How Can I Make My Perry County, KY Home Insurance Cheaper

Gavop's guide to buying homeowners insurance in Perry County, KY covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.

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Estimate Appropriate Perry County, KY Home Insurance Coverage Levels | Back to Top

Perry County, KY - Neighbourhoods, Census Blocks & Streets 3 Bedroom 2 Bedroom
Average Home Value Estimated Replacement Value Recommended Home Insurance Coverage Average Home Value Estimated Replacement Value Recommended Home Insurance Coverage
Hiner Rd, Apple Ridge Ln, Kimberly Ln, Robert Ln, Beech Branch Rd, Jet St, Wabaco Cir, Weigela Ln, Woodcrest Dr, Holland Dr $130,000 $120,000 $100,000-$125,000 $82,000 $70,000 $50,000-$75,000
Krypton Lick Br Rd, State Hwy 451, Barnyard Dr, Smith Dr, College St, Harveyton Rd, Rocklick Branch Rd, Wolf Branch Rd, Napier Hollow, Marcus Hollow $91,500 $80,000 $75,000-$100,000 $69,000 $60,000 $75,000-$100,000
2nd St, Fourseam Branch Rd, Lick Branch, Rowdy Low Gap Rd, Old Schoolhouse Ln, Wiley Branch Rd, Gingerbread, Sassafras, Hemlock St, S State Hwy 15 $83,000 $70,000 $75,000-$100,000 $57,000 $50,000 $50,000-$75,000
Barrett School Rd, Cherokee Hills Rd, Dogwood St, Wooton St, Balls Fork Rd, Old Beach Fork Rd, St Martins Ln, Crosscutter Ln, Opec Dr, Main St $134,500 $120,000 $100,000-$125,000 $101,500 $80,000 $75,000-$100,000
Lauren Ln, Allen Dr, Kodak-Fusonia Rd, Walker Ln, N Main St, Mountain Shadows Dr, Duff's Dr, Strong Dr, Fred Combs Rd, State Hwy 1165 $88,000 $80,000 $100,000-$125,000 $69,500 $60,000 $75,000-$100,000

Bundle your Perry County, KY Auto & Home Insurance from the Same Company | Back to Top

Bundling Type Discount ($) Premium After Discount ($)
Home and One Car -$50 $570
Home and Two Car -$105 $514
Home and Three Car -$142 $477

Choose the Right Deductible for your Perry County, KY Home | Back to Top

Low Deductible ($500) High Deductible ($2500)
Place Example Claim Amount Yearly Premium Total Yearly Cost Yearly Premium Total Yearly Cost Net Savings for High Deductible Plan
Perry County $1,500 $612 $2,112 $445 $1,945 $167
Perry County, KY $700 $612 $1,312 $445 $1,145 $167
Whitesburg, KY $100 $870 $970 $632 $732 $238
Royalton, KY $2,500 $432 $2,932 $314 $2,814 $118
Kenvir, KY $200 $448 $648 $325 $525 $122
Loyall, KY $2,500 $529 $3,029 $384 $2,884 $144
Pennington Gap, VA $300 $440 $740 $320 $620 $120
Dorton, KY $2,000 $686 $2,686 $498 $2,498 $187
Grethel-Teaberry, KY $200 $666 $866 $484 $684 $182
Betsy Layne-Stanville, KY $700 $634 $1,334 $461 $1,161 $173
Knox County, KY $500 $655 $1,155 $476 $976 $179
Kentucky Ridge, KY $700 $525 $1,225 $381 $1,081 $143

Identify Top Home Insurance Agents near Perry County, KY | Back to Top

Home Insurance Company Perry County, KY Homeowners Insurance Agency Perry County, KY Address Popularity Score Distance from Perry County (miles)
State Farm Phil Mcdonald 1407 W 5th St, London, KY, 40741-1616
49.3
State Farm Paul Pelphrey 219 Broadway St, Paintsville, KY, 41240-1255
45.4
Allstate Melissa Crowdus 3767 N Mayo Trl Ste 5, Pikeville, KY, 41501
40.6
State Farm Laura Feltner 117 Corporate Dr Ste 103, Hazard, KY, 41701-8267
3.6
State Farm Jeffrey Branum 109 Union St, Barbourville, KY, 40906-1348
44.7
State Farm Sam Doyle 291 North Lake Drive, Prestonsburg, KY, 41653-1306
38.3
Nationwide Gary A Campbell Insurance Agency Inc 110 Court Square, Barbourville, KY, 40906
45.2
Travelers Frazier Insurance Agency 409 W Main St, Cumberland, KY, 40823
22.2
Nationwide Gary A. Campbell Insurance Agency Inc. 601 Hwy 192 W, London, KY, 40744
48.8
Liberty Mutual Independent London Insurance Agency 309 N Broad St, London, KY, 40741
48.5

Compare Rates for Perry County, KY Home Insurance Providers | Back to Top

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Place Typical Home Value Typical Home Insurance Costs 25th Percentile 75th Percentile Potential Savings & Difference between 25th & 75th Percentile
Kentucky $130,000 $896 $650 $1,240 $590
Perry County, KY $73,300 $619 $420 $850 $430
Perry County, KY $73,300 $619 $430 $890 $460
Whitesburg, KY $60,100 $881 $590 $1,210 $620
Royalton, KY $32,900 $437 $300 $600 $300
Kenvir, KY $35,400 $453 $330 $630 $300
Loyall, KY $48,900 $535 $390 $760 $370
Pennington Gap, VA $79,800 $445 $320 $640 $320
Dorton, KY $79,200 $694 $470 $950 $480
Grethel-Teaberry, KY $74,900 $674 $470 $920 $450
Betsy Layne-Stanville, KY $68,600 $642 $460 $910 $450
Knox County, KY $76,900 $663 $450 $950 $500
Kentucky Ridge, KY $48,200 $531 $360 $750 $390