Gavop's guide to buying homeowners insurance in Farmington, CT covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $74,500 | $70,000 | $50,000-$75,000 |
| 2 Bedroom | $216,500 | $190,000 | $200,000-$250,000 |
| 3 Bedroom | $233,000 | $190,000 | $200,000-$250,000 |
| 4 Bedroom | $443,000 | $410,000 | $500,000-$600,000 |
| 5 Bedroom | $379,500 | $310,000 | $300,000-$350,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$90 | $911 |
| Home and Two Car | -$170 | $831 |
| Home and Three Car | -$250 | $751 |
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $5,914 |
| Physical Damage | $2,368 |
| Hail Damage | $4,759 |
| Wind Damage | $6,624 |
| Expensive Claims | |
| Fire | $43,336 |
| Smoke | $16,887 |
| Home Insurance Company Farmington, CT | Homeowners Insurance Agency Farmington, CT | Address | Popularity Score | Distance from Farmington (miles) |
|---|---|---|---|---|
| Travelers | Adam Miller Agency Llc | 227 Turnpike 2nd Fl., Monroe, CT, 6468 | 33.2 | |
| Liberty Mutual Independent | The Roland Dumont Agency | 985 Farmington Ave, Bristol, CT, 6010 | 4.3 | |
| Allstate | Charles P. Doty | 1492 Post Rd, Fairfield, CT, 6824 | 46.0 | |
| State Farm | Jeremy Davino | 784 Farmington Ave, Farmington, CT, 06032-2367 | 1.1 | |
| Liberty Mutual Independent | Associated Insurance Services | 106 W Main St, Plainville, CT, 6062 | 4.4 | |
| Liberty Mutual Independent | Cpm Insurance Services Llc | 90 Hinman St, Cheshire, CT, 6410 | 15.7 | |
| Nationwide | Margaret M. Kramer | 2643 Whitney Ave, Hamden, CT, 06518-2916 | 23.5 | |
| Travelers | Colonair Insurance Agency Llc | 318 Main Street, Oakville, CT, 6779 | 16.0 | |
| Liberty Mutual Independent | Associated Insurance Services | 106 W Main St, Plainville, CT, 6062 | 4.4 | |
| State Farm | Steve Westall | 982 W Main St, New Britain, CT, 06053-3487 | 4.5 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Connecticut | $270,100 | $1,253 | $910 | $1,780 | $870 |
| Hartford County, CT | $235,300 | $1,076 | $720 | $1,520 | $800 |
| Farmington, CT | $327,900 | $1,001 | $680 | $1,420 | $740 |
| Plainville, CT | $205,400 | $898 | $610 | $1,280 | $670 |
| Newington, CT | $229,900 | $1,062 | $720 | $1,500 | $780 |
| Middlefield, CT | $297,500 | $1,326 | $910 | $1,880 | $970 |
| Sherwood Manor, CT | $194,400 | $868 | $620 | $1,200 | $580 |
| Lebanon, CT | $254,900 | $862 | $580 | $1,180 | $600 |
| Montgomery, MA | $284,600 | $1,169 | $780 | $1,620 | $840 |
| Egremont, MA | $344,300 | $1,376 | $940 | $1,890 | $950 |
| Lisbon, CT | $227,100 | $1,134 | $780 | $1,550 | $770 |
| Brewster Hill, NY | $333,000 | $1,387 | $1,000 | $1,900 | $900 |
| Long Hill, CT | $133,600 | $805 | $580 | $1,140 | $560 |