Gavop tells you how to get the best homeowners insurance in Liberty, OH by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $72,000 | $70,000 | $75,000-$100,000 |
| 2 Bedroom | $207,500 | $190,000 | $200,000-$250,000 |
| 3 Bedroom | $216,000 | $200,000 | $200,000-$250,000 |
| 4 Bedroom | $301,500 | $280,000 | $250,000-$300,000 |
| 5 Bedroom | $293,000 | $240,000 | $250,000-$300,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$127 | $622 |
| Superior Protection Discount | -$67 | $682 |
| Fire & Security Discount | -$82 | $667 |
| Hail Resistant Roof Discount | -$22 | $727 |
| Newly Constructed Home Discount | -$210 | $539 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Butler County | $700 | $735 | $1,435 | $534 | $1,234 | $201 |
| Liberty, OH | $2,000 | $740 | $2,740 | $538 | $2,538 | $202 |
| Silverton, OH | $300 | $654 | $954 | $475 | $775 | $179 |
| Clarksville, OH | $1,000 | $599 | $1,599 | $435 | $1,435 | $164 |
| Whitewater, IN | $300 | $947 | $1,247 | $688 | $988 | $259 |
| Kelso, IN | $2,000 | $1,012 | $3,012 | $735 | $2,735 | $276 |
| Petersburg, KY | $100 | $751 | $851 | $546 | $646 | $205 |
| Tipp City, OH | $2,000 | $634 | $2,634 | $461 | $2,461 | $173 |
| Chilo, OH | $300 | $681 | $981 | $495 | $795 | $186 |
| Pleasant Hill, OH | $700 | $653 | $1,353 | $475 | $1,175 | $178 |
| Troy, OH | $400 | $635 | $1,035 | $461 | $861 | $174 |
| Russellville, OH | $2,500 | $551 | $3,051 | $401 | $2,901 | $151 |
| Home Insurance Company Liberty, OH | Homeowners Insurance Agency Liberty, OH | Address | Popularity Score | Distance from Liberty (miles) |
|---|---|---|---|---|
| Allstate | Eric S. Thompson | 11340 Kenn Rd, Cincinnati, OH, 45240 | 9.4 | |
| Farmers | Lori Thomas | 3501 Tylersville Rd Ste E, Hamilton, OH, 45011 | 5.5 | |
| State Farm | Pete Gross | 10187 Mccauly Rd, Cincinnati, OH, 45241-1353 | 7.7 | |
| State Farm | Dwight Moody | 7800 Hamilton Ave, Cincinnati, OH, 45231-3106 | 13.5 | |
| Allstate | J. Lewis Presley | 10470 Loveland Madeira Rd, Loveland, OH, 45140 | 12.0 | |
| State Farm | Annette Snowden | 840 Nw Washington Blvd Ste B, Hamilton, OH, 45013-6381 | 9.9 | |
| State Farm | Letitia Fulkerson | 882 Ohio Pike, Cincinnati, OH, 45245-2204 | 24.4 | |
| State Farm | Hal Snow | 7924 Jessies Way Ste B, Hamilton, OH, 45011-1336 | 5.5 | |
| Travelers | Hylant Group Inc | 50 E Business Way Ste 200, Cincinnati, OH, 45241 | 8.4 | |
| State Farm | Bruce Hull | 1209 N Fairfield Rd, Beavercreek, OH, 45432-2633 | 29.3 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Ohio | $135,100 | $712 | $490 | $1,000 | $510 |
| Butler County, OH | $162,300 | $744 | $500 | $1,050 | $550 |
| Liberty, OH | $238,200 | $749 | $500 | $1,060 | $560 |
| Silverton, OH | $114,300 | $662 | $480 | $920 | $440 |
| Clarksville, OH | $93,800 | $606 | $410 | $840 | $430 |
| Whitewater, IN | $174,900 | $958 | $690 | $1,370 | $680 |
| Kelso, IN | $208,200 | $1,024 | $730 | $1,410 | $680 |
| Petersburg, KY | $93,900 | $760 | $520 | $1,060 | $540 |
| Tipp City, OH | $160,700 | $642 | $440 | $920 | $480 |
| Chilo, OH | $125,000 | $689 | $490 | $950 | $460 |
| Pleasant Hill, OH | $113,800 | $661 | $480 | $950 | $470 |
| Troy, OH | $125,900 | $643 | $430 | $880 | $450 |
| Russellville, OH | $77,900 | $558 | $380 | $770 | $390 |