Gavop shows you how to buy homeowners insurance in Clyde, MI by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Clyde, MI - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 4 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Trillium Ct, Bruce Rd, Avoca Rd, Maumee Trl, Glyshaw Dr, Donna Dr, S Hillcrest Dr, Woodview, McIntyre Rd, Wildcat Rd | $124,500 | $100,000 | $100,000-$125,000 | $232,000 | $210,000 | $250,000-$300,000 |
| Wildcat Rd, Forest Hills Ln, Abbottsford Rd, Sycamore Ln, Keyworth Rd, White Tail Ln, Ponderosa Dr, Garlick Rd, North Rd, Lightle Rd | $173,000 | $140,000 | $150,000-$175,000 | $150,000 | $120,000 | $100,000-$125,000 |
| Beard Rd, Shoefelt Rd, Kenda Ct, Mc Lain Rd, Ford Rd, N Street Rd, Fred J Baker Ln, Rabidue Rd, Campbell Rd, E Hillcrest Dr | $108,000 | $90,000 | $100,000-$125,000 | $109,000 | $90,000 | $100,000-$125,000 |
| Brott Rd, N Hillcrest Dr, River Ridge Trl, North Rd, N Wadhams Rd, Conrad Dr, Mels Dr, Deerwood Dr, Negaunee Trl, Thornton Dr | $175,000 | $150,000 | $175,000-$200,000 | $157,000 | $130,000 | $125,000-$150,000 |
| Ridgeview Dr, Pinewood Dr, Kingsley Rd, Autumn Ln, W Winds Ln, Log Cabin Ln, Harvest Rd, Phillips Rd, Applewood Dr, Wintergreen Ln | $216,500 | $200,000 | $200,000-$250,000 | $273,500 | $250,000 | $250,000-$300,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$100 | $565 |
| Superior Protection Discount | -$60 | $605 |
| Fire & Security Discount | -$66 | $598 |
| Hail Resistant Roof Discount | -$13 | $651 |
| Newly Constructed Home Discount | -$153 | $512 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| St. Clair County | $2,500 | $741 | $3,241 | $538 | $3,038 | $202 |
| Clyde, MI | $2,500 | $656 | $3,156 | $477 | $2,977 | $179 |
| Brockway, MI | $500 | $786 | $1,286 | $572 | $1,072 | $215 |
| Speaker, MI | $1,000 | $708 | $1,708 | $515 | $1,515 | $194 |
| Lenox, MI | $400 | $660 | $1,060 | $479 | $879 | $180 |
| Oakland charter, MI | $2,500 | $924 | $3,424 | $671 | $3,171 | $252 |
| Rochester, MI | $100 | $793 | $893 | $576 | $676 | $217 |
| Oxford, MI | $1,000 | $820 | $1,820 | $596 | $1,596 | $224 |
| Lake Angelus, MI | $500 | $559 | $1,059 | $407 | $907 | $153 |
| Independence charter, MI | $1,500 | $759 | $2,259 | $552 | $2,052 | $208 |
| Otisville, MI | $400 | $635 | $1,035 | $462 | $862 | $174 |
| Grosse Pointe Park, MI | $1,500 | $790 | $2,290 | $574 | $2,074 | $216 |
| Home Insurance Company Clyde, MI | Homeowners Insurance Agency Clyde, MI | Address | Popularity Score | Distance from Clyde (miles) |
|---|---|---|---|---|
| State Farm | Cheryl Kowalczyk | 31613 Gratiot Ave, Roseville, MI, 48066-4553 | 39.5 | |
| Travelers | Mason-Mcbride Inc | 3290 West Big Beaver Rd Suite 503, Troy, MI, 48084 | 45.8 | |
| State Farm | Pam Mowatt | 20369 Mack Ave, Grosse Pointe, MI, 48236-1610 | 45.0 | |
| Allstate | David Wagner | 5788 E 12 Mile Rd, Warren, MI, 48092 | 44.3 | |
| Allstate | Craig Borowsky | 2061 25 Mile Rd, Shelby Township, MI, 48316 | 35.6 | |
| State Farm | Sally Bruwier | 20943 Mack Ave, Grosse Pointe, MI, 48236-1314 | 44.4 | |
| Allstate | Craig Borowsky | 41300 Dequindre Rd Ste 210, Sterling Heights, MI, 48314 | 40.6 | |
| State Farm | Beth Shutko | 36391 26 Mile Rd, Lenox, MI, 48048-3164 | 23.9 | |
| State Farm | Greg Dickerson | 2891 Dixie Hwy, Waterford, MI, 48328-1714 | 46.8 | |
| State Farm | Jeremy Yarbrough | 130 S Main St, Almont, MI, 48003-1066 | 25.5 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Michigan | $136,400 | $775 | $550 | $1,080 | $530 |
| St. Clair County, MI | $135,000 | $750 | $520 | $1,060 | $540 |
| Clyde, MI | $148,000 | $664 | $490 | $940 | $450 |
| Brockway, MI | $151,900 | $796 | $570 | $1,130 | $560 |
| Speaker, MI | $97,700 | $717 | $510 | $990 | $480 |
| Lenox, MI | $150,900 | $668 | $450 | $920 | $470 |
| Oakland charter, MI | $383,400 | $935 | $670 | $1,290 | $620 |
| Rochester, MI | $333,000 | $803 | $550 | $1,110 | $560 |
| Oxford, MI | $177,900 | $830 | $600 | $1,180 | $580 |
| Lake Angelus, MI | $1,071,400 | $566 | $400 | $790 | $390 |
| Independence charter, MI | $237,700 | $769 | $550 | $1,080 | $530 |
| Otisville, MI | $58,600 | $643 | $430 | $920 | $490 |
| Grosse Pointe Park, MI | $332,000 | $800 | $580 | $1,100 | $520 |