Gavop shows you how to buy homeowners insurance in Arapahoe County, CO by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $75,000 | $60,000 | $75,000-$100,000 |
| 2 Bedroom | $213,000 | $190,000 | $200,000-$250,000 |
| 3 Bedroom | $197,500 | $180,000 | $175,000-$200,000 |
| 4 Bedroom | $335,500 | $310,000 | $350,000-$400,000 |
| 5 Bedroom | $533,000 | $480,000 | $500,000-$600,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$183 | $1,125 |
| Superior Protection Discount | -$118 | $1,190 |
| Fire & Security Discount | -$105 | $1,203 |
| Hail Resistant Roof Discount | -$26 | $1,282 |
| Newly Constructed Home Discount | -$275 | $1,033 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Arapahoe County | $1,000 | $1,292 | $2,292 | $939 | $1,939 | $353 |
| Arapahoe County, CO | $2,500 | $1,292 | $3,792 | $939 | $3,439 | $353 |
| Kiowa, CO | $100 | $1,121 | $1,221 | $815 | $915 | $306 |
| Elbert County, CO | $2,500 | $976 | $3,476 | $709 | $3,209 | $267 |
| Stonegate, CO | $200 | $961 | $1,161 | $699 | $899 | $263 |
| Franktown, CO | $1,500 | $1,602 | $3,102 | $1,164 | $2,664 | $438 |
| Southwest Arapahoe, CO | $100 | $1,664 | $1,764 | $1,209 | $1,309 | $455 |
| Columbine Valley, CO | $700 | $762 | $1,462 | $554 | $1,254 | $208 |
| Fort Lupton, CO | $300 | $869 | $1,169 | $631 | $931 | $237 |
| Roxborough Park, CO | $700 | $974 | $1,674 | $708 | $1,408 | $266 |
| Dacono, CO | $100 | $1,236 | $1,336 | $898 | $998 | $338 |
| Jefferson County, CO | $1,000 | $1,395 | $2,395 | $1,014 | $2,014 | $381 |
| Home Insurance Company Arapahoe County, CO | Homeowners Insurance Agency Arapahoe County, CO | Address | Popularity Score | Distance from Arapahoe County (miles) |
|---|---|---|---|---|
| Allstate | Jeff Heinrich | 5001 S Parker Rd, Aurora, CO, 80015 | 26.2 | |
| Farmers | Timothy Brown | 10465 Melody Dr Ste 322, Northglenn, CO, 80234 | 39.0 | |
| Travelers | Alliance Insurance Services | 5440 Ward Rd Ste 215, Arvada, CO, 80002 | 44.2 | |
| Liberty Mutual Independent | Secure American Insurance Inc | 26 Garden Ctr Ste 2, Broomfield, CO, 80020 | 44.5 | |
| State Farm | April Welch | 2009 Wadsworth Blvd Ste 103, Lakewood, CO, 80214-5731 | 40.6 | |
| Farmers | Aimee Skul | 6355 Ward Rdnit 307, Arvada, CO, 80004 | 44.5 | |
| State Farm | Stan Humbargar | 6444 E Hampden Ave Ste 370, Denver, CO, 80222-7673 | 31.1 | |
| State Farm | Steven Basler | 7909 Zenobia St, Westminster, CO, 80030-4444 | 40.7 | |
| Travelers | The Colorado Agency | 1032 S Union Blvd Ste 200, Lakewood, CO, 80228 | 42.7 | |
| Liberty Mutual Independent | Morrison Insurance | 3282 S Wadsworth Blvd, Denver, CO, 80227 | 40.0 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Colorado | $286,100 | $1,436 | $1,010 | $1,880 | $870 |
| Arapahoe County, CO | $292,900 | $1,308 | $920 | $1,710 | $790 |
| Arapahoe County, CO | $292,900 | $1,308 | $920 | $1,710 | $790 |
| Kiowa, CO | $165,500 | $1,135 | $790 | $1,490 | $700 |
| Elbert County, CO | $380,000 | $988 | $690 | $1,290 | $600 |
| Stonegate, CO | $373,300 | $973 | $680 | $1,270 | $590 |
| Franktown, CO | $350,000 | $1,621 | $1,130 | $2,120 | $990 |
| Southwest Arapahoe, CO | $367,700 | $1,684 | $1,180 | $2,210 | $1,030 |
| Columbine Valley, CO | $756,100 | $771 | $540 | $1,010 | $470 |
| Fort Lupton, CO | $203,500 | $879 | $620 | $1,150 | $530 |
| Roxborough Park, CO | $379,200 | $986 | $690 | $1,290 | $600 |
| Dacono, CO | $209,100 | $1,251 | $880 | $1,640 | $760 |
| Jefferson County, CO | $334,100 | $1,412 | $990 | $1,850 | $860 |