Gavop shows you how to buy homeowners insurance in Guilford, CT by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $118,500 | $110,000 | $100,000-$125,000 |
| 2 Bedroom | $302,500 | $280,000 | $300,000-$350,000 |
| 3 Bedroom | $295,000 | $270,000 | $300,000-$350,000 |
| 4 Bedroom | $449,500 | $390,000 | $500,000-$600,000 |
| 5 Bedroom | $552,500 | $450,000 | $600,000-$700,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$140 | $861 |
| Superior Protection Discount | -$100 | $901 |
| Fire & Security Discount | -$110 | $891 |
| Hail Resistant Roof Discount | -$30 | $971 |
| Newly Constructed Home Discount | -$280 | $721 |
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $5,733 |
| Physical Damage | $2,513 |
| Hail Damage | $4,571 |
| Wind Damage | $6,242 |
| Expensive Claims | |
| Fire | $43,336 |
| Smoke | $15,884 |
| Home Insurance Company Guilford, CT | Homeowners Insurance Agency Guilford, CT | Address | Popularity Score | Distance from Guilford (miles) |
|---|---|---|---|---|
| State Farm | Jon D. Racow | 50 S Main St Ste 2c, Wallingford, CT, 06492-4219 | 9.8 | |
| Liberty Mutual Independent | Richard W Squeri Agency Inc | 698 Main St, Branford, CT, 6405 | 7.0 | |
| Allstate | Peter F. Lupoli | 162 Montowese St, Branford, CT, 6405 | 6.7 | |
| Liberty Mutual Independent | Nicholson Associates Inc | 395 New Haven Ave, Milford, CT, 6460 | 19.1 | |
| Travelers | Mgroup | 601 Boston Post Rd Ste 5, Milford, CT, 6460 | 19.9 | |
| Travelers | Insure Net Llc | 399 Sackett Point Rd, North Haven, CT, 6473 | 9.2 | |
| Liberty Mutual Independent | The Stone Agency-Guilford | 35 Boston St, Guilford, CT, 6437 | 4.2 | |
| Nationwide | Mobeck-Guandalini Insurance Llc | 184 Maple St, Branford, CT, 06405-4500 | 7.8 | |
| Liberty Mutual Independent | Birarelli Agency Llc | 55 Cherry St, Milford, CT, 6460 | 19.7 | |
| Nationwide | Michael Silberberg Agency | 145 Durham Rd Ste 5, Madison, CT, 6443 | 6.4 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Connecticut | $270,100 | $1,253 | $910 | $1,780 | $870 |
| New Haven County, CT | $244,400 | $1,183 | $860 | $1,690 | $830 |
| Guilford, CT | $389,900 | $1,001 | $720 | $1,410 | $690 |
| Suffolk County, NY | $379,400 | $1,509 | $1,090 | $2,070 | $980 |
| North Sea, NY | $817,200 | $841 | $600 | $1,200 | $600 |
| Hartford County, CT | $235,300 | $1,076 | $790 | $1,500 | $710 |
| Conning Towers Nautilus Park, CT | $222,200 | $1,119 | $810 | $1,580 | $770 |
| Weatogue, CT | $317,600 | $1,380 | $920 | $1,970 | $1,050 |
| Coventry, CT | $243,500 | $839 | $600 | $1,150 | $550 |
| Lake Grove, NY | $388,400 | $991 | $700 | $1,400 | $700 |
| Stonington, CT | $315,800 | $978 | $700 | $1,400 | $700 |
| Great River, NY | $614,900 | $2,751 | $1,840 | $3,910 | $2,070 |
| Eastford, CT | $253,100 | $1,207 | $860 | $1,700 | $840 |