Gavop tells you how to get the best homeowners insurance in Napoleon, OH by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Napoleon, OH - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Harmony Dr, Raymond St, Scott St, Michigan St, Twp Hwy 3, Co Rd 15C, Twp Rd P1, Orwig Ave, Jefferson St, E Maumee Ave | $163,500 | $130,000 | $150,000-$175,000 | $89,000 | $80,000 | $75,000-$100,000 |
| Canal St, Co Rd N, State Rte 281, Cliff St, Henry County Road A, E Clinton St, Twp Hwy 2, Co Hwy 25, Industrial Dr, Co Hwy 19 | $178,500 | $150,000 | $150,000-$175,000 | $133,000 | $120,000 | $125,000-$150,000 |
| Twp Rd 15A, Vincennes Dr, Gates St, Co Hwy 19, Co Rd 17, Smith St, E Riverview Ave, Co Rd M, Oak St, Richmar Ln | $86,500 | $70,000 | $75,000-$100,000 | $62,000 | $50,000 | $50,000-$75,000 |
| State Rte 424, Co Rd L, Co Rd 15, Co Rd M1, Twp Rd R, Coon Hollow Dr, Monroe St, Grenwich Dr, Shelby St, Park Ct | $97,000 | $90,000 | $75,000-$100,000 | $96,500 | $80,000 | $100,000-$125,000 |
| State Rte 66, Walnut St, Highland Ave, Becca Ln, Twp Rd C, Church St, Stout St, N Wilhelm St, Kaufman St, Co Hwy O1 | $189,000 | $160,000 | $175,000-$200,000 | $111,000 | $100,000 | $125,000-$150,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$103 | $505 |
| Superior Protection Discount | -$61 | $547 |
| Fire & Security Discount | -$49 | $560 |
| Hail Resistant Roof Discount | -$12 | $596 |
| Newly Constructed Home Discount | -$152 | $456 |
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $5,975 |
| Physical Damage | $2,464 |
| Hail Damage | $4,665 |
| Wind Damage | $6,242 |
| Expensive Claims | |
| Fire | $45,570 |
| Smoke | $16,218 |
| Home Insurance Company Napoleon, OH | Homeowners Insurance Agency Napoleon, OH | Address | Popularity Score | Distance from Napoleon (miles) |
|---|---|---|---|---|
| State Farm | Jamie Mauntler | 5401 Secor Rd, Toledo, OH, 43623-1923 | 36.8 | |
| State Farm | Steve Decker | 4444 Keystone Ste D, Maumee, OH, 43537-8796 | 28.1 | |
| Nationwide | Robert D Gamble | 122 N Washington St, Van Wert, OH, 45891-1706 | 41.1 | |
| Allstate | Floyd S. Carter Jr. | 3113 Dustin Rd Ste C, Oregon, OH, 43616 | 40.5 | |
| Allstate | Chuck Bodette | 1310 W Sylvania Ave, Toledo, OH, 43612 | 38.1 | |
| State Farm | Johnny Horn | 3540 Secor Rd Ste 312, Toledo, OH, 43606-1538 | 35.6 | |
| Travelers | Huntington Insurance | 236 S Main St, Findlay, OH, 45840 | 36.2 | |
| Travelers | Hylant Administrative Services | 811 Madison Ave 11th Fl, Toledo, OH, 43604 | 38.1 | |
| State Farm | Vince Davis | 3344 Secor Rd Ste 102, Toledo, OH, 43606-1500 | 35.5 | |
| State Farm | Darlene Steiner | 1412 Scott St, Napoleon, OH, 43545-1026 | 2.8 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Ohio | $135,100 | $712 | $520 | $990 | $470 |
| Henry County, OH | $116,200 | $620 | $450 | $850 | $400 |
| Napoleon, OH | $111,000 | $608 | $410 | $830 | $420 |
| Swan Creek, OH | $149,000 | $689 | $480 | $950 | $470 |
| Bryan, OH | $88,700 | $688 | $500 | $980 | $480 |
| Bowling Green, OH | $164,700 | $749 | $500 | $1,040 | $540 |
| Berkey, OH | $161,700 | $766 | $510 | $1,090 | $580 |
| Montgomery, MI | $57,800 | $641 | $460 | $910 | $450 |
| Grabill, IN | $102,800 | $760 | $510 | $1,060 | $550 |
| Allen, OH | $150,800 | $745 | $510 | $1,030 | $520 |
| Tecumseh, MI | $120,800 | $700 | $470 | $990 | $520 |
| Mount Blanchard, OH | $86,800 | $586 | $420 | $830 | $410 |
| Vineyard Lake, MI | $73,700 | $674 | $490 | $930 | $440 |