Gavop tells you how to get the best homeowners insurance in Powhatan, VA by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $130,000 | $110,000 | $125,000-$150,000 |
| 2 Bedroom | $199,000 | $160,000 | $175,000-$200,000 |
| 3 Bedroom | $309,500 | $270,000 | $300,000-$350,000 |
| 4 Bedroom | $471,000 | $400,000 | $350,000-$400,000 |
| 5 Bedroom | $313,000 | $270,000 | $250,000-$300,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$164 | $699 |
| Superior Protection Discount | -$86 | $777 |
| Fire & Security Discount | -$95 | $769 |
| Hail Resistant Roof Discount | -$26 | $838 |
| Newly Constructed Home Discount | -$181 | $682 |
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $5,914 |
| Physical Damage | $2,319 |
| Hail Damage | $4,524 |
| Wind Damage | $6,624 |
| Expensive Claims | |
| Fire | $44,229 |
| Smoke | $16,218 |
| Home Insurance Company Powhatan, VA | Homeowners Insurance Agency Powhatan, VA | Address | Popularity Score | Distance from Powhatan (miles) |
|---|---|---|---|---|
| State Farm | Lindsey Patto | 3916 Portsmouth Blvd Ste A6, Chesapeake, VA, 23321-3656 | 40.7 | |
| State Farm | Mike Lindsey | Ste 100b 927 Battlefield Blvd N, Chesapeake, VA, 23320-4853 | 49.8 | |
| Travelers | Armor Insurance Group Llc | 4445 Corporation Ln Ste 287, Virginia Beach, VA, 23462 | 49.7 | |
| State Farm | Taylor Ethridge | 1326 E Pembroke Ave, Hampton, VA, 23669-2445 | 33.2 | |
| State Farm | Kathy Kretz | 838 Old Geo Wash Hwy N Ste H, Chesapeake, VA, 23323-2209 | 45.7 | |
| Farmers | Rahn Burleson | 393 Denbigh Blvd Ste F, Newport News, VA, 23608 | 19.8 | |
| State Farm | Javier Fuentes | 4516 John Tyler Hwy, Williamsburg, VA, 23185-2452 | 5.1 | |
| Farmers | John Williams | 5269 Greenwich Rd Ste 200, Virginia Beach, VA, 23462 | 48.4 | |
| State Farm | Rita Keels | Ste 110 1200 Battlefield Blvd N, Chesapeake, VA, 23320-4790 | 49.2 | |
| Travelers | Ashley & Associates | 834 Widgeon Rd, Norfolk, VA, 23513 | 41.9 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Virginia | $255,800 | $952 | $650 | $1,300 | $650 |
| James City County, VA | $328,700 | $1,000 | $690 | $1,410 | $720 |
| Powhatan, VA | $319,200 | $864 | $630 | $1,220 | $590 |
| Gloucester Courthouse, VA | $232,300 | $922 | $620 | $1,260 | $640 |
| Smithfield, VA | $274,100 | $817 | $560 | $1,130 | $570 |
| Bland, VA | $202,500 | $735 | $510 | $1,050 | $540 |
| Hopewell, VA | $122,400 | $607 | $440 | $830 | $390 |
| Varina, VA | $164,400 | $664 | $480 | $950 | $470 |
| Windsor, VA | $208,800 | $744 | $510 | $1,050 | $540 |
| St. Stephens Church, VA | $225,000 | $911 | $650 | $1,290 | $640 |
| Fairfield, VA | $167,800 | $672 | $480 | $930 | $450 |
| Northumberland County, VA | $277,900 | $821 | $550 | $1,140 | $590 |
| Ashland, VA | $253,400 | $797 | $550 | $1,100 | $550 |