Gavop shows you how to buy homeowners insurance in Penn, IN by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Penn, IN - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Getty Ct, Wenger Ave, Christyann St, Chalmers Dr, Highland Ave, Lovechio Dr, W 6th St, Hoke St, E 11th St, Byrd Rd | $168,000 | $150,000 | $175,000-$200,000 | $111,000 | $100,000 | $125,000-$150,000 |
| 3rd St N, Armour Dr, E McKinley Ave, S Merrifield Ave, Embers Dr, Erie Trl, Battles St, Twixwood Ln, S Taylor St, Haynes Ave | $117,500 | $100,000 | $75,000-$100,000 | $142,000 | $120,000 | $150,000-$175,000 |
| Savannah Pass Ct, Island View Ln, E Dragoon Trl, S Mason St, E 15th St, Bethany Dr, Dudley Dr, Louis St, Penn Ave, Normandy Dr | $106,500 | $100,000 | $100,000-$125,000 | $70,500 | $60,000 | $50,000-$75,000 |
| E Omer Ave, Pine Crest Dr, Sunset Ln, Manchester Dr, Peacock Ln, E Mishawaka Ave, Bellows Falls Dr, Aster Ct, Lincoln Way E, N Wayne St | $107,500 | $100,000 | $75,000-$100,000 | $65,000 | $60,000 | $50,000-$75,000 |
| Clyde St, Ridge Rd, Essington St, Gauley River Dr, S Middleboro Ave, Union St, Beehler Rd, Prescott Dr, Terry Ln, B J St | $87,500 | $70,000 | $100,000-$125,000 | $96,500 | $90,000 | $75,000-$100,000 |
| Ivile Dr, Trenton Ct, Delorenzi Ave S, N Boles Ave, Center St, Gorden Setter Dr, Lakeshore Dr, W 12th St, Woodwinds Ct, White St | $188,000 | $170,000 | $200,000-$250,000 | $169,000 | $150,000 | $125,000-$150,000 |
| Pregel Dr, Park Ave, Loughlin Dr, Miller Ave, Willow St, N de Lorenzi Ave, Rawstorne Ln, Chessington Dr, Locust Wood Cir, Faye Ct | $144,000 | $130,000 | $125,000-$150,000 | $127,000 | $100,000 | $100,000-$125,000 |
| Peace Rose Ln, Miles Ave, Elder Rd, Calhoun St, Park Pl E, Baintree Way, Willow Creek Ct, Marker Ln, Filmore St, Diamond Dr | $148,000 | $130,000 | $125,000-$150,000 | $65,000 | $50,000 | $50,000-$75,000 |
| Maplehurst, Lincolnway, Mayapple Trl S, Tall Grass Prairie Dr, Landes Dr, Kensard Ct, Fenner Ln, Moonbeam Ct, Rogers St, Canton St | $122,000 | $100,000 | $100,000-$125,000 | $86,000 | $80,000 | $75,000-$100,000 |
| Ehman Rd, McKinley Hwy, Brunswick Square Dr, Silverlace Ct, 3rd St, Lilac Dr, Meadow Hill Dr, Eastgate Cir, Downey Ave, Filbert Rd | $144,500 | $130,000 | $100,000-$125,000 | $112,500 | $90,000 | $100,000-$125,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$61 | $616 |
| Home and Two Car | -$115 | $562 |
| Home and Three Car | -$162 | $515 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| St. Joseph County | $2,000 | $778 | $2,778 | $566 | $2,566 | $213 |
| Penn, IN | $1,000 | $669 | $1,669 | $486 | $1,486 | $183 |
| Milton, MI | $200 | $844 | $1,044 | $613 | $813 | $231 |
| Locke, IN | $700 | $801 | $1,501 | $582 | $1,282 | $219 |
| Pokagon, MI | $500 | $738 | $1,238 | $536 | $1,036 | $202 |
| York, IN | $2,500 | $922 | $3,422 | $670 | $3,170 | $252 |
| Dowagiac, MI | $300 | $607 | $907 | $441 | $741 | $166 |
| Galena, IN | $2,000 | $987 | $2,987 | $717 | $2,717 | $270 |
| Kingsbury, IN | $400 | $775 | $1,175 | $563 | $963 | $212 |
| Orange, IN | $2,000 | $851 | $2,851 | $618 | $2,618 | $232 |
| Tri-Lakes, IN | $300 | $993 | $1,293 | $722 | $1,022 | $271 |
| South Whitley, IN | $700 | $677 | $1,377 | $492 | $1,192 | $185 |
| Home Insurance Company Penn, IN | Homeowners Insurance Agency Penn, IN | Address | Popularity Score | Distance from Penn (miles) |
|---|---|---|---|---|
| Erie | Affordable Insurance Inc. | 1512 S Heaton Street, Knox, IN, 46534 | 35.7 | |
| State Farm | Chris Neal | 1620 E Day Rd, Mishawaka, IN, 46545-3469 | 4.1 | |
| State Farm | Calvin Johnson | 812 E Jefferson Blvd, South Bend, IN, 46617-2905 | 5.8 | |
| State Farm | Rich Was | 2030 S Bend Ave, South Bend, IN, 46637-5638 | 5.7 | |
| Liberty Mutual Independent | Dan Berry Insurance Agency | 54101 Ironwood Road , South Bend, IN, 46635 | 6.0 | |
| Liberty Mutual Independent | Laven Insurance Agency Inc | 2628 South Michigan St South Bend, South Bend, IN, 46614 | 6.0 | |
| Liberty Mutual Independent | Laven Insurance Agency Inc | 2628 S Michigan St, South Bend, IN, 46614 | 6.3 | |
| State Farm | Jeremiah Ussery | 2515 N Bendix Dr Ste 302, South Bend, IN, 46628-3494 | 9.4 | |
| Liberty Mutual Independent | Holmes Insurance Agency Inc | 311 W Hively Avenue, Elkhart, IN, 46517 | 8.4 | |
| State Farm | Jim Wold | 1308 Lincolnway E, Mishawaka, IN, 46544-2747 | 1.7 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Indiana | $130,200 | $847 | $610 | $1,190 | $580 |
| St. Joseph County, IN | $118,600 | $788 | $560 | $1,090 | $530 |
| Penn, IN | $116,600 | $677 | $490 | $970 | $480 |
| Milton, MI | $196,200 | $854 | $610 | $1,170 | $560 |
| Locke, IN | $118,400 | $811 | $560 | $1,150 | $590 |
| Pokagon, MI | $117,000 | $747 | $530 | $1,070 | $540 |
| York, IN | $163,600 | $933 | $670 | $1,320 | $650 |
| Dowagiac, MI | $67,300 | $615 | $420 | $850 | $430 |
| Galena, IN | $194,900 | $999 | $670 | $1,430 | $760 |
| Kingsbury, IN | $110,000 | $784 | $530 | $1,090 | $560 |
| Orange, IN | $135,300 | $861 | $610 | $1,230 | $620 |
| Tri-Lakes, IN | $198,100 | $1,005 | $690 | $1,430 | $740 |
| South Whitley, IN | $83,000 | $685 | $500 | $940 | $440 |