874 | $1,374 | $635 | $1,135 | $239 |
| Channahon, IL | $2,000 | $744 | $2,744 | $541 | $2,541 | $203 |
Identify Top Home Insurance Agents near Hoffman Estates, IL | Back to Top
| Home Insurance Company Hoffman Estates, IL | Homeowners Insurance Agency Hoffman Estates, IL | Address | Popularity Score | Distance from Hoffman Estates (miles) |
|---|---|---|---|---|
| Travelers | Maxam Assurance Agency Inc | 85 W Algonquin Road, Suite 130 , Arlington Heights, IL, 60005 | 8.8 | |
| Farmers | Frank Magri | 8 W Devon Ave, Park Ridge, IL, 60068 | 17.7 | |
| Travelers | Hollinger Services Inc | 220 S Lively Blvd, Elk Grove Village, IL, 60007 | 9.9 | |
| State Farm | Mario Rodriguez | 9446 Irving Park Rd, Schiller Park, IL, 60176-1936 | 16.8 | |
| State Farm | Bobby Polarek | 921 W Irving Park Rd, Itasca, IL, 60143-2023 | 9.0 | |
| Liberty Mutual Independent | Lilian Financial | 3540 Grand Ave, Gurnee, IL, 60031 | 25.1 | |
| Allstate | Patel Insurance | 837 E Schaumburg Rd, Schaumburg, IL, 60194 | 5.4 | |
| Allstate | Sherri Carrero | 3003 W 87th St, Evergreen Park, IL, 60805 | 32.7 | |
| Travelers | Krishna Insurance Group | 2080 Dublin Lane, Hanover Park, IL, 60133 | 7.7 | |
| Erie | Best Insurance Consultants Ltd. | 2050 E Algonquin Road Suite 605, Schaumburg, IL, 60173 | 6.1 |
Compare Rates for Hoffman Estates, IL Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Illinois | $179,700 | $850 | $610 | $1,170 | $560 |
| Cook County, IL | $227,400 | $892 | $640 | $1,280 | $640 |
| Hoffman Estates, IL | $261,700 | $942 | $670 | $1,330 | $660 |
| Sleepy Hollow, IL | $289,800 | $1,026 | $710 | $1,450 | $740 |
| Cuba, IL | $459,800 | $997 | $670 | $1,410 | $740 |
| Algonquin, IL | $208,800 | $864 | $590 | $1,190 | $600 |
| Vernon Hills, IL | $334,200 | $792 | $570 | $1,120 | $550 |
| Wilmette, IL | $659,200 | $1,108 | $800 | $1,540 | $740 |
| Johnsburg, IL | $253,400 | $813 | $590 | $1,110 | $520 |
| Palos Hills, IL | $187,900 | $727 | $500 | $1,010 | $510 |
| Spring, IL | $206,500 | $896 | $610 | $1,230 | $620 |
| Homer Glen, IL | $304,400 | $885 | $590 | $1,260 | $670 |
| Channahon, IL | $207,000 | $753 | $510 | $1,060 | $550 |
Research Home Insurance Companies Reviews in Hoffman Estates, IL Before Buying | Back to Top
Share a review on your home insurance company
Allstate Home Insurance Reviews
Date: July 20, 2019 Age: 40 to 49 Gender: Female Marital Status: Unmarried
Premium
I have never made a claim or had any interactions with the company so I guess I'm satisfied.
State Farm Home Insurance Reviews
Date: August 20, 2019 Age: 20 to 29 Gender: Male Marital Status: Unmarried
Premium
My premium averages anywhere between $30-$150 below the premium's that I was quoted from other nearby insurance agencies with the same coverage.