How Can I Make My Sterling, IL Home Insurance Cheaper
Gavop tells you how to get the best homeowners insurance in Sterling, IL by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
Compare Quotes from Top Providers and Save now!
Select the Suitable Coverage Value for your Sterling, IL Home | Back to Top
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $31,500 | $30,000 | $25,000-$50,000 |
| 2 Bedroom | $69,500 | $60,000 | $50,000-$75,000 |
| 3 Bedroom | $132,000 | $110,000 | $150,000-$175,000 |
| 4 Bedroom | $112,500 | $100,000 | $100,000-$125,000 |
| 5 Bedroom | $183,500 | $160,000 | $175,000-$200,000 |
Estimate your Savings with Home Insurance Discounts in Sterling, IL | Back to Top
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$156 | $665 |
| Superior Protection Discount | -$74 | $747 |
| Fire & Security Discount | -$57 | $764 |
| Hail Resistant Roof Discount | -$25 | $796 |
| Newly Constructed Home Discount | -$230 | $591 |
Choose your Sterling, IL Home Insurance Coverage for your Specific Claim Requirement | Back to Top
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $5,733 |
| Physical Damage | $2,488 |
| Hail Damage | $4,571 |
| Wind Damage | $6,051 |
| Expensive Claims | |
| Fire | $42,442 |
| Smoke | $16,218 |
Identify Top Home Insurance Agents near Sterling, IL | Back to Top
| Home Insurance Company Sterling, IL | Homeowners Insurance Agency Sterling, IL | Address | Popularity Score | Distance from Sterling (miles) |
|---|---|---|---|---|
| State Farm | Mike Sprague | 1712 E 4th St, Sterling, IL, 61081-2922 | 1.4 | |
| State Farm | Brian Hand | 7210 E State St Ste 1, Rockford, IL, 61108-2612 | 48.3 | |
| State Farm | John Boone | 4214 7th St, East Moline, IL, 61244-4005 | 45.1 | |
| State Farm | Erik Abrahamsen | 1890 Daimler Rd, Rockford, IL, 61112-1006 | 47.1 | |
| State Farm | Ted Frits | 523 N Brewster Ave, Freeport, IL, 61032-3108 | 33.7 | |
| State Farm | David Zierke | 1633 N Alpine Rd, Rockford, IL, 61107-1414 | 47.0 | |
| Travelers | Hartauer Insurance Agency | 613 1st St La Salle, Lasalle, IL, 61301 | 45.5 | |
| Erie | Dean Hill Agency | 6072 Brynwood Drive Suite 100, Rockford, IL, 61114 | 48.8 | |
| Allstate | Mario Melendez | 1205 10th Ave, Rock Falls, IL, 61071 | 3.1 | |
| Farmers | Scott Hawkins | 7307 N Alpine Rd Ste A1, Loves Park, IL, 61111 | 49.1 |
Compare Rates for Sterling, IL Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Illinois | $179,700 | $850 | $600 | $1,160 | $560 |
| Whiteside County, IL | $102,200 | $637 | $440 | $910 | $470 |
| Sterling, IL | $90,300 | $821 | $570 | $1,170 | $600 |
| Hopkins, IL | $122,700 | $719 | $480 | $1,010 | $530 |
| Ustick, IL | $170,100 | $831 | $560 | $1,180 | $620 |
| Lanark, IL | $79,900 | $577 | $390 | $830 | $440 |
| Hooppole, IL | $56,000 | $475 | $320 | $660 | $340 |
| Thomson, IL | $98,900 | $646 | $470 | $890 | $420 |
| Savanna, IL | $70,600 | $539 | $380 | $760 | $380 |
| Cordova, IL | $117,900 | $706 | $480 | $1,010 | $530 |
| Cornwall, IL | $228,300 | $930 | $620 | $1,270 | $650 |
| Erin, IL | $181,700 | $853 | $590 | $1,170 | $580 |
| Kirkland, IL | $129,300 | $737 | $540 | $1,020 | $480 |
Research Home Insurance Companies Reviews in Sterling, IL Before Buying | Back to Top
Share a review on your home insurance company
West Bend Mutual Insurance Home Insurance Reviews
Date: November 27, 2018 Age: 30 to 39 Gender: Female Marital Status: Married
Premium
I think this is similar to other companies. We switched from Geico and saved money and Geico had saved us money from a previous insurer (I don't remember who).
Nationwide Home Insurance Reviews
Date: November 01, 2018 Age: 20 to 29 Gender: Male Marital Status: Married
Policy Offerings
My policy provides the most basic coverage. It covers damage caused by different events like, including fire, lightning, windstorms, hail and explosions. I also have earthquake and flood insurance.
Progressive Home Insurance Reviews
Date: March 28, 2019 Age: 30 to 39 Gender: Male Marital Status: Married
Policy Offerings
I would give them a 5. They are affordable and do what they say they are going to do. No questions asked for claims and they are easy to work with, great communication.