Gavop shows you how to buy homeowners insurance in Cabell County, WV by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Cabell County, WV - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Co Rd 27/2, Morehouse Dr, North Blvd W, Saint Louis Ave, James Cir, Center Plz, McComas Rd, Co Rd 15, Seven Mile Creek Rd, Weston Ct | $119,000 | $100,000 | $100,000-$125,000 | $73,500 | $60,000 | $75,000-$100,000 |
| Co Rd 44, Connor Ct, 33rd St, A D Lewis Ave, Twin Oaks Ct, 6th Ave W, Gordon St, Lake Dr, 18th St, 27th St | $110,000 | $100,000 | $100,000-$125,000 | $68,500 | $60,000 | $50,000-$75,000 |
| Doulton Ave, Woodview Dr, Burchette Rd, Crump St, Clark Hollow Rd, Co Rd 54, Gallia Rd, Piedmont Ave, Co Rd 60/13, Terrace Dr | $78,500 | $70,000 | $50,000-$75,000 | $75,500 | $60,000 | $75,000-$100,000 |
| Guthrie Ct, Shady Brooke Ln, Charleston Ave, Morning Dove Ln, Hermitage Ln, Bonnie Blvd, Campbell Ln, Balls Gap Rd, Earl Ct, Signal Rd | $114,000 | $100,000 | $125,000-$150,000 | $135,500 | $110,000 | $125,000-$150,000 |
| River Dr, Division St, Left Fork 9 Mile Creek Rd, Camelot Dr, Chesapeake St, Franklin Ct, Mason St, Co Rd 1/11, Staunton St, Congressional Way | $121,000 | $110,000 | $100,000-$125,000 | $122,500 | $110,000 | $100,000-$125,000 |
| Staunton Rd, Pingley Ridge Rd, James River Rd, Kennedy Ct, Clark Rd, Cedar Crest Dr, Johns Creek Rd, Midvale Dr, 10 1/2 St, Campview Dr | $99,000 | $90,000 | $75,000-$100,000 | $63,000 | $50,000 | $50,000-$75,000 |
| Toms Creek Rd, Hudson Branch Rd, Birkewood Rd, Country Ln, Larkspur Dr, 26th St W, Lane Dr, Carrington Ct, Ohio Rvr Rd, Ada Ct | $167,500 | $150,000 | $125,000-$150,000 | $138,000 | $120,000 | $125,000-$150,000 |
| Persimmon Ln, Spurlock Creek, Sugar Branch, Erwin Rd, High Dr, Co Rd 60/38, 15th St W, Morris Ct, Co Rd 60/18, Primrose Ave | $164,500 | $150,000 | $175,000-$200,000 | $136,500 | $120,000 | $125,000-$150,000 |
| Berry Ln, Artisan Ave, Country Oaks Dr, Hills Ct, S Englewood Rd, Foundation St, 11th St, Hidden Park Rd, Wallace Dr, Hall Ave | $84,000 | $70,000 | $75,000-$100,000 | $106,000 | $100,000 | $100,000-$125,000 |
| State Rte 10 Alt, Clinton Pl, Division St W, Russell St, Finley Rd, Martin Dr, Everett St, S Staunton Rd, Wood Lomond Way, Duddington Ln | $80,000 | $80,000 | $75,000-$100,000 | $76,000 | $70,000 | $50,000-$75,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$123 | $601 |
| Superior Protection Discount | -$65 | $659 |
| Fire & Security Discount | -$80 | $645 |
| Hail Resistant Roof Discount | -$22 | $703 |
| Newly Constructed Home Discount | -$174 | $551 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Cabell County | $2,500 | $716 | $3,216 | $520 | $3,020 | $196 |
| Cabell County, WV | $1,500 | $716 | $2,216 | $520 | $2,020 | $196 |
| Barboursville, WV | $500 | $792 | $1,292 | $576 | $1,076 | $217 |
| Boyd County, KY | $1,000 | $769 | $1,769 | $559 | $1,559 | $210 |
| Pocatalico, WV | $200 | $653 | $853 | $475 | $675 | $179 |
| Flatwoods, KY | $2,000 | $683 | $2,683 | $496 | $2,496 | $187 |
| Kermit Harvey, WV | $400 | $551 | $951 | $401 | $801 | $151 |
| West Logan, WV | $1,000 | $616 | $1,616 | $447 | $1,447 | $168 |
| Warfield, KY | $100 | $581 | $681 | $422 | $522 | $159 |
| Logan, WV | $2,000 | $670 | $2,670 | $487 | $2,487 | $183 |
| McConnell, WV | $100 | $636 | $736 | $462 | $562 | $174 |
| Sylvester, WV | $1,000 | $554 | $1,554 | $403 | $1,403 | $151 |
| Home Insurance Company Cabell County, WV | Homeowners Insurance Agency Cabell County, WV | Address | Popularity Score | Distance from Cabell County (miles) |
|---|---|---|---|---|
| State Farm | Tyler Bullington | 4640 Us Route 60 Ste 3, Huntington, WV, 25705-1968 | 6.2 | |
| Nationwide | Hatfield Insurance Agency Llc | 14 Perry Morris Sq, Milton, WV, 25541 | 6.1 | |
| Allstate | Lovejoy & Quintrell | Po Box 9, West Hamlin, WV, 25571 | 9.5 | |
| State Farm | Ray Crabtree | 179 Eastern Heights Shp Ctr, Huntington, WV, 25705 | 6.9 | |
| Allstate | C.E. Wilson | 6421 Us Route 60 E, Barboursville, WV, 25504 | 3.0 | |
| Erie | Lipscomb Tomblin Insurance Agency | 5199c Yeich Avenue, Huntington, WV, 25705 | 5.5 | |
| Allstate | Robert Stennett | 4341 Us Route 60, Huntington, WV, 25705 | 6.7 | |
| State Farm | Frances Edwards | 2801 3rd Ave, Huntington, WV, 25702-1423 | 8.7 | |
| Allstate | Thomas Baldwin | 6421 Us Route 60 E, Barboursville, WV, 25504 | 3.0 | |
| Liberty Mutual Independent | Assured Partners Of W. Va. Dba Insurance Systems, Inc. | P.O. Box 10 P.O. Box 10 , Ona, WV, 25545 | 2.7 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| West Virginia | $111,600 | $721 | $500 | $1,020 | $520 |
| Cabell County, WV | $119,800 | $725 | $490 | $1,030 | $540 |
| Cabell County, WV | $119,800 | $725 | $500 | $1,030 | $530 |
| Barboursville, WV | $139,300 | $802 | $540 | $1,150 | $610 |
| Boyd County, KY | $103,900 | $778 | $570 | $1,080 | $510 |
| Pocatalico, WV | $108,300 | $661 | $470 | $910 | $440 |
| Flatwoods, KY | $89,900 | $691 | $500 | $950 | $450 |
| Kermit Harvey, WV | $66,600 | $558 | $370 | $770 | $400 |
| West Logan, WV | $83,100 | $623 | $440 | $870 | $430 |
| Warfield, KY | $58,200 | $588 | $420 | $830 | $410 |
| Logan, WV | $98,300 | $678 | $470 | $940 | $470 |
| McConnell, WV | $88,600 | $644 | $470 | $900 | $430 |
| Sylvester, WV | $67,300 | $561 | $400 | $770 | $370 |