How Can I Make My Middletown, OH Home Insurance Cheaper
Gavop shows you how to buy homeowners insurance in Middletown, OH by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
Compare Quotes from Top Providers and Save now!
Select the Suitable Coverage Value for your Middletown, OH Home | Back to Top
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $42,000 | $40,000 | $25,000-$50,000 |
| 2 Bedroom | $82,000 | $80,000 | $50,000-$75,000 |
| 3 Bedroom | $129,000 | $120,000 | $125,000-$150,000 |
| 4 Bedroom | $189,000 | $170,000 | $200,000-$250,000 |
| 5 Bedroom | $182,500 | $150,000 | $150,000-$175,000 |
Estimate your Savings with Home Insurance Discounts in Middletown, OH | Back to Top
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$128 | $673 |
| Superior Protection Discount | -$80 | $721 |
| Fire & Security Discount | -$56 | $745 |
| Hail Resistant Roof Discount | -$24 | $777 |
| Newly Constructed Home Discount | -$216 | $585 |
Choose your Middletown, OH Home Insurance Coverage for your Specific Claim Requirement | Back to Top
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $5,975 |
| Physical Damage | $2,295 |
| Hail Damage | $4,571 |
| Wind Damage | $6,051 |
| Expensive Claims | |
| Fire | $46,016 |
| Smoke | $17,389 |
Identify Top Home Insurance Agents near Middletown, OH | Back to Top
| Home Insurance Company Middletown, OH | Homeowners Insurance Agency Middletown, OH | Address | Popularity Score | Distance from Middletown (miles) |
|---|---|---|---|---|
| Allstate | Tiffany James | 841 W State St, Trenton, OH, 45067 | 5.9 | |
| Erie | Simpkins Foley Insurance Associates | 1135 E 2nd Street, Franklin, OH, 45005 | 6.1 | |
| State Farm | Jeff Mundy | 300 S Breiel Blvd, Middletown, OH, 45044-5108 | 0.6 | |
| Liberty Mutual Independent | Mccord Insurance Agency Inc. | 11385 Montgomery Rd Ste 240, Cincinnati, OH, 45249 | 16.0 | |
| Travelers | Maddox Insurance Agency | 1300-G Cincinnati Dayton Rd, Middletown, OH, 45044 | 2.4 | |
| Travelers | American Financial Planners | 2142 S Smithville Rd, Dayton, OH, 45420 | 20.0 | |
| Travelers | Jung Insurance Agency | 762 Reading Rd Ste B, Mason, OH, 45040 | 10.9 | |
| Allstate | J. Lewis Presley | 10470 Loveland Madeira Rd, Loveland, OH, 45140 | 17.9 | |
| State Farm | Mark Neal | 779 Central Ave, Carlisle, OH, 45005-3318 | 6.0 | |
| State Farm | Kevin Cox | 245 North Main, Springboro, OH, 45066-9171 | 8.2 |
Compare Rates for Middletown, OH Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Ohio | $135,100 | $712 | $480 | $1,000 | $520 |
| Warren County, OH | $200,100 | $808 | $540 | $1,120 | $580 |
| Middletown, OH | $93,800 | $801 | $570 | $1,100 | $530 |
| Springboro, OH | $212,900 | $717 | $510 | $1,020 | $510 |
| Hamilton, OH | $102,300 | $612 | $440 | $860 | $420 |
| Hanover, OH | $160,500 | $642 | $440 | $910 | $470 |
| Somers, OH | $98,600 | $620 | $420 | $850 | $430 |
| Gasper, OH | $122,200 | $682 | $460 | $980 | $520 |
| Vernon, OH | $137,900 | $718 | $480 | $1,000 | $520 |
| Dent, OH | $181,500 | $674 | $490 | $920 | $430 |
| New Carlisle, OH | $92,400 | $688 | $500 | $940 | $440 |
| Ryland Heights, KY | $117,900 | $855 | $620 | $1,210 | $590 |
| Hollansburg, OH | $54,000 | $473 | $330 | $680 | $350 |
Research Home Insurance Companies Reviews in Middletown, OH Before Buying | Back to Top
Share a review on your home insurance company
Liberty Mutual Home Insurance Reviews
Date: June 08, 2019 Age: 30 to 39 Gender: Unmarried Marital Status: Female
Customer Service
Liberty Mutual insurance was prompt to answer my calls and questions about my insurance policy and premiums as well as inform me of any discounts I may have.
Date: November 27, 2018 Age: 20 to 29 Gender: Male Marital Status: Unmarried
Customer Service
I get a higher level of satisfaction compared to other insurance companies I used in the past. They are flexible and gives so many discounts.
GEICO Home Insurance Reviews
Date: September 11, 2019 Age: 20 to 29 Gender: Female Marital Status: Married
Premium
The premium and deductible was less expensive than other insurance policies. Other insurance policies premium was more expensive but I couldn't afford it.
Date: November 09, 2018 Age: 30 to 39 Gender: Female Marital Status: Married
Website/App
I like that I can view anything from the mobile app. Where I go, the app goes, and its very easy to navigate. I am not very tech savvy, but the mobile app is amazing and easy to view.
State Farm Home Insurance Reviews
Date: August 17, 2019 Age: 30 to 39 Gender: Male Marital Status: Married
Customer Service
I have no experience with filing a claim or interacting with customer service on my home insurance, that I can remember. Our agent is helpful and considerate, and our rates are reasonable compared to other insurance companies.
Date: February 08, 2019 Age: 30 to 39 Gender: Female Marital Status: Married
Premium
Our deductible is satisfactory. We had some work done and our premiums actually went down a little. Cheaper than other providers.
Allstate Home Insurance Reviews
Date: July 29, 2019 Age: 40 to 49 Gender: Male Marital Status: Married
Policy Offerings
if you’re only interested in finding the lowest priced insurance company and you live in Texas, Arizona, South Carolina, Georgia or Virginia, then Allstate can be a decent option for you.
Progressive Home Insurance Reviews
Date: December 18, 2019 Age: 40 to 49 Gender: Female Marital Status: Unmarried
Premium
The price for progressive runs me around $258 a month and state farm ran me around $125 a month
Erie Insurance Home Insurance Reviews
Date: December 30, 2019 Age: 20 to 29 Gender: Male Marital Status: Unmarried
Policy Offerings
The company easy policies to read - they offer a few options that cover fire damage, water damage, and stolen items. The cost is the best one that I have seen.
Westfield Insurance Home Insurance Reviews
Date: September 04, 2019 Age: 40 to 49 Gender: Female Marital Status: Married
Premium
Our premium and deductible of our policy I think is fair, the company we go through is located somewhat close to us in the next big city over, so I like that they are somewhat local while still being a large company to be able to cover us.
Travelers Home Insurance Reviews
Date: October 30, 2018 Age: 20 to 29 Gender: Female Marital Status: Married
Communication
I get letters. I get emails. They communicate with proper grammar and spelling. I can understand what they are trying to communicate.
American Modern Insurance Home Insurance Reviews
Date: December 24, 2019 Age: 30 to 39 Gender: Female Marital Status: Married
Customer Service
The servicing agent I have dealt with has been very prompt, open, and clear in explaining the benefits of this policy.