How Can I Make My College Park, MD Home Insurance Cheaper
Gavop's guide to buying homeowners insurance in College Park, MD covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
Compare Quotes from Top Providers and Save now!
Select the Suitable Coverage Value for your College Park, MD Home | Back to Top
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $66,000 | $60,000 | $50,000-$75,000 |
| 2 Bedroom | $177,000 | $160,000 | $150,000-$175,000 |
| 3 Bedroom | $293,000 | $240,000 | $350,000-$400,000 |
| 4 Bedroom | $418,500 | $340,000 | $350,000-$400,000 |
| 5 Bedroom | $474,000 | $400,000 | $500,000-$600,000 |
Estimate your Savings with Home Insurance Discounts in College Park, MD | Back to Top
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$142 | $805 |
| Superior Protection Discount | -$95 | $852 |
| Fire & Security Discount | -$76 | $871 |
| Hail Resistant Roof Discount | -$19 | $928 |
| Newly Constructed Home Discount | -$237 | $710 |
Choose your College Park, MD Home Insurance Coverage for your Specific Claim Requirement | Back to Top
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $6,216 |
| Physical Damage | $2,464 |
| Hail Damage | $4,900 |
| Wind Damage | $6,496 |
| Expensive Claims | |
| Fire | $46,463 |
| Smoke | $17,556 |
Identify Top Home Insurance Agents near College Park, MD | Back to Top
| Home Insurance Company College Park, MD | Homeowners Insurance Agency College Park, MD | Address | Popularity Score | Distance from College Park (miles) |
|---|---|---|---|---|
| State Farm | Natasha Parker | 617 Aa Stemmers Run Rd, Baltimore, MD, 21221 | 34.0 | |
| Liberty Mutual Independent | Capitol Benefits Llc | 220 Main St 2nd Fl, Gaithersburg, MD, 20878 | 18.5 | |
| Allstate | Kevin Vendt | 8624 Georgia Ave Ste C3, Silver Spring, MD, 20910 | 5.0 | |
| Travelers | Coughlan Insurance Agency Inc | 10214 Sutherland Rd, Silver Spring, MD, 20901 | 4.6 | |
| Travelers | Bethesda General Insurance | 13975 Connecticut Ave Ste 205, Silver Spring, MD, 20906 | 9.8 | |
| Farmers | Brian Isemann | 120 W Church St Ste D, Frederick, MD, 21701 | 38.7 | |
| Allstate | Randy Mcphillips | 6844 Olney Laytonsville Rd, Laytonsville, MD, 20882 | 18.1 | |
| Allstate | Shane Smallwood | 8401 Connecticut Ave Ste 106, Chevy Chase, MD, 20815 | 7.6 | |
| Allstate | Debbie Vazzana | 808 Olney Sandy Spring Rd, Sandy Spring, MD, 20860 | 11.7 | |
| State Farm | Jeslling Montalvan | 12121 Heritage Park Cir, Silver Spring, MD, 20906-4556 | 8.8 |
Compare Rates for College Park, MD Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Maryland | $296,500 | $1,008 | $800 | $1,270 | $470 |
| Prince George's County, MD | $272,900 | $916 | $720 | $1,150 | $430 |
| College Park, MD | $287,300 | $947 | $750 | $1,190 | $440 |
| West Laurel, MD | $358,600 | $1,182 | $930 | $1,490 | $560 |
| Huntington, VA | $370,800 | $795 | $560 | $1,090 | $530 |
| Lee, VA | $431,300 | $927 | $630 | $1,330 | $700 |
| Springfield, VA | $584,900 | $995 | $670 | $1,420 | $750 |
| Bartonsville, MD | $347,700 | $1,148 | $910 | $1,450 | $540 |
| Ballenger Creek, MD | $240,900 | $745 | $590 | $940 | $350 |
| Tilghman Island, MD | $334,200 | $1,108 | $880 | $1,400 | $520 |
| Long Beach, MD | $278,200 | $966 | $760 | $1,220 | $460 |
| Bel Air South, MD | $272,600 | $953 | $750 | $1,200 | $450 |
Research Home Insurance Companies Reviews in College Park, MD Before Buying | Back to Top
Share a review on your home insurance company
USAA Home Insurance Reviews
Date: April 16, 2019 Age: 40 to 49 Gender: Male Marital Status: Married
Premium
The premium and deductible offered by my home insurance company compared really well with other insurance policies. The premiums I pay are are online with industry standards and every comparable.
Date: February 01, 2019 Age: 50 to 59 Gender: Male Marital Status: Married
Premium
I believe USAA's premiums and deductibles are fair and of a good value. I know I shopped around before, and USAA alway has come up with the best rates for comparable deductibles.
Date: January 24, 2019 Age: 20 to 29 Gender: Male Marital Status: Unmarried
Customer Service
they are very very good, I have had no problem with them ever before today
Date: October 24, 2018 Age: 30 to 39 Gender: Female Marital Status: Married
Premium
The premium is less expensive than all other providers except for one local company, which is the former provider, but it covers more than any other provider.
Travelers Home Insurance Reviews
Date: February 22, 2019 Age: 30 to 39 Gender: Male Marital Status: Unmarried
Customer Service
The customer service is great as they assigned me a personal agent to deal with for my policy. From start to finish and currently, the involvement has been there and consistent.
Date: November 23, 2018 Age: 40 to 49 Gender: Male Marital Status: Married
Customer Service
They have great customer service. They are always there to answer my questions. They have 24 hour service
Date: October 23, 2018 Age: 40 to 49 Gender: Female Marital Status: Married
Policy Offerings
The structure of the home from fire, hail, hurricane, lightning and other natural disasters, liability protection for personal injuries that may occur, personal belongings.
Liberty Mutual Home Insurance Reviews
Date: August 08, 2019 Age: 40 to 49 Gender: Male Marital Status: Married
Premium
My premium seems to be higher than average, and continues to go up every year despite never having filed a claim in over 20 years.
Erie Insurance Home Insurance Reviews
Date: July 26, 2019 Age: 30 to 39 Gender: Male Marital Status: Unmarried
Policy Offerings
My home insurance company policy has maximum value with higher coverage for less money. The out of pocket deductible is low, saving me money and the payout is great.
GEICO Home Insurance Reviews
Date: September 10, 2019 Age: 30 to 39 Gender: Female Marital Status: Married
Policy Offerings
I am satisfied with their offerings. They were very similar to many of the others we looked into, but with enough benefits that we went with them instead.
Universal Property & Casualty Insurance Company Home Insurance Reviews
Date: December 27, 2018 Age: 50 to 59 Gender: Female Marital Status: Married
Policy Offerings
I am satisfied with their offerings. Their offerings are no better or worse than the other insurance carriers we received quotes from.
State Farm Home Insurance Reviews
Date: October 19, 2019 Age: 30 to 39 Gender: Male Marital Status: Married
Premium
State Farm allows you to select your coverage and it tells you in plain english what your premium is and what affects it the most. The premium is about par with other companies.