Gavop shows you how to buy homeowners insurance in Crestwood, MO by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $69,500 | $60,000 | $50,000-$75,000 |
| 2 Bedroom | $202,000 | $190,000 | $175,000-$200,000 |
| 3 Bedroom | $261,000 | $220,000 | $250,000-$300,000 |
| 4 Bedroom | $390,500 | $370,000 | $400,000-$500,000 |
| 5 Bedroom | $406,000 | $350,000 | $400,000-$500,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$119 | $730 |
| Superior Protection Discount | -$76 | $773 |
| Fire & Security Discount | -$68 | $781 |
| Hail Resistant Roof Discount | -$17 | $832 |
| Newly Constructed Home Discount | -$221 | $628 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| St. Louis County | $2,000 | $1,077 | $3,077 | $783 | $2,783 | $294 |
| Crestwood, MO | $700 | $839 | $1,539 | $610 | $1,310 | $229 |
| Richmond Heights, MO | $200 | $922 | $1,122 | $670 | $870 | $252 |
| Missouri River, MO | $1,500 | $1,139 | $2,639 | $828 | $2,328 | $311 |
| Manchester, MO | $300 | $882 | $1,182 | $641 | $941 | $241 |
| Windsor, MO | $1,500 | $782 | $2,282 | $568 | $2,068 | $214 |
| Alorton, IL | $200 | $396 | $596 | $288 | $488 | $108 |
| Calverton Park, MO | $700 | $839 | $1,539 | $610 | $1,310 | $229 |
| Wildwood, MO | $500 | $1,491 | $1,991 | $1,084 | $1,584 | $408 |
| St. Charles, MO | $2,000 | $1,079 | $3,079 | $784 | $2,784 | $295 |
| Dardenne Prairie, MO | $400 | $975 | $1,375 | $709 | $1,109 | $266 |
| Chain of Rocks, MO | $2,000 | $1,144 | $3,144 | $831 | $2,831 | $313 |
| Home Insurance Company Crestwood, MO | Homeowners Insurance Agency Crestwood, MO | Address | Popularity Score | Distance from Crestwood (miles) |
|---|---|---|---|---|
| State Farm | Tania Interian | 12084 Manchester Rd, Des Peres, MO, 63131-4401 | 4.5 | |
| Travelers | Independent Brokers Agency | 8714 Gravois, St Louis, MO, 63123 | 3.7 | |
| State Farm | Jake Schillinger | 5229 S Grand Blvd, St Louis, MO, 63111-1616 | 6.9 | |
| State Farm | Travis Hesser | 13603 Barrett Of Dr Ste 102, Ballwin, MO, 63021-7828 | 5.8 | |
| State Farm | Toni Smith | 4601 Hampton Avenue, St Louis, MO, 63109-2715 | 5.1 | |
| State Farm | Jeff Ehrhardt | 11237 Manchester Rd, Kirkwood, MO, 63122-1122 | 3.6 | |
| State Farm | Ralph Sippel | 1608 Jeffco Blvd, Arnold, MO, 63010-2717 | 8.6 | |
| State Farm | Leianna Moore | 711 Old Ballas Rd Ste 200, Creve Coeur, MO, 63141-7069 | 8.4 | |
| State Farm | Matt Greer | 14323 S Outer 40 Rd Ste 300n, Chesterfield, MO, 63017-5783 | 9.4 | |
| State Farm | Kevin Weber | 244 W Essex Ave, Kirkwood, MO, 63122-3904 | 2.8 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Missouri | $145,400 | $1,084 | $790 | $1,530 | $740 |
| St. Louis County, MO | $181,100 | $1,090 | $750 | $1,520 | $770 |
| Crestwood, MO | $190,500 | $849 | $580 | $1,210 | $630 |
| Richmond Heights, MO | $244,600 | $933 | $630 | $1,320 | $690 |
| Missouri River, MO | $464,800 | $1,153 | $800 | $1,650 | $850 |
| Manchester, MO | $219,100 | $893 | $650 | $1,260 | $610 |
| Windsor, MO | $156,600 | $791 | $560 | $1,100 | $540 |
| Alorton, IL | $41,100 | $401 | $290 | $570 | $280 |
| Calverton Park, MO | $74,400 | $849 | $580 | $1,210 | $630 |
| Wildwood, MO | $367,000 | $1,509 | $1,010 | $2,160 | $1,150 |
| St. Charles, MO | $182,000 | $1,092 | $790 | $1,550 | $760 |
| Dardenne Prairie, MO | $277,100 | $987 | $660 | $1,410 | $750 |
| Chain of Rocks, MO | $175,000 | $1,158 | $830 | $1,660 | $830 |