How Can I Make My Alexandria, LA Home Insurance Cheaper
Gavop shows you how to buy homeowners insurance in Alexandria, LA by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
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Select the Suitable Coverage Value for your Alexandria, LA Home | Back to Top
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $41,000 | $40,000 | $25,000-$50,000 |
| 2 Bedroom | $70,500 | $60,000 | $50,000-$75,000 |
| 3 Bedroom | $126,500 | $110,000 | $125,000-$150,000 |
| 4 Bedroom | $223,000 | $190,000 | $175,000-$200,000 |
| 5 Bedroom | $333,500 | $300,000 | $350,000-$400,000 |
Estimate your Savings with Home Insurance Discounts in Alexandria, LA | Back to Top
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$239 | $1,165 |
| Superior Protection Discount | -$140 | $1,264 |
| Fire & Security Discount | -$154 | $1,250 |
| Hail Resistant Roof Discount | -$42 | $1,362 |
| Newly Constructed Home Discount | -$337 | $1,067 |
Choose the Right Deductible for your Alexandria, LA Home | Back to Top
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Rapides Parish | $1,000 | $1,360 | $2,360 | $988 | $1,988 | $372 |
| Alexandria, LA | $1,000 | $1,387 | $2,387 | $1,008 | $2,008 | $379 |
| Ball, LA | $500 | $1,536 | $2,036 | $1,116 | $1,616 | $420 |
| Hessmer, LA | $700 | $1,642 | $2,342 | $1,193 | $1,893 | $449 |
| Marksville, LA | $200 | $851 | $1,051 | $619 | $819 | $233 |
| Bunkie, LA | $2,000 | $820 | $2,820 | $596 | $2,596 | $224 |
| Cottonport, LA | $200 | $1,140 | $1,340 | $829 | $1,029 | $312 |
| Elizabeth, LA | $1,000 | $958 | $1,958 | $696 | $1,696 | $262 |
| Point Place, LA | $100 | $1,783 | $1,883 | $1,296 | $1,396 | $487 |
| Jonesville, LA | $1,500 | $785 | $2,285 | $571 | $2,071 | $215 |
Identify Top Home Insurance Agents near Alexandria, LA | Back to Top
| Home Insurance Company Alexandria, LA | Homeowners Insurance Agency Alexandria, LA | Address | Popularity Score | Distance from Alexandria (miles) |
|---|---|---|---|---|
| State Farm | Ted Tolbert | 220 W Lasalle St, Ville Platte, LA, 70586-3723 | 43.1 | |
| State Farm | Kenny Smith | 4624 Shreveport Hwy, Pineville, LA, 71360-3831 | 4.6 | |
| State Farm | Ray Stracener | 3230 Highway 28 E, Pineville, LA, 71360-5887 | 5.5 | |
| State Farm | Rosa Fields | 4304 S Macarthur Dr, Alexandria, LA, 71302-3136 | 2.8 | |
| Travelers | Lasyone Insurance | 118 West Main St, Winnfield, LA, 71483 | 44.8 | |
| State Farm | Eric Gil | 605 E Lasalle St, Ville Platte, LA, 70586-3915 | 43.5 | |
| Allstate | Christopher Bates | 1359 Peterman Dr, Alexandria, LA, 71301 | 1.3 | |
| Allstate | Miles Briley | 222 N Chataignier St, Ville Platte, LA, 70586 | 43.3 | |
| State Farm | Mike Murphy | 455 Second Street, Natchitoches, LA, 71457-4651 | 45.3 | |
| State Farm | Trey Coker | 107 W Mechanic St, Leesville, LA, 71446-3464 | 42.7 |
Compare Rates for Alexandria, LA Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Louisiana | $152,900 | $1,666 | $1,170 | $2,400 | $1,230 |
| Rapides Parish, LA | $133,800 | $1,376 | $960 | $1,980 | $1,020 |
| Alexandria, LA | $137,900 | $1,404 | $980 | $2,020 | $1,040 |
| Ball, LA | $137,200 | $1,555 | $1,090 | $2,240 | $1,150 |
| Hessmer, LA | $152,300 | $1,662 | $1,160 | $2,390 | $1,230 |
| Marksville, LA | $98,900 | $862 | $600 | $1,240 | $640 |
| Bunkie, LA | $66,500 | $830 | $580 | $1,200 | $620 |
| Cottonport, LA | $93,400 | $1,154 | $810 | $1,660 | $850 |
| Elizabeth, LA | $77,500 | $970 | $680 | $1,400 | $720 |
| Point Place, LA | $176,600 | $1,805 | $1,260 | $2,600 | $1,340 |
| Jonesville, LA | $63,900 | $795 | $560 | $1,140 | $580 |
Research Home Insurance Companies Reviews in Alexandria, LA Before Buying | Back to Top
Share a review on your home insurance company
State Farm Home Insurance Reviews
Date: September 18, 2019 Age: 50 to 59 Gender: Male Marital Status: Married
Customer Service
I have never had any problems contacting my State Farm office. There is a very kind gentleman that works there that always answers my questions promptly and satisfactorily.
Date: July 15, 2019 Age: 20 to 29 Gender: Female Marital Status: Married
Premium
My insurance company is very favourable and had a good and clear details of premium and deductible compared to other home insurance policies.
Liberty Mutual Home Insurance Reviews
Date: August 19, 2019 Age: 30 to 39 Gender: Female Marital Status: Married
Customer Service
I have nothing to say except that we pay them money for insurance. We haven't had to use it as of yet.