How Can I Make My Merrillville, IN Home Insurance Cheaper

Gavop shows you how to buy homeowners insurance in Merrillville, IN by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.

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Estimate Appropriate Merrillville, IN Home Insurance Coverage Levels | Back to Top

Merrillville, IN - Neighbourhoods, Census Blocks & Streets 3 Bedroom 2 Bedroom
Average Home Value Estimated Replacement Value Recommended Home Insurance Coverage Average Home Value Estimated Replacement Value Recommended Home Insurance Coverage
Crown Commons Dr, Bracken Pkwy, E 92nd Ave, Connecticut Dr, W 67th Pl, 68th Ave, Luebcke Ln W, E 87th Ct, W 54th Ave, Wyoming St $187,000 $160,000 $175,000-$200,000 $142,000 $120,000 $100,000-$125,000
W 76th Ct, W 95th Ct, E Meadow Ln, Oregon St, Dona Dr, W 73rd Pl, W 71st Ave, W 78th Ave, W 83rd Ave, W 82nd Pl $138,500 $130,000 $150,000-$175,000 $96,000 $80,000 $75,000-$100,000
W 64th Pl, W 75th Ln, Catherine St, W 56th Ave, E 85 Ct, Louisiana Pl, E Valencia Dr, W 73rd Ct, Montana St, W 74th Ave $209,000 $180,000 $200,000-$250,000 $99,000 $90,000 $100,000-$125,000
W 92nd Ct, Wisconsin St, W 60th Dr, E 86th Pl, E 69th Pl, E 84th Dr, W 76th Ct, E 83rd Ave, E 62nd Pl, W 64th Ave $163,000 $140,000 $175,000-$200,000 $147,500 $130,000 $125,000-$150,000
Delaware Ct, E 83rd Pl, Ellsworth Ct, Norris Dr, Harrison Ln, E 78th Ln, E 78th Pl, Luebcke Ln E, E 93rd Ave, Bohling Pl $178,000 $160,000 $175,000-$200,000 $111,500 $100,000 $100,000-$125,000

Estimate your Savings with Home Insurance Discounts in Merrillville, IN | Back to Top

Type Discount ($) Premium After Discount ($)
Multipolicy Discount -$139 $678
Superior Protection Discount -$74 $743
Fire & Security Discount -$74 $743
Hail Resistant Roof Discount -$25 $792
Newly Constructed Home Discount -$237 $580

Choose your Merrillville, IN Home Insurance Coverage for your Specific Claim Requirement | Back to Top

Claim Type Average Claim Cost
General Claims
Water Damage $5,975
Physical Damage $2,537
Hail Damage $4,476
Wind Damage $6,624
Expensive Claims
Fire $43,336
Smoke $17,222

Identify Top Home Insurance Agents near Merrillville, IN | Back to Top

Home Insurance Company Merrillville, IN Homeowners Insurance Agency Merrillville, IN Address Popularity Score Distance from Merrillville (miles)
Liberty Mutual Independent Midwest Insurance Center 944 W Us Highway 30, Schererville, IN, 46375
8.2
Allstate Nick Adams 1911 W Glen Park Ave, Griffith, IN, 46319
8.1
State Farm Sharon Chambers 5275 Broadway, Gary, IN, 46410-1552
3.6
Erie The Mitchell Corporation 1160 Joliet Street Suite 101, Dyer, IN, 46311
9.5
Allstate Leonica Keilman Parker 8807 Indianapolis Blvd, Highland, IN, 46322
9.7
State Farm Niki Gagna 9141 E 109th Ave, Crown Point, IN, 46307-8677
6.0
State Farm Bob Rees 152 W Joliet St, Crown Point, IN, 46307-3928
4.6
State Farm Greg Taylor 390 W Us Highway 6, Valparaiso, IN, 46385-7900
10.6
State Farm Scott Marciniec 124 N Griffith Blvd, Griffith, IN, 46319-2154
6.7
State Farm Alexis Jarrett 2330 Wicker Blvd, Schererville, IN, 46375-2810
7.9

Compare Rates for Merrillville, IN Home Insurance Providers | Back to Top

Compare Quotes from Top Providers and Save now!

Place Typical Home Value Typical Home Insurance Costs 25th Percentile 75th Percentile Potential Savings & Difference between 25th & 75th Percentile
Indiana $130,200 $847 $610 $1,170 $560
Lake County, IN $140,100 $849 $590 $1,210 $620
Merrillville, IN $128,600 $817 $560 $1,170 $610
South Haven, IN $112,300 $665 $490 $950 $460
Lowell, IN $152,200 $761 $520 $1,040 $520
North Judson, IN $86,600 $699 $470 $970 $500
Cicero, IL $139,100 $763 $540 $1,060 $520
Lyons, IL $262,500 $943 $630 $1,300 $670
Fish Lake, IN $96,500 $737 $540 $1,010 $470
Hillside, IL $154,600 $671 $490 $950 $460
Wilmette, IL $659,200 $1,108 $740 $1,520 $780
Winamac, IN $82,100 $681 $460 $970 $510
Glendale Heights, IL $175,200 $816 $560 $1,170 $610

Research Home Insurance Companies Reviews in Merrillville, IN Before Buying | Back to Top

Share a review on your home insurance company


GEICO Home Insurance Reviews

Date: April 21, 2019    Age: 30 to 39    Gender: Male    Marital Status: Married

Customer Service
I must say that it is a pretty good company, I do not have much to complain about, they give very good services and although being specific there are some things to polish, it's ok

Date: April 17, 2019    Age: 20 to 29    Gender: Female    Marital Status: Unmarried

Premium
The premium is cheap because I have such high deductibles. Other companies wouldn't allow me to make them as high as Geico did.

