Gavop's guide to buying homeowners insurance in Kensington, CT covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Kensington, CT - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Dayl Dr, Frontage Rd, Seibert Rd, Wethersfield Rd, Old Brickyard Ln, Georgini Dr, Glenbrook Rd, Wildermere Rd, Cornwall Rd, Garden Dr | $194,500 | $160,000 | $200,000-$250,000 | $194,500 | $160,000 | $200,000-$250,000 |
| Webster Square Rd, Ridgewood Ln, Woodsedge Ct, Brownstone Rd, High Rd, Wildem Rd, Seymour Rd, Newton St, Mildrum Rd, Fernstead Ln | $163,500 | $150,000 | $125,000-$150,000 | $135,500 | $110,000 | $150,000-$175,000 |
| Niles Ct, Wilcox Ct, Meeting House Rd, Hamilton Dr, Harris St, Scenic Dr, New Britain Rd, Woodruff Cir, Carbo Ln, Lee Dr | $202,000 | $170,000 | $200,000-$250,000 | $273,500 | $240,000 | $200,000-$250,000 |
| Ripple Ct, Grandview Ave, Briar Patch Dr, White Oak Dr, Vineyard Rd, Alling St, Kelly Ann Ct, Chatham Rd, Galpin Ln, Lavery Ln | $163,500 | $150,000 | $150,000-$175,000 | $196,000 | $170,000 | $200,000-$250,000 |
| Warner Rd, Dunham Dr, Quarry la, Hillside Rd, Gladding Pl, Winchell Dr, Towne Dr, Wilcox Ave, Sherry Ln, Schultz Rd | $283,500 | $230,000 | $300,000-$350,000 | $220,000 | $210,000 | $200,000-$250,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$165 | $704 |
| Superior Protection Discount | -$78 | $791 |
| Fire & Security Discount | -$70 | $800 |
| Hail Resistant Roof Discount | -$26 | $843 |
| Newly Constructed Home Discount | -$183 | $687 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Hartford County | $2,500 | $1,063 | $3,563 | $773 | $3,273 | $291 |
| Kensington, CT | $700 | $859 | $1,559 | $624 | $1,324 | $235 |
| Berlin, CT | $300 | $901 | $1,201 | $654 | $954 | $246 |
| Meriden, CT | $2,000 | $911 | $2,911 | $662 | $2,662 | $249 |
| Thomaston, CT | $500 | $871 | $1,371 | $633 | $1,133 | $238 |
| New Hartford, CT | $1,500 | $946 | $2,446 | $688 | $2,188 | $259 |
| Bethlehem, CT | $100 | $1,463 | $1,563 | $1,063 | $1,163 | $400 |
| Woodbury, CT | $700 | $1,035 | $1,735 | $752 | $1,452 | $283 |
| Lebanon, CT | $400 | $851 | $1,251 | $619 | $1,019 | $233 |
| North East, NY | $1,000 | $947 | $1,947 | $689 | $1,689 | $259 |
| Belle Terre, NY | $200 | $592 | $792 | $430 | $630 | $162 |
| New Canaan, CT | $2,500 | $907 | $3,407 | $659 | $3,159 | $248 |
| Home Insurance Company Kensington, CT | Homeowners Insurance Agency Kensington, CT | Address | Popularity Score | Distance from Kensington (miles) |
|---|---|---|---|---|
| State Farm | Michael Van Audekerk | 63 E Cedar St Unit A, Newington, CT, 06111-2533 | 5.7 | |
| Liberty Mutual Independent | Associated Insurance Services | 106 W Main St, Plainville, CT, 6062 | 5.8 | |
| State Farm | Rick Locicero | 1516 Barnum Ave, Stratford, CT, 06614-5406 | 35.3 | |
| Allstate | Alphonsus Aguh | 737 Wethersfield Ave, Hartford, CT, 6114 | 9.3 | |
| Nationwide | The Sig Insurance Agencies | 1484 Highland Ave Unit 8b, Cheshire, CT, 06410-1268 | 8.4 | |
| State Farm | Tiffany Nguyen | 212 Mill St, Berlin, CT, 06037-2317 | 1.6 | |
| Nationwide | Jack R Finn | 919 Stratford Avenue Unit 7, Stratford, CT, 6615 | 35.5 | |
| Allstate | Mike Bonatsakis | 134 Hartford Tpke, Tolland, CT, 6084 | 24.8 | |
| Travelers | Ritequote Insurance Agency Llc | 258 Middle St Ste A, Bristol, CT, 6010 | 7.8 | |
| Travelers | Iii-Christopher J Lyons Agency | 383 Silas Deane Hwy, Wethersfield, CT, 6109 | 8.4 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Connecticut | $270,100 | $1,253 | $910 | $1,790 | $880 |
| Hartford County, CT | $235,300 | $1,076 | $790 | $1,500 | $710 |
| Kensington, CT | $259,000 | $870 | $630 | $1,230 | $600 |
| Berlin, CT | $281,100 | $911 | $670 | $1,270 | $600 |
| Meriden, CT | $173,100 | $923 | $660 | $1,280 | $620 |
| Thomaston, CT | $199,400 | $882 | $600 | $1,220 | $620 |
| New Hartford, CT | $305,400 | $958 | $690 | $1,310 | $620 |
| Bethlehem, CT | $353,300 | $1,481 | $1,070 | $2,090 | $1,020 |
| Woodbury, CT | $350,800 | $1,048 | $770 | $1,480 | $710 |
| Lebanon, CT | $254,900 | $862 | $590 | $1,200 | $610 |
| North East, NY | $250,300 | $959 | $660 | $1,330 | $670 |
| Belle Terre, NY | $841,800 | $599 | $440 | $830 | $390 |
| New Canaan, CT | $1,439,600 | $918 | $620 | $1,270 | $650 |