Gavop tells you how to get the best homeowners insurance in Polk County, WI by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Newly Constructed Home | -$174 | $472 |
| 30 year old | +$10 | $656 |
| 40 year old | +$17 | $663 |
| 50 year old | +$25 | $671 |
| Above 50 year old | +$31 | $677 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$97 | $549 |
| Superior Protection Discount | -$65 | $581 |
| Fire & Security Discount | -$58 | $588 |
| Hail Resistant Roof Discount | -$19 | $627 |
| Newly Constructed Home Discount | -$129 | $517 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Polk County | $2,500 | $638 | $3,138 | $464 | $2,964 | $174 |
| Polk County, WI | $1,000 | $638 | $1,638 | $464 | $1,464 | $174 |
| Meenon, WI | $100 | $600 | $700 | $436 | $536 | $164 |
| Rush City, MN | $2,000 | $939 | $2,939 | $682 | $2,682 | $257 |
| Mahtomedi, MN | $100 | $1,052 | $1,152 | $764 | $864 | $287 |
| Lakeland Shores, MN | $2,000 | $1,448 | $3,448 | $1,053 | $3,053 | $396 |
| Gem Lake, MN | $500 | $1,458 | $1,958 | $1,060 | $1,560 | $399 |
| Circle Pines, MN | $2,500 | $1,141 | $3,641 | $829 | $3,329 | $312 |
| North Oaks, MN | $200 | $2,717 | $2,917 | $1,975 | $2,175 | $743 |
| New Brighton, MN | $700 | $901 | $1,601 | $654 | $1,354 | $246 |
| Spring Lake, WI | $300 | $719 | $1,019 | $523 | $823 | $197 |
| Menomonie, WI | $2,000 | $574 | $2,574 | $417 | $2,417 | $157 |
| Home Insurance Company Polk County, WI | Homeowners Insurance Agency Polk County, WI | Address | Popularity Score | Distance from Polk County (miles) |
|---|---|---|---|---|
| State Farm | Allysa Headley Asp | 108 W Knapp St, Rice Lake, WI, 54868-1682 | 34.9 | |
| Farmers | Jennifer Johnson | 205 Wisconsin Ave S, Frederic, WI, 54837 | 13.1 | |
| State Farm | Matt Berquam | 550 S Knowles Ave, New Richmond, WI, 54017-1735 | 24.6 | |
| State Farm | Greg Peters | 124 N Main St, River Falls, WI, 54022-2315 | 42.9 | |
| State Farm | Michelle Miller | 108 Chieftain St, Osceola, WI, 54020 | 16.0 | |
| State Farm | Terry Traynor | 224 S Main St, River Falls, WI, 54022-2424 | 43.1 | |
| Erie | Jensen-Sundquist Insurance Agency | 116 W Madison Avenue, Grantsburg, WI, 54840 | 24.2 | |
| State Farm | Sam Gearing | 2201 Schneider Ave Se, Menomonie, WI, 54751-2327 | 48.7 | |
| Travelers | Citizens Insurance Agcy | 101 Prentice Streets, Clayton, WI, 54004 | 16.6 | |
| Erie | Jensen-Sundquist Insurance Agency | 45 Main Street W, Milltown, WI, 54858 | 4.8 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Wisconsin | $169,300 | $685 | $490 | $970 | $480 |
| Polk County, WI | $158,300 | $646 | $460 | $910 | $450 |
| Polk County, WI | $158,300 | $646 | $430 | $920 | $490 |
| Meenon, WI | $130,000 | $607 | $410 | $860 | $450 |
| Rush City, MN | $134,100 | $950 | $690 | $1,350 | $660 |
| Mahtomedi, MN | $306,000 | $1,064 | $760 | $1,500 | $740 |
| Lakeland Shores, MN | $295,600 | $1,466 | $1,060 | $2,080 | $1,020 |
| Gem Lake, MN | $298,900 | $1,476 | $990 | $2,080 | $1,090 |
| Circle Pines, MN | $188,200 | $1,155 | $830 | $1,610 | $780 |
| North Oaks, MN | $580,900 | $2,750 | $2,010 | $3,820 | $1,810 |
| New Brighton, MN | $230,200 | $911 | $630 | $1,300 | $670 |
| Spring Lake, WI | $198,400 | $728 | $520 | $1,000 | $480 |
| Menomonie, WI | $137,900 | $581 | $420 | $800 | $380 |