Gavop tells you how to get the best homeowners insurance in Butler, NJ by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $127,000 | $110,000 | $125,000-$150,000 |
| 2 Bedroom | $290,000 | $260,000 | $300,000-$350,000 |
| 3 Bedroom | $366,500 | $300,000 | $250,000-$300,000 |
| 4 Bedroom | $450,500 | $420,000 | $400,000-$500,000 |
| 5 Bedroom | $321,500 | $260,000 | $300,000-$350,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$113 | $693 |
| Superior Protection Discount | -$73 | $734 |
| Fire & Security Discount | -$89 | $718 |
| Hail Resistant Roof Discount | -$24 | $782 |
| Newly Constructed Home Discount | -$226 | $580 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Morris County | $1,500 | $1,279 | $2,779 | $929 | $2,429 | $349 |
| Butler, NJ | $1,500 | $797 | $2,297 | $579 | $2,079 | $218 |
| Caldwell, NJ | $500 | $990 | $1,490 | $719 | $1,219 | $270 |
| Maplewood, NJ | $2,500 | $943 | $3,443 | $685 | $3,185 | $258 |
| Netcong, NJ | $100 | $963 | $1,063 | $700 | $800 | $263 |
| Hackettstown, NJ | $2,000 | $820 | $2,820 | $596 | $2,596 | $224 |
| Mechanicstown, NY | $400 | $649 | $1,049 | $472 | $872 | $177 |
| Bound Brook, NJ | $1,000 | $817 | $1,817 | $594 | $1,594 | $223 |
| Port Washington, NY | $500 | $834 | $1,334 | $606 | $1,106 | $228 |
| Beacon, NY | $1,000 | $801 | $1,801 | $582 | $1,582 | $219 |
| Hewlett Bay Park, NY | $100 | $1,025 | $1,125 | $745 | $845 | $280 |
| Wilton Center, CT | $2,000 | $1,445 | $3,445 | $1,050 | $3,050 | $395 |
| Home Insurance Company Butler, NJ | Homeowners Insurance Agency Butler, NJ | Address | Popularity Score | Distance from Butler (miles) |
|---|---|---|---|---|
| Liberty Mutual Independent | A. C. Marmo & Sons Inc. | 350 Passaic Ave, Fairfield, NJ, 7004 | 8.7 | |
| Farmers | Nelson Figueroa | 529 Willow Ave Ste A, Hoboken, NJ, 7030 | 24.1 | |
| Allstate | Robert L Cella | 16 Skyline Lake Dr Ste 5a, Ringwood, NJ, 7456 | 6.1 | |
| Travelers | Raritan Agency Inc | 754 Route 18 Ste 101, East Brunswick, NJ, 8816 | 39.7 | |
| Allstate | Tom Estes | 343 Millburn Ave Ste 304, Millburn, NJ, 7041 | 19.1 | |
| State Farm | Jerry Traille | 428 Haledon Ave Ste A, Haledon, NJ, 07508-1565 | 9.6 | |
| State Farm | Michelle Jegge | 42 Hamburg Tpke, Riverdale, NJ, 07457-1169 | 2.4 | |
| Travelers | Coe Group Inc | 1044 Route 23 Ste 311, Wayne, NJ, 7470 | 6.8 | |
| Liberty Mutual Independent | Ficke & Associates Inc | 271 Us Highway 46, Fairfield, NJ, 7004 | 8.7 | |
| State Farm | Lenny Barone | 271 Route 46 W Ste F201, Fairfield, NJ, 07004-2448 | 8.7 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| New Jersey | $321,100 | $1,081 | $790 | $1,480 | $690 |
| Morris County, NJ | $438,100 | $1,294 | $870 | $1,770 | $900 |
| Butler, NJ | $344,700 | $806 | $540 | $1,120 | $580 |
| Caldwell, NJ | $431,100 | $1,002 | $670 | $1,420 | $750 |
| Maplewood, NJ | $484,800 | $955 | $690 | $1,310 | $620 |
| Netcong, NJ | $265,500 | $975 | $710 | $1,370 | $660 |
| Hackettstown, NJ | $272,600 | $830 | $610 | $1,190 | $580 |
| Mechanicstown, NY | $204,100 | $657 | $480 | $900 | $420 |
| Bound Brook, NJ | $270,900 | $827 | $550 | $1,130 | $580 |
| Port Washington, NY | $771,400 | $844 | $600 | $1,200 | $600 |
| Beacon, NY | $251,600 | $811 | $550 | $1,130 | $580 |
| Hewlett Bay Park, NY | $1,740,400 | $1,037 | $710 | $1,480 | $770 |
| Wilton Center, CT | $347,100 | $1,463 | $1,050 | $2,080 | $1,030 |