Date: April 05, 2019    Age: 20 to 29    Gender: Female    Marital Status: Unmarried

Premium
The premium and deductible was at a significantly lower rate than that of other companies I have researched. Their rates were over $150 lower than those of my last insurance company.

Date: March 28, 2019    Age: 20 to 29    Gender: Male    Marital Status: Unmarried

Policy Offerings
I am not familiar with other providers since I have always been with Geico. I am very satisfied with my policy, and have not encountered any issues with claims or customer service.


State Farm Home Insurance Reviews

Date: January 08, 2020    Age: 20 to 29    Gender: Male    Marital Status: Married

Policy Offerings
It is very useful for my company policy offerings compared to other insurance providers


Date: August 20, 2019    Age: 40 to 49    Gender: Female    Marital Status: Unmarried

Customer Service
State farm has great customer service. Every time I have ever called our agent,even if he wasnt there. He called back within the hour.

Date: January 17, 2019    Age: 30 to 39    Gender: Male    Marital Status: Unmarried

Premium
The premium is a little bit higher but due to saving I am able to cover it, should an issue arise. Other places charge a lot more with a higher deductible and this can be an issue for someone starting out, like me.

Date: November 01, 2018    Age: 30 to 39    Gender: Male    Marital Status: Married

Premium
I think that our premiums paid are very comparable to other insurance companies. Even if we were paying more, that would be alright because wew are incredibly comfortable with the office and everyone we contact.

Farmer's Insurance Home Insurance Reviews

Date: April 25, 2019    Age: 30 to 39    Gender: Female    Marital Status: Married

Policy Offerings
when we compared to others we provide well satisaction and acceptable policies to my clients.so they encourage our policies and foraward about our poicies to others.


Date: April 12, 2019    Age: 20 to 29    Gender: Male    Marital Status: Married

Customer Service
THey were very quick to get coverage in place and cover everything attached to the house. They do not mess around with dividends and charge a low fee.

Date: April 10, 2019    Age: 30 to 39    Gender: Female    Marital Status: Married

Customer Service
It has alright customer service. They have lost their patience a little with me when I called regarding payment choice. I don't like to pay I had to open an account with them

Liberty Mutual Home Insurance Reviews

Date: September 16, 2019    Age: 30 to 39    Gender: Female    Marital Status: Married

Customer Service
I have only used my home insurance once, They took multiple days to come out to take a look at the water damage which continued to get worse over the time that we had to wait.

Date: March 26, 2019    Age: 30 to 39    Gender: Male    Marital Status: Married

Customer Service
The customer service is fine. They treat you normal like any other company. You of course have to go through an automated prompt to speak to a human. It's really annoying. I would give this a 3.

Auto Owners Insurance Home Insurance Reviews

Date: December 30, 2019    Age: 50 to 59    Gender: Male    Marital Status: Married

Premium
I think Auto-owners has comparable premiums and deductibles to many area companies. we have been with them so long. I think the cost is average as are the deductible levels.

Date: July 18, 2019    Age: 20 to 29    Gender: Male    Marital Status: Unmarried

Premium
I believe the premium and deductible I presently have with my insurance company is on an average with others I have seen for the same coverage.

AAA Home Insurance Reviews

Date: March 14, 2019    Age: 30 to 39    Gender: Female    Marital Status: Unmarried

Premium
At the time I recall of no particular situation in which I was left feeling dissatisfied for any reason, being that I just very recently became a homeowner in the first place.

Country Financial Home Insurance Reviews

Date: October 24, 2018    Age: 40 to 49    Gender: Male    Marital Status: Unmarried

Communication
I like the communication with my insurance company. They are helpful and polite.

Erie Insurance Home Insurance Reviews

Date: March 20, 2019    Age: 40 to 49    Gender: Male    Marital Status: Unmarried

Customer Service
We have had a claim and it was paid quickly. The customer service was friendly and helpful. Even without a local branch nearby I feel connected to them.

Allstate Home Insurance Reviews

Date: January 15, 2020    Age: 50 to 59    Gender: Male    Marital Status: Married

Customer Service
Too expensive for all it covers. Feel that Im getting taken advantage of since the State of NJ is controlling the insurance companies.

Encompass Insurance Home Insurance Reviews

Date: March 06, 2019    Age: 30 to 39    Gender: Male    Marital Status: Married

Customer Service
the customer servcie has been good. We haven't had this company for long, but the one time I had to call them for something they were very helpful.

Alfa Insurance Home Insurance Reviews

Date: March 31, 2019    Age: 50 to 59    Gender: Male    Marital Status: Married

Customer Service
the service of this company undoubtedly offers the best service to all customers showing kindness respect and being attentive to things that may cause some inconvenience

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