Gavop's guide to buying homeowners insurance in Dade County, GA covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $43,000 | $40,000 | $25,000-$50,000 |
| 2 Bedroom | $80,000 | $70,000 | $75,000-$100,000 |
| 3 Bedroom | $124,500 | $100,000 | $100,000-$125,000 |
| 4 Bedroom | $134,500 | $120,000 | $125,000-$150,000 |
| 5 Bedroom | $299,000 | $250,000 | $200,000-$250,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$109 | $616 |
| Superior Protection Discount | -$72 | $652 |
| Fire & Security Discount | -$65 | $660 |
| Hail Resistant Roof Discount | -$14 | $710 |
| Newly Constructed Home Discount | -$210 | $515 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Dade County | $2,000 | $716 | $2,716 | $520 | $2,520 | $196 |
| Dade County, GA | $1,500 | $716 | $2,216 | $520 | $2,020 | $196 |
| LaFayette, GA | $200 | $640 | $840 | $465 | $665 | $175 |
| Signal Mountain, TN | $1,000 | $1,047 | $2,047 | $761 | $1,761 | $286 |
| Fairmount, TN | $200 | $1,525 | $1,725 | $1,109 | $1,309 | $417 |
| Sylvania, AL | $2,000 | $984 | $2,984 | $715 | $2,715 | $269 |
| Whitfield County, GA | $500 | $836 | $1,336 | $607 | $1,107 | $228 |
| Tracy City, TN | $1,500 | $850 | $2,350 | $617 | $2,117 | $232 |
| Pelham, TN | $100 | $1,079 | $1,179 | $784 | $884 | $295 |
| Eton, GA | $1,000 | $833 | $1,833 | $605 | $1,605 | $228 |
| Geraldine, AL | $100 | $781 | $881 | $568 | $668 | $213 |
| Rome, GA | $1,000 | $835 | $1,835 | $607 | $1,607 | $228 |
| Home Insurance Company Dade County, GA | Homeowners Insurance Agency Dade County, GA | Address | Popularity Score | Distance from Dade County (miles) |
|---|---|---|---|---|
| State Farm | Matt Mayfield | 12064 S Main St, Trenton, GA, 30752-2823 | 1.2 | |
| State Farm | Laura Geddie | 5636 Battlefield Pkwy, Ringgold, GA, 30736-5152 | 19.7 | |
| State Farm | Julie Kessler | 614 Red Bud Rd Ne, Calhoun, GA, 30701-1995 | 40.2 | |
| Allstate | Heather Napier | 240 Cove Rd Ste C, Chickamauga, GA, 30707 | 12.2 | |
| State Farm | Julie Svardh | 1515 Dean Ave Se, Rome, GA, 30161-7103 | 47.0 | |
| Travelers | Flegal Insurance Inc | 214 Andrews St, Rossville, GA, 30741 | 15.3 | |
| State Farm | Dan Runion | 2514 E Walnut Ave Ste 8, Dalton, GA, 30721-8785 | 33.3 | |
| State Farm | Aaron Stiles | 4215 Cloud Springs Rd, Ringgold, GA, 30736-8413 | 19.4 | |
| Allstate | Shannon Herrmann | 5381 Highway 136, Trenton, GA, 30752 | 1.2 | |
| Travelers | Oliver F Cobb & Associates Llc | 2708 Airport Rd Ste 5, Dalton, GA, 30721 | 33.4 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Georgia | $158,400 | $1,012 | $680 | $1,430 | $750 |
| Dade County, GA | $122,500 | $725 | $520 | $1,040 | $520 |
| Dade County, GA | $122,500 | $725 | $500 | $1,040 | $540 |
| LaFayette, GA | $104,500 | $648 | $460 | $930 | $470 |
| Signal Mountain, TN | $337,800 | $1,060 | $770 | $1,460 | $690 |
| Fairmount, TN | $352,800 | $1,544 | $1,130 | $2,180 | $1,050 |
| Sylvania, AL | $101,200 | $996 | $680 | $1,360 | $680 |
| Whitfield County, GA | $124,300 | $846 | $580 | $1,170 | $590 |
| Tracy City, TN | $97,400 | $860 | $580 | $1,180 | $600 |
| Pelham, TN | $170,300 | $1,092 | $750 | $1,520 | $770 |
| Eton, GA | $118,300 | $843 | $600 | $1,150 | $550 |
| Geraldine, AL | $92,500 | $790 | $530 | $1,080 | $550 |
| Rome, GA | $124,200 | $845 | $570 | $1,170 | $600 |