Gavop's guide to buying homeowners insurance in Dexter, MI covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $75,500 | $70,000 | $50,000-$75,000 |
| 2 Bedroom | $121,500 | $110,000 | $75,000-$100,000 |
| 3 Bedroom | $157,500 | $140,000 | $175,000-$200,000 |
| 4 Bedroom | $302,500 | $280,000 | $250,000-$300,000 |
| 5 Bedroom | $558,000 | $480,000 | $600,000-$700,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$134 | $703 |
| Superior Protection Discount | -$84 | $754 |
| Fire & Security Discount | -$59 | $779 |
| Hail Resistant Roof Discount | -$25 | $812 |
| Newly Constructed Home Discount | -$201 | $636 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Washtenaw County | $1,000 | $858 | $1,858 | $624 | $1,624 | $235 |
| Dexter, MI | $700 | $827 | $1,527 | $601 | $1,301 | $226 |
| Ann Arbor charter, MI | $500 | $1,680 | $2,180 | $1,221 | $1,721 | $459 |
| Webberville, MI | $1,000 | $714 | $1,714 | $519 | $1,519 | $195 |
| Ingham County, MI | $500 | $725 | $1,225 | $527 | $1,027 | $198 |
| Alaiedon, MI | $1,000 | $849 | $1,849 | $617 | $1,617 | $232 |
| Dearborn Heights, MI | $200 | $680 | $880 | $494 | $694 | $186 |
| Sheridan, MI | $2,500 | $687 | $3,187 | $499 | $2,999 | $188 |
| Eaton, MI | $100 | $780 | $880 | $567 | $667 | $213 |
| Medina, MI | $1,000 | $714 | $1,714 | $519 | $1,519 | $195 |
| Hillsdale, MI | $200 | $640 | $840 | $465 | $665 | $175 |
| Erie, MI | $1,000 | $764 | $1,764 | $555 | $1,555 | $209 |
| Home Insurance Company Dexter, MI | Homeowners Insurance Agency Dexter, MI | Address | Popularity Score | Distance from Dexter (miles) |
|---|---|---|---|---|
| State Farm | Jared Chapman | 15401 Farmington Rd, Livonia, MI, 48154-2870 | 29.0 | |
| State Farm | Jordan Tracey | 1723 W 14 Mile Rd, Royal Oak, MI, 48073-1728 | 40.9 | |
| Allstate | Sara Tyranski | 2012 S Wayne Rd, Westland, MI, 48186 | 29.0 | |
| Allstate | Shauna Johnson | 19562 Grand River Ave, Detroit, MI, 48223 | 36.2 | |
| Travelers | Robertson Insurance | 5589 E M-36 Hwy , Pinckney, MI, 48169 | 7.8 | |
| State Farm | Lisa Beyer | 209 S Center St, Northville, MI, 48167-1517 | 23.7 | |
| Farmers | Richard Strauss | 21950 Woodward Ave, Ferndale, MI, 48220 | 41.8 | |
| State Farm | Bill Nettle | 6447 Rochester Rd, Troy, MI, 48085-1306 | 44.4 | |
| State Farm | David Steinhardt | 9400 Middlebelt Rd, Livonia, MI, 48150-7002 | 31.2 | |
| Allstate | John Quagliotto | 2456 Metropolitan Pkwy, Sterling Heights, MI, 48310 | 45.6 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Michigan | $136,400 | $775 | $530 | $1,070 | $540 |
| Washtenaw County, MI | $231,500 | $869 | $590 | $1,230 | $640 |
| Dexter, MI | $282,400 | $837 | $590 | $1,150 | $560 |
| Ann Arbor charter, MI | $453,300 | $1,700 | $1,240 | $2,430 | $1,190 |
| Webberville, MI | $101,600 | $723 | $480 | $1,020 | $540 |
| Ingham County, MI | $123,700 | $734 | $510 | $1,050 | $540 |
| Alaiedon, MI | $199,900 | $859 | $620 | $1,190 | $570 |
| Dearborn Heights, MI | $93,600 | $689 | $480 | $960 | $480 |
| Sheridan, MI | $85,100 | $695 | $500 | $950 | $450 |
| Eaton, MI | $146,600 | $789 | $540 | $1,120 | $580 |
| Medina, MI | $101,300 | $723 | $510 | $1,030 | $520 |
| Hillsdale, MI | $85,500 | $647 | $470 | $910 | $440 |
| Erie, MI | $134,700 | $773 | $530 | $1,060 | $530 |