Gavop tells you how to get the best homeowners insurance in Melvindale, MI by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $36,000 | $30,000 | $25,000-$50,000 |
| 2 Bedroom | $68,000 | $60,000 | $50,000-$75,000 |
| 3 Bedroom | $109,000 | $90,000 | $75,000-$100,000 |
| 4 Bedroom | $140,000 | $130,000 | $125,000-$150,000 |
| 5 Bedroom | $137,500 | $110,000 | $125,000-$150,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$108 | $493 |
| Superior Protection Discount | -$54 | $547 |
| Fire & Security Discount | -$48 | $553 |
| Hail Resistant Roof Discount | -$18 | $583 |
| Newly Constructed Home Discount | -$132 | $469 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Wayne County | $2,500 | $679 | $3,179 | $493 | $2,993 | $185 |
| Melvindale, MI | $1,000 | $594 | $1,594 | $431 | $1,431 | $162 |
| Wayne County, MI | $400 | $679 | $1,079 | $493 | $893 | $185 |
| Livonia, MI | $1,000 | $787 | $1,787 | $572 | $1,572 | $215 |
| South Rockwood, MI | $100 | $736 | $836 | $535 | $635 | $201 |
| Harrison charter, MI | $1,000 | $673 | $1,673 | $489 | $1,489 | $184 |
| Milan, MI | $1,000 | $653 | $1,653 | $475 | $1,475 | $178 |
| Tyrone, MI | $400 | $762 | $1,162 | $554 | $954 | $208 |
| Richmond, MI | $1,000 | $669 | $1,669 | $486 | $1,486 | $183 |
| Chelsea, MI | $100 | $852 | $952 | $619 | $719 | $233 |
| Grand Blanc charter, MI | $700 | $658 | $1,358 | $478 | $1,178 | $180 |
| Home Insurance Company Melvindale, MI | Homeowners Insurance Agency Melvindale, MI | Address | Popularity Score | Distance from Melvindale (miles) |
|---|---|---|---|---|
| State Farm | Steve Hale | 25810 Plymouth Rd, Redford, MI, 48239-2102 | 8.6 | |
| Farmers | Cheryl Van Deusen | 292 S Broadway St Ste 2a-2b, Lake Orion, MI, 48362 | 34.8 | |
| State Farm | Bobby Branch | 27506 Ford Rd, Garden City, MI, 48135-2921 | 7.5 | |
| Allstate | Sean Terry | 29444 Joy Rd, Livonia, MI, 48150 | 9.4 | |
| State Farm | Bob Zakar | 936 N Telegraph Rd, Dearborn, MI, 48128-1621 | 5.4 | |
| State Farm | Jim Demko | 22073 West Rd, Woodhaven, MI, 48183-3225 | 10.2 | |
| State Farm | Jim Saucedo | 5602 W Vernor Hwy, Detroit, MI, 48209-2158 | 4.9 | |
| State Farm | Bert Kozlowski | 16260 King Rd, Riverview, MI, 48193-7940 | 8.7 | |
| Allstate | Joseph Pacut | 21134 Ecorse Rd, Taylor, MI, 48180 | 3.5 | |
| Liberty Mutual Independent | Daly Merritt Inc | 100 Maple St, Wyandotte, MI, 48192 | 5.5 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Michigan | $136,400 | $775 | $550 | $1,070 | $520 |
| Wayne County, MI | $92,400 | $687 | $500 | $980 | $480 |
| Melvindale, MI | $60,100 | $601 | $440 | $840 | $400 |
| Wayne County, MI | $92,400 | $687 | $490 | $940 | $450 |
| Livonia, MI | $170,500 | $796 | $530 | $1,090 | $560 |
| South Rockwood, MI | $115,100 | $745 | $500 | $1,040 | $540 |
| Harrison charter, MI | $163,400 | $681 | $480 | $950 | $470 |
| Milan, MI | $145,100 | $661 | $470 | $920 | $450 |
| Tyrone, MI | $239,600 | $771 | $550 | $1,060 | $510 |
| Richmond, MI | $159,200 | $677 | $480 | $930 | $450 |
| Chelsea, MI | $202,100 | $862 | $590 | $1,220 | $630 |
| Grand Blanc charter, MI | $149,700 | $666 | $460 | $950 | $490 